Travel on Points

Getting Started >>>>

A Beginner’s Guide to Traveling on Point(s)

Welcome to ToP and the exciting world of award travel! Points and miles can help you travel better and more often than you ever thought possible. Whether your goal is to visit far-flung destinations or see family across the country more often, award travel can make that happen. Take a look at our beginner articles and join our Facebook group, where you can ask all your questions and learn from fellow award travelers.

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

» What We Do & Getting Started

Understanding Credit Scores

One of the first questions people ask when learning about award travel is whether opening many credit cards hurts your credit score. The answer is NO. In fact, opening additional credits can even help your credit score!

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What is the 5/24 Rule?

Every single blog that covers award travel discusses Chase, something called 5/24, and steers newbies towards Chase cards first. Why? The “5/24” rule is the reason behind this.

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Points & Miles Glossary

The points & miles world is filled with acronyms and abbreviations. Many of these become second nature after some time. But if you are starting out or saw a new acronym used in our Facebook group, here is a list of common abbreviations and acronyms

Read More »

Understanding Credit Scores

One of the first questions people ask when learning about award travel is whether opening many credit cards hurts your credit score. The answer is NO. In fact, opening additional credits can even help your credit score!

Read More »

What is the 5/24 Rule?

Every single blog that covers award travel discusses Chase, something called 5/24, and steers newbies towards Chase cards first. Why? The “5/24” rule is the reason behind this.

Read More »

Points & Miles Glossary

The points & miles world is filled with acronyms and abbreviations. Many of these become second nature after some time. But if you are starting out or saw a new acronym used in our Facebook group, here is a list of common abbreviations and acronyms

Read More »

» Credit Card Basics

Setting Up a Plan

Creating and sticking to a plan of which credit cards to open is essential to earning the most points you can so you can travel for free.

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Setting Up a Plan

Creating and sticking to a plan of which credit cards to open is essential to earning the most points you can so you can travel for free.

Read More »

Why Citi ThankYou Points Deserve Your Attention

Citi ThankYou Points are an underrated transferable points currency. Yet it provides great value and flexibility. Citi's cards offer an excellent earning structure with a baseline of 2x on every purchase. Having so many transfer partners in common with Chase and Amex is actually a strength of Citi's. Lastly, for those looking to cash out their points, Citi offers ease and flexibility.

Read More »

Why Citi ThankYou Points Deserve Your Attention

Citi ThankYou Points are an underrated transferable points currency. Yet it provides great value and flexibility. Citi's cards offer an excellent earning structure with a baseline of 2x on every purchase. Having so many transfer partners in common with Chase and Amex is actually a strength of Citi's. Lastly, for those looking to cash out their points, Citi offers ease and flexibility.

Read More »

List of Airline Codes

IATA airline codes can be confusing, but this list spells out the codes for most of the major airlines in the U.S. and the rest of the world.

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List of Airline Codes

IATA airline codes can be confusing, but this list spells out the codes for most of the major airlines in the U.S. and the rest of the world.

Read More »

The Chase Trifecta (2022)

How do you maximize earning Chase points? That's easy. Obtain the Chase Trifecta. CSP/CSR, the Freedom Flex and the Freedom Unlimited (or Ink Unlimited) make an almost perfect trio of cards for bonus and non-bonus spending!

Read More »

The Chase Trifecta (2022)

How do you maximize earning Chase points? That's easy. Obtain the Chase Trifecta. CSP/CSR, the Freedom Flex and the Freedom Unlimited (or Ink Unlimited) make an almost perfect trio of cards for bonus and non-bonus spending!

Read More »

» Maintaining Your Credit Cards

Guide: Shifting Credit Between Cards

Many times, especially after you've been in the award travel world for a while, you may be approved for a smaller credit limit than you wanted or expected. This could be for various reasons, such as issues on your credit report, credit extended to you with that specific credit card company, total available credit, or low credit utilization or non-use of your existing credit cards.

Read More »

Guide: Shifting Credit Between Cards

Many times, especially after you've been in the award travel world for a while, you may be approved for a smaller credit limit than you wanted or expected. This could be for various reasons, such as issues on your credit report, credit extended to you with that specific credit card company, total available credit, or low credit utilization or non-use of your existing credit cards.

Read More »

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