What is Traveling on Point(s)?
Traveling on point(s) involves earning credit card points and using those points to travel the world for free or nearly free. Follow along to learn more!
Welcome to ToP and the exciting world of award travel! Points and miles can help you travel better and more often than you ever thought possible. Whether your goal is to visit far-flung destinations or see family across the country more often, award travel can make that happen. Take a look at our beginner articles and join our Facebook group, where you can ask all your questions and learn from fellow award travelers.
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Traveling on point(s) involves earning credit card points and using those points to travel the world for free or nearly free. Follow along to learn more!
We explain the most important rule in award travel. Following this one rule is crucial for traveling on points.
One of the first things we recommend to “newbies” is to figure out your 5/24 status. As a reminder, your 5/24 status is a rule
Points Miles Glossary The points & miles world is filled with acronyms and abbreviations. Many of these become second nature after some time. If you
Chase 5/24 Rule One of the first questions new points & miles enthusiasts often have is, why is everyone talking about Chase? Another popular question
How Are Credit Scores Calculated? One of the first questions people ask when learning about award travel is whether opening many credit cards hurts your
Traveling on point(s) involves earning credit card points and using those points to travel the world for free or nearly free. Follow along to learn more!
We explain the most important rule in award travel. Following this one rule is crucial for traveling on points.
One of the first things we recommend to “newbies” is to figure out your 5/24 status. As a reminder, your 5/24 status is a rule
Points Miles Glossary The points & miles world is filled with acronyms and abbreviations. Many of these become second nature after some time. If you
Chase 5/24 Rule One of the first questions new points & miles enthusiasts often have is, why is everyone talking about Chase? Another popular question
How Are Credit Scores Calculated? One of the first questions people ask when learning about award travel is whether opening many credit cards hurts your
Meeting minimum spend can be tricky when you open a new card without a plan. In this article, we outline a few of our favorite strategies.
We analyze the strategy of sign-up bonuses and why they are so much more valuable than spending on bonus categories with everyday cards.
Creating and sticking to a plan of which credit cards to open is essential to earning the most points you can so you can travel for free.
Chase Credit Card Applications Flowchart The fastest way to earn Ultimate Rewards is via welcome offers from opening new Chase credit cards, like the Chase
Am I Eligible For Business Credit Cards? One of the most popular questions in the ToP Facebook Group is, am I eligible for business credit
Business Cards That Don't Count Against Chase 5/24 When members of our Facebook group ask for advice on what card to get next, we usually
Credit Card Reconsideration Call No one likes rejections, let alone for a new credit card. Unfortunately, it can happen, even to those with great credit
Chase Sapphire Preferred vs Chase Sapphire Reserve If you've been in award travel circles for more than a few minutes, you've heard of the “5/24
Credit Card Application Rules For Each Bank Being approved for a new card requires more than having a high credit score or proving a good source
Meeting minimum spend can be tricky when you open a new card without a plan. In this article, we outline a few of our favorite strategies.
We analyze the strategy of sign-up bonuses and why they are so much more valuable than spending on bonus categories with everyday cards.
Creating and sticking to a plan of which credit cards to open is essential to earning the most points you can so you can travel for free.
Chase Credit Card Applications Flowchart The fastest way to earn Ultimate Rewards is via welcome offers from opening new Chase credit cards, like the Chase
Am I Eligible For Business Credit Cards? One of the most popular questions in the ToP Facebook Group is, am I eligible for business credit
Business Cards That Don't Count Against Chase 5/24 When members of our Facebook group ask for advice on what card to get next, we usually
Credit Card Reconsideration Call No one likes rejections, let alone for a new credit card. Unfortunately, it can happen, even to those with great credit
Chase Sapphire Preferred vs Chase Sapphire Reserve If you've been in award travel circles for more than a few minutes, you've heard of the “5/24
Credit Card Application Rules For Each Bank Being approved for a new card requires more than having a high credit score or proving a good source
We often discuss in our Facebook group how transferable points are so much more valuable than miles or points with a single airline or hotel. This is because transferable points are the key to unlocking incredible value from credit card points.
With transferable points, you gain flexibility and high redemption value. With access to different transfer partners, you can opt for the partner that will give you the most value.
We recommend creating loyalty accounts ahead of time to avoid the common issues relating to brand new accounts, such as delayed transfer times. Having your loyalty accounts set up when you're ready to book makes everything easier.
How to Combine Ultimate Rewards Chase offers lots of flexibility for cardholders to combine their Ultimate Rewards. You can combine Ultimate Rewards from all of
Transfer Chase Ultimate Rewards to Partners Taking advantage of transfer partners is almost always the best use of transferable points, like Chase Ultimate Rewards. Transferable
ToP walks you through how to transfer Membership Rewards to Amex's hotel and airline partners to get you the most value for your points.
Airline and hotel companies often sell points with big bonus offers, but it's important to understand the risks associated with buying points.
Citi ThankYou Points are an underrated transferable points currency. Yet it provides great value and flexibility. Citi's cards offer an excellent earning structure with a baseline of 2x on every purchase. Having so many transfer partners in common with Chase and Amex is actually a strength of Citi's. Lastly, for those looking to cash out their points, Citi offers ease and flexibility.
We often discuss in our Facebook group how transferable points are so much more valuable than miles or points with a single airline or hotel. This is because transferable points are the key to unlocking incredible value from credit card points.
With transferable points, you gain flexibility and high redemption value. With access to different transfer partners, you can opt for the partner that will give you the most value.
We recommend creating loyalty accounts ahead of time to avoid the common issues relating to brand new accounts, such as delayed transfer times. Having your loyalty accounts set up when you're ready to book makes everything easier.
How to Combine Ultimate Rewards Chase offers lots of flexibility for cardholders to combine their Ultimate Rewards. You can combine Ultimate Rewards from all of
Transfer Chase Ultimate Rewards to Partners Taking advantage of transfer partners is almost always the best use of transferable points, like Chase Ultimate Rewards. Transferable
Airline and hotel companies often sell points with big bonus offers, but it's important to understand the risks associated with buying points.
Citi ThankYou Points are an underrated transferable points currency. Yet it provides great value and flexibility. Citi's cards offer an excellent earning structure with a baseline of 2x on every purchase. Having so many transfer partners in common with Chase and Amex is actually a strength of Citi's. Lastly, for those looking to cash out their points, Citi offers ease and flexibility.
How should you choose when to use points through a travel portal, transfer to a travel partner, or convert to cash back? ToP analyzes the pros and cons of each approach to help you maximize your credit card points.
This article teaches you how to best use your miles and we explain the differences among the main types of award charts: zone-based, distance-based, and dynamic pricing.
How to Use Award Hacker Award Hacker is a helpful website that can tell you what points and miles you can use to book a
ToP explains how to search and book United Airlines' excursionist perk award, which can get you a free one-way award within a multi-city itinerary.
IATA airline codes can be confusing, but this list spells out the codes for most of the major airlines in the U.S. and the rest of the world.
How to Book an Award Flight Using Points We get a lot of questions in the ToP Facebook group about how to book an award
Saver award availability is crucial for booking cheap award flights. ToP explains what saver awards are and how to find them.
How should you choose when to use points through a travel portal, transfer to a travel partner, or convert to cash back? ToP analyzes the pros and cons of each approach to help you maximize your credit card points.
This article teaches you how to best use your miles and we explain the differences among the main types of award charts: zone-based, distance-based, and dynamic pricing.
How to Use Award Hacker Award Hacker is a helpful website that can tell you what points and miles you can use to book a
ToP explains how to search and book United Airlines' excursionist perk award, which can get you a free one-way award within a multi-city itinerary.
IATA airline codes can be confusing, but this list spells out the codes for most of the major airlines in the U.S. and the rest of the world.
How to Book an Award Flight Using Points We get a lot of questions in the ToP Facebook group about how to book an award
Chase Trifecta Whether you are just starting out, or have been in the miles and points world for a minute, we are all shooting for
How Do Amex Offers Work? The American Express Amex Offers program is a great benefit that can save you some money on your next purchase.
The Travel on Points team explores ways to earn cash and gift cards back using methods other than credit cards.
Our spending habits may have changed during this time of social distancing, but everyone still needs to eat. If you’re like my family, you’re spending
As we spend more of our time in social distancing, many of us are cooking more. However, we all need a break sometime. Grabbing takeout or delivery can be a nice alternative for each of us.
Earning points in one player mode can be different. Explore strategies on how you can still earn significant points and miles to travel on!
The ToP Guide to Chase Offers walks you through the basics of how to use and maximize this great Chase program that can help you save money.
Chase Trifecta Whether you are just starting out, or have been in the miles and points world for a minute, we are all shooting for
How Do Amex Offers Work? The American Express Amex Offers program is a great benefit that can save you some money on your next purchase.
The Travel on Points team explores ways to earn cash and gift cards back using methods other than credit cards.
Our spending habits may have changed during this time of social distancing, but everyone still needs to eat. If you’re like my family, you’re spending
As we spend more of our time in social distancing, many of us are cooking more. However, we all need a break sometime. Grabbing takeout or delivery can be a nice alternative for each of us.
Earning points in one player mode can be different. Explore strategies on how you can still earn significant points and miles to travel on!
The ToP Guide to Chase Offers walks you through the basics of how to use and maximize this great Chase program that can help you save money.
Many times, especially after you've been in the award travel world for a while, you may be approved for a smaller credit limit than you wanted or expected. This could be for various reasons, such as issues on your credit report, credit extended to you with that specific credit card company, total available credit, or low credit utilization or non-use of your existing credit cards.
Credit Card Annual Fees Many people balk at the idea of paying an annual fee for a credit card. Why do that when so many
Credit Card Retention Offers For banks, retaining customers can be just as important as attracting new ones. This is why banks sometimes offer customers an
Many times, especially after you've been in the award travel world for a while, you may be approved for a smaller credit limit than you wanted or expected. This could be for various reasons, such as issues on your credit report, credit extended to you with that specific credit card company, total available credit, or low credit utilization or non-use of your existing credit cards.
Credit Card Annual Fees Many people balk at the idea of paying an annual fee for a credit card. Why do that when so many
Credit Card Retention Offers For banks, retaining customers can be just as important as attracting new ones. This is why banks sometimes offer customers an
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