Points & Miles Glossary

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The points & miles world is filled with acronyms and abbreviations. Many of these become second nature after some time. But if you are starting out or saw a new acronym used in our Facebook group, here is a list of common abbreviations and acronyms:

5/24: Chase’s rule that you cannot get a new Chase product unless you have less than 5 new credit card accounts in the (rolling) prior 24 months
Amex: American Express
AF: Annual Fee
AG: Amex Gold Card
AGC: Amex Gift Cards
AO: Amex Offers (targeted offers from Amex on specific cards for bonus points or cash back at specific merchants)
AP: Amex Platinum
AU: Authorized User (on a credit card)
BBP: American Express Blue Business Plus Card
BR: Bonvoy Rewards (Marriott’s loyalty program)
Bonvoyed: a company and/or a CSR botched a simple task (usually in reference to Marriott, as its new Bonvoy Rewards and integration with the old SPG Hotel chain has not gone smoothly)
CA: Cash Advance
CS: Charles Schwab
CF: Chase Freedom
CFF: Chase Freedom Flex
CFU: Chase Freedom Unlimited
CIBP: Chase Ink Business Preferred
CIC: Chase Ink Cash
CIU: Chase Ink Unlimited
CP: Southwest Companion Pass
CPP: Cents Per Point, the cash value derived from a points redemption
CSP: Chase Sapphire Preferred
CSR: Chase Sapphire Reserve OR Customer Service Rep
DG: Downgrade, usually the same as a Product Change (see PC)
DP: Data point
F: First class
FR: Fuel Rewards (Shell) OR Financial Review (usually Amex)
GE: Global Entry
HUCA: Hang Up, Call Again (speak to multiple CSRs to get the response you want)
J: Business class
MCGC: Mastercard Gift Cards
MPX: United MileagePlus X mobile app
MR: Membership Rewards (Amex’s rewards currency)
MS or MSR: Minimum Spend or Minimum Spend Requirement, the amount of money required to be spent on a particular card in order to earn the sign up bonus
P1: Player One, the primary points and miles enthusiast in a household/family/relationship
P2: Player Two, a secondary person (spouse/significant other/family member/friend) whose points and miles and credit contribute to travels with P1
PC: Product Change (to a different credit card), usually the same as a Downgrade (see DG)
PP: PayPal or Priority Pass (Lounge Access)
PPK: PayPal Key, a virtual Mastercard debit card offered by PayPal that is linked to any form of payment you want.
Recon: A Reconsideration Call. Asking a human to review a credit card application after a denial. It happens and if the first one doesn’t work, HUCA.
SUB: Sign Up Bonus
TY or TYP: Thank You Points (Citi’s rewards currency)
UR: Ultimate Rewards (Chase’s rewards currency)
VGC: Visa Gift Cards
WOH: World of Hyatt (Hyatt’s loyalty program)
Y: Economy class
YQ: Fuel surcharges or “carrier-imposed surcharges” (fees charged by some airlines when booking an award flight)

A lot of acronyms also involve airlines and airport codes. A list of airline codes is available here, and a list of airport codes is available here.

 

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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