Best Credit Cards


A Beginner’s Guide to traveling on point(s)

Sign-Up Bonuses and Welcome Offers are the fastest and easiest way to begin earning points and miles. Before applying for a credit card, keep in mind two things. First, under no circumstances should you apply for a new credit card or make charges on a credit card if you do not have a plan to pay the balance in full every month. Any rewards you earn will quickly be outweighed by the interest you pay. Second, remember that each card issuer has its own rules about applications, the most famous of which is the 5/24 rule. Double-check the rules before you apply for a new card to make sure you are eligible. Also, keep track of how much minimum spend a card requires for the sign-up bonus, and make sure to have a plan to meet that minimum spend.

Featured Cards

#1

Chase Sapphire Reserve®

Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months.

  • 4x on hotels and airlines booked direct
  • $300 annual travel credit
  • Priority Pass Select membership
Annual Fee: $795
#2

Chase Sapphire Preferred® Card

Earn 75,000 Ultimate Rewards after you spend $5,000 on purchases in the first 3 months from account opening.

  • 3x points on dining & online grocery
  • 2x points on travel
  • Annual 10% Points Bonus per Dollar Spent
Annual Fee: $95
Terms & Conditions
#3

The New Sapphire Reserve for Business℠

Earn 150,000 Ultimate Rewards after spending $30,000 within 6 months.

  • 4x on flights and hotels booked direct
  • 3x on online advertising
  • up to $2,500+ in annual credits
Annual Fee: $795
#4

Ink Business Preferred® Credit Card

100,000 Ultimate Rewards after $8,000 spend in 3 months.

  • 3x points on travel
  • 3x on shipping purchases and internet, cable, and phone services
  • Cell phone protection
Annual Fee: $95
#5

Ink Business Cash® Credit Card

$750/75,000 Ultimate Rewards after spending $6,000 within 3 months, with no annual fee.

  • 5% cash back at office supply stores, internet, cable TV, mobile phones, and landlines, on the first $25,000 spent in combined purchases
  • 2% cash back on the first $25,000 in combined purchases at gas stations and restaurants each year
Annual Fee: No Annual Fee
#6

Ink Business Unlimited® Credit Card

$750/75,000 Ultimate Rewards after spending $6,000 within 3 months, with no annual fee.

  • Unlimited 1.5% cash back on every purchase made for your business
  • Employee cards at no additional cost
Annual Fee: No Annual Fee
#7

Bilt Obsidian

Earn $200 of Bilt Cash on approval.

  • Earn 3X points on your choice of grocery (up to $25K/year) or dining, 2x on travel, and 1x on all everyday spend, plus 4% back in Bilt Cash.
  • $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
  • Earn up to 1x points on rent and mortgage payments
Annual Fee: $95
#8

Bilt Palladium Card

50,000 Bilt Rewards after $4,000 of non-housing spend in the first 3 months.

  • Earn 2x Bilt Points and 4% Bilt Cash on everyday purchases.
  • Earn up to 1x Bilt Points on rent and mortgage payments.
  • $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
  • $200 Bilt Cash (awarded annually). Up to $100 of Bilt Cash earned rolls over to the next year.
Annual Fee: $495
Terms & Conditions
#9

Platinum Card®

You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

  • 5x on flights booked directly with airlines
  • Amex Centurion lounge access
  • $200 airline incidental fees credit
Annual Fee: $895
#10

American Express® Gold Card

As high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

  • 4x points at restaurants worldwide, on up to $50,000 in purchases per calendar year
  • 4x points at U.S. supermarkets, on up to $25,000 in purchases annually
  • 3x points on flights booked directly with airlines or through amextravel.com
Annual Fee: $325
#11

American Express® Business Gold Card

AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

  • 4x points on the top two select categories where you spend the most each month
  • 3x on flights and hotels booked at amextravel.com
  • No foreign transaction fees
Annual Fee: $375
#12

Business Platinum Card®

You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer

  • 35% rebate on business and first class flights booked with points through amextravel.com on your selected airline
  • Amex Centurion lounge access
  • $209 CLEAR credit
Annual Fee: $895
#13

Citi Strata Elite℠ Card

Earn 75,000 Citi ThankYou points after spending $6,000 within 3 months of card membership

  • $300 hotel credit each calendar year
  • $200 Splurge Bonus on select brands
  • $200 Blacklane credit
Annual Fee: $595
#14

Citi Strata Premier® Card

Earn 60,000 bonus Citi ThankYou Points after spending $4,000 in the first 3 months of account opening.

  • 3x points on air travel and hotels
  • 3x points on restaurants, supermarkets, and gas stations
  • No foreign transaction fees
Annual Fee: $95
#15

Capital One Venture Business

Earn up to 150,000 miles: Earn 75,000 miles once you spend $7,500 on purchases in the first 3 months, and earn an additional 75,000 miles once you spend $30,000 in the first 6 months.

  • Unlimited 2x per dollar on every purchase
  • Up to $120 statement credit towards application for Global Entry or TSA PreCheck
  • No foreign transaction fees
Annual Fee: $95
#16

Capital One Venture Rewards

Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.

  • 2 Miles per dollar on every purchase, every day
  • Up to $120 Global Entry/TSA Precheck credit every 4 years
  • No foreign transaction fees
Annual Fee: $95
#17

Capital One Venture X Business

Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.

  • $300 annual travel credit for bookings booked through Capital One Business Travel
  • Capital One Lounge access (including guest access)
  • 10,000 bonus miles each year on your account anniversary
Annual Fee: $395
#18

Capital One Venture X Rewards Credit Card

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening.

  • $300 annual travel credit for bookings made through Capital One Travel
  • 10,000 bonus miles each year on their account anniversary
  • Capital One Lounge access
Annual Fee: $395
#19

Capital One Spark Cash Plus

Earn $2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year.

  • Unlimited 2% cash back
  • No foreign transaction fees
  • Extended warranty protection
Annual Fee: $150

ToP Cards Under 5/24

#1

Chase Sapphire Reserve®

Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months.

  • 4x on hotels and airlines booked direct
  • $300 annual travel credit
  • Priority Pass Select membership
Annual Fee: $795
#2

Chase Sapphire Preferred® Card

Earn 75,000 Ultimate Rewards after you spend $5,000 on purchases in the first 3 months from account opening.

  • 3x points on dining & online grocery
  • 2x points on travel
  • Annual 10% Points Bonus per Dollar Spent
Annual Fee: $95
Terms & Conditions
#3

Ink Business Preferred® Credit Card

100,000 Ultimate Rewards after $8,000 spend in 3 months.

  • 3x points on travel
  • 3x on shipping purchases and internet, cable, and phone services
  • Cell phone protection
Annual Fee: $95
#4

The New Sapphire Reserve for Business℠

Earn 150,000 Ultimate Rewards after spending $30,000 within 6 months.

  • 4x on flights and hotels booked direct
  • 3x on online advertising
  • up to $2,500+ in annual credits
Annual Fee: $795
#5

Ink Business Cash® Credit Card

$750/75,000 Ultimate Rewards after spending $6,000 within 3 months, with no annual fee.

  • 5% cash back at office supply stores, internet, cable TV, mobile phones, and landlines, on the first $25,000 spent in combined purchases
  • 2% cash back on the first $25,000 in combined purchases at gas stations and restaurants each year
Annual Fee: No Annual Fee
#6

Ink Business Unlimited® Credit Card

$750/75,000 Ultimate Rewards after spending $6,000 within 3 months, with no annual fee.

  • Unlimited 1.5% cash back on every purchase made for your business
  • Employee cards at no additional cost
Annual Fee: No Annual Fee
#7

United℠ Business Card

Earn up to 110,000 bonus miles: Earn 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open, plus another 10,000 bonus miles for adding an authorized user in the first 3 months.

  • Two United Club passes per year
  • Complimentary first checked bag
  • 25% back on in-flight purchases
Annual Fee: $150
#8

United Quest℠ Card

Earn up to 100,000 bonus miles: Earn 80,000 bonus miles and 3,000 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open, plus another 10,000 bonus miles for adding an authorized user in the first 3 months.

  • Up to $125 in statement credits each account anniversary year as reimbursement for United purchases
  • Complimentary first and second checked bags
  • 25% back on in-flight purchases
Annual Fee: $350
#9

United Club℠ Card

Earn up to 110,000 bonus miles: Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening, plus another 10,000 bonus miles for adding an authorized user in the first 3 months.

  • United Club membership
  • Complimentary first and second checked bags
  • Earn PQPs towards elite status
Annual Fee: $695
#10

World of Hyatt Business Credit Card

60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.

  • 4x points at Hyatt properties and $100 in Hyatt statement credits
  • 2x points per $1 spent in 3 top spending categories each quarter
  • 5 elite night credits for every $10,000 spent on the card
Annual Fee: $199
#11

United℠ Explorer Card

Earn up to 80,000 bonus miles: Earn 70,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open, plus another 10,000 bonus miles for adding an authorized user in the first 3 months

  • Complimentary first checked bag
  • Priority boarding
  • 25% back on in-flight purchases
Annual Fee: $0 for the first year, then $150
#12

British Airways Visa Signature® Credit Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

  • 5x Avios points on British Airways
  • 10% discount on British Airways flights
  • Reward flight statement credit
Annual Fee: $95
#13

Iberia Visa Signature® Credit Card

Earn 75,000 Avios After $5,000 Spend In The First 3 Months.

  • 5x Avios points on Iberia
  • 10% discount on Iberia flights
  • Iberia $1,000 flight discount voucher
Annual Fee: $95
#14

Aer Lingus Visa Signature® Credit Card

Earn 75,000 Avios after $5,000 spend in the first 3 months.

  • 5x Avios points on Aer Lingus
  • Annual companion certificate
  • Priority boarding on Aer Lingus flights
Annual Fee: $95
#15

Aeroplan® Card

Earn 75,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.

  • 3x points on Air Canada purchases
  • 3x points on groceries and dining
  • Automatic Aeroplan 25K Status
Annual Fee: $95
#16

IHG One Rewards Premier Credit Card

Earn up to 185,000 Bonus Points: Earn 150,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening, plus earn 35,000 Bonus Points after spending a total of $6,000 in the first 6 months.

  • 10x points at IHG hotels
  • IHG Rewards Club Platinum status
  • Anniversary free night
Annual Fee: $99
#17

Southwest Rapid Rewards® Performance Business Credit Card

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

  • 4x points on Southwest purchases
  • – Standard or Preferred Seat Selection at booking (when available)- Extra Legroom seats within 48 hours prior to departure (when available)
  • Anniversary bonus points
Annual Fee: $299
#18

World of Hyatt Credit Card

Earn 30,000 bonus points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, earn an additional bonus point per dollar on purchases that normally earn 1x, on up to $15,000 in spend (an additional 15,000 points).

  • 4x points at Hyatt properties
  • Annual free night certificate (Category 1-4)
  • Complimentary Discoverist status
Annual Fee: $95
#19

Marriott Bonvoy Boundless® Credit Card

Earn 3 Free Night Awards (each worth up to 50,000 points) after spending $3,000 on eligible purchases within the first 3 months of account opening and an additional 1 Free Night Award after spending $4,000 total on eligible purchases within 4 months of account opening. Plus, earn up to $100 in airline credits.

  • 6x points at Marriott properties
  • Annual free night award (up to 35,000 points)
  • 15 elite nights towards status annually
Annual Fee: $95
#20

Chase Freedom Flex® Credit Card

$200 / 20,000 Ultimate Rewards for $500 spend in 3 months.

  • 5% back in rotating quarterly categories, up to $1,500 each quarter
  • No Annual Fee
Annual Fee: No Annual Fee.
#21

Chase Freedom Unlimited® Credit Card

Earn $200 / 20,000 Ultimate Rewards after $500 spend in 3 months.

  • 3% back on dining at restaurants, including takeout and eligible delivery services, and on drugstore purchases
  • Earn 1.5% on all other purchases
  • No annual fee
Annual Fee: No Annual Fee.
#22

Southwest Rapid Rewards® Premier Business Credit Card

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

  • 3x points on Southwest purchases
  • Standard or Preferred Seat Selection within 48 hours prior to departure (when available)
  • Anniversary bonus points
Annual Fee: $149
#23

IHG One Rewards Premier Business Credit Card

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

  • Earn up to 26 points total per $1 spent when you stay at an IHG hotel
  • Earn 5 points per $1 spent on purchases on travel, gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
Annual Fee: $99
#24

Southwest Rapid Rewards® Plus Credit Card

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening

  • Two EarlyBird check-ins per year
  • 25% back on in-flight purchases
  • Anniversary bonus points
Annual Fee: $99
#25

Southwest Rapid Rewards® Premier Credit Card

Earn 55,000 bonus points after spending $1,500 on purchases in the first 3 months from account opening.

  • 3x points on Southwest purchases
  • Two EarlyBird check-ins per year
  • Anniversary bonus points
Annual Fee: $149
#26

Southwest Rapid Rewards® Priority Credit Card

Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.

  • 3x on Southwest purchases
  • $75 Southwest annual travel credit
  • Anniversary bonus points
Annual Fee: $229

ToP Cards Over 5/24

Bilt Palladium Card

50,000 Bilt Rewards after $4,000 of non-housing spend in the first 3 months.

  • Earn 2x Bilt Points and 4% Bilt Cash on everyday purchases.
  • Earn up to 1x Bilt Points on rent and mortgage payments.
  • $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
  • $200 Bilt Cash (awarded annually). Up to $100 of Bilt Cash earned rolls over to the next year.
Annual Fee: $495
Terms & Conditions

Bilt Obsidian

Earn $200 of Bilt Cash on approval.

  • Earn 3X points on your choice of grocery (up to $25K/year) or dining, 2x on travel, and 1x on all everyday spend, plus 4% back in Bilt Cash.
  • $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
  • Earn up to 1x points on rent and mortgage payments
Annual Fee: $95

Business Platinum Card®

You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer

  • 35% rebate on business and first class flights booked with points through amextravel.com on your selected airline
  • Amex Centurion lounge access
  • $209 CLEAR credit
Annual Fee: $895

American Express® Business Gold Card

AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

  • 4x points on the top two select categories where you spend the most each month
  • 3x on flights and hotels booked at amextravel.com
  • No foreign transaction fees
Annual Fee: $375

American Express® Gold Card

As high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

  • 4x points at restaurants worldwide, on up to $50,000 in purchases per calendar year
  • 4x points at U.S. supermarkets, on up to $25,000 in purchases annually
  • 3x points on flights booked directly with airlines or through amextravel.com
Annual Fee: $325

Platinum Card®

You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

  • 5x on flights booked directly with airlines
  • Amex Centurion lounge access
  • $200 airline incidental fees credit
Annual Fee: $895

Capital One Venture X Rewards Credit Card

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening.

  • $300 annual travel credit for bookings made through Capital One Travel
  • 10,000 bonus miles each year on their account anniversary
  • Capital One Lounge access
Annual Fee: $395

Capital One Venture Rewards

Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.

  • 2 Miles per dollar on every purchase, every day
  • Up to $120 Global Entry/TSA Precheck credit every 4 years
  • No foreign transaction fees
Annual Fee: $95

Capital One Spark Cash Plus

Earn $2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year.

  • Unlimited 2% cash back
  • No foreign transaction fees
  • Extended warranty protection
Annual Fee: $150

Capital One Venture Business

Earn up to 150,000 miles: Earn 75,000 miles once you spend $7,500 on purchases in the first 3 months, and earn an additional 75,000 miles once you spend $30,000 in the first 6 months.

  • Unlimited 2x per dollar on every purchase
  • Up to $120 statement credit towards application for Global Entry or TSA PreCheck
  • No foreign transaction fees
Annual Fee: $95

Capital One Venture X Business

Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.

  • $300 annual travel credit for bookings booked through Capital One Business Travel
  • Capital One Lounge access (including guest access)
  • 10,000 bonus miles each year on your account anniversary
Annual Fee: $395

Citi Strata Elite℠ Card

Earn 75,000 Citi ThankYou points after spending $6,000 within 3 months of card membership

  • $300 hotel credit each calendar year
  • $200 Splurge Bonus on select brands
  • $200 Blacklane credit
Annual Fee: $595

Citi Strata Premier® Card

Earn 60,000 bonus Citi ThankYou Points after spending $4,000 in the first 3 months of account opening.

  • 3x points on air travel and hotels
  • 3x points on restaurants, supermarkets, and gas stations
  • No foreign transaction fees
Annual Fee: $95

Citi® / AAdvantage Business™ World Elite Mastercard®

Earn 75,000 AA miles after spending $5,000 in purchases in the first 5 months from account opening.

  • Priority boarding
  • First checked bag free on domestic itineraries
  • 25% savings on inflight food and beverage purchases
Annual Fee: $99, waived for the first 12 months.

Blue Business® Plus Credit Card

15,000 Membership Rewards after $3,000 spend on eligible purchases in your first 3 months.

  • 2x points on purchases up to $50,000 per year
  • Access to Amex Offers
  • No annual fee
Annual Fee: No Annual Fee.

Delta SkyMiles® Reserve Business Card

Earn 80,000 Bonus Miles after spending $12,000 in purchases in the first 6 months.

  • Save 15% off award flights with TakeOff 15
  • Access to American Express Centurion Lounges
  • Access To Delta SkyClubs. Starting 1/1/25, receive 10 SkyClub visits per year or unlimited visits if spend in the prior calendar year was $75,000 or more.
Annual Fee: $650

Hilton Honors Business Card

Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases in your first 6 months of card membership.

  • 12x points at Hilton hotels and 5x points on all spend up to $100,000 in eligible purchases per calendar year
  • Complimentary Hilton Honors™ Gold status
  • Up to $240 back per year on eligible Hilton Hotels purchases (up to $60 each quarter)
Annual Fee: $195

Delta SkyMiles® Gold Business Card

Earn 60,000 Bonus Miles after spending $4,000 in 6 months.

  • First checked bag free & Priority Boarding
  • Cardholders save 15% on award flights
  • 20% back on Delta in-flight purchases
Annual Fee: $0 intro annual fee for the first year, then $150.

Delta SkyMiles® Platinum Business Card

Earn 70,000 Bonus Miles after spending $6,000 in purchases in the first 6 months.

  • First checked bag free & Annual companion certificate
  • Cardholders save 15% on award flights
  • Up to a $10 month/$120 annual credit for U.S. rideshares with select providers
Annual Fee: $350

Delta SkyMiles® Gold American Express Card

Earn 50,000 SkyMiles after $2,000 in eligible spend in 6 months.

  • First checked bag free
  • Priority boarding
  • 20% back on in-flight purchases
Annual Fee: $0 introductory annual fee for the first year, then $150.

Delta SkyMiles® Platinum American Express Card

Earn 60,000 SkyMiles after $3,000 in eligible spend in 6 months.

  • First checked bag free
  • Annual companion certificate after card renewal
  • Earn $2,500 Medallion® Qualification Dollars each Qualifying Year with a MQD headstart
Annual Fee: $350

Marriott Bonvoy Brilliant® American Express® Card

Earn 200,000 Marriott Bonvoy® bonus points when you spend $6,000 within the first 6 months.

  • Platinum Elite Status
  • $300 Dining Credit (up to $25 per month)
  • Annual Free Night Award (up to 85,000 points)
Annual Fee: $650

Delta SkyMiles® Reserve American Express Card

Earn 70,000 SkyMiles after $5,000 in eligible spend in 6 months.

  • Complimentary Delta SkyClub access
  • Access to Amex Centurion lounges
  • Up to $20 monthly/$240 annual Resy credits on eligible Resy purchases
Annual Fee: $650

Marriott Bonvoy Business® Credit Card

Earn up to 5 Free Night Awards, each worth up to 50,000 points: Earn 3 Awards after $6,000 in eligible purchases and an extra 2 Awards after you make an additional $3,000 in eligible purchases within the first 6 months of Card Membership.

  • 6x points at Marriott properties
  • Annual free night award after card renewal and a free night award after $60,000 spend in a calendar year (each worth up to 35,000 Bonvoy points)
  • 15 elite nights towards status annually
Annual Fee: $125

Hilton Honors American Express Aspire Card

Earn 150,000 bonus points after spending $6,000 on eligible purchases in the first 6 months from account opening.

  • 14x points at Hilton hotels
  • Up to $400 in Hilton Resort credits & $200 in Airline credits
  • Complimentary Hilton Honors Diamond status
Annual Fee: $550

Hilton Honors American Express Surpass® Card

Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership.

  • 12x points at Hilton hotels
  • Complimentary Hilton Honors Gold status
  • Free Night Certificate after $15,000 spend per calendar year
  • Get up to $200 back each year on eligible Hilton purchases
Annual Fee: $150

American Express Green Card®

40,000 Membership Rewards after $3,000 spend in 6 months.

  • 3x points at restaurants worldwide
  • 3x points on travel and transit
  • $209 CLEAR+ credit
Annual Fee: $150

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Earn 50,000 American Airlines miles after spending $2,500 within the first 3 months of account opening.

  • First checked bag free on domestic itineraries for the cardholder and up to 4 companions on the same reservation
  • Preferred boarding
  • No foreign transaction fees
Annual Fee: $99, fee waived for the first 12 months.

Citi® / AAdvantage® Executive World Elite Mastercard®

Earn 70,000 American Airlines miles after spending $7,000 within the first 3 months of account opening.

  • Admirals Club membership, with access for you and your immediate family (or up to 2 traveling guests).
  • Priority check-in, airport screening, and boarding when flying AA.
  • $120 statement credit for Global Entry or TSA PreCheck every 4 years.
Annual Fee: $595

U.S. Bank Triple Cash Rewards Visa® Business Card

Earn $750 after spending $6,000 within the first 180 days of card membership.

  • 5% on prepaid hotels and car rentals booked directly in the Travel Rewards Center
  • 3% on gas, restaurants, and office supply stores
  • $100 statement credit for select software subscription services
Annual Fee: No Annual Fee.

Capital One Spark Cash Select

$750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening.

  • 5% back on hotels and rental cars booked through Capital One's travel booking site
  • 1.5% back on everything else uncapped
  • No foreign transaction fees
Annual Fee: No Annual Fee.

Blue Cash Preferred® Card

Earn $250 cash back after $3,000 spend on eligible purchases within 6 months. Cash back is received in the form of Reward Dollars that can be redeemed for statement credits and at Amazon.com checkout.

  • 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases
  • 6% cash back on select U.S. streaming subscriptions
  • 3% cash back at U.S. gas stations and on transit
Annual Fee: $0 intro annual fee for the first year, then $95.

ToP Cash Back

#1

Chase Sapphire Preferred® Card

Earn 75,000 Ultimate Rewards after you spend $5,000 on purchases in the first 3 months from account opening.

  • 3x points on dining & online grocery
  • 2x points on travel
  • Annual 10% Points Bonus per Dollar Spent
Annual Fee: $95
Terms & Conditions
#2

Chase Sapphire Reserve®

Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months.

  • 4x on hotels and airlines booked direct
  • $300 annual travel credit
  • Priority Pass Select membership
Annual Fee: $795

ToP Hotel Cards

#1

Chase Sapphire Preferred® Card

Earn 75,000 Ultimate Rewards after you spend $5,000 on purchases in the first 3 months from account opening.

  • 3x points on dining & online grocery
  • 2x points on travel
  • Annual 10% Points Bonus per Dollar Spent
Annual Fee: $95
Terms & Conditions
#2

Chase Sapphire Reserve®

Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months.

  • 4x on hotels and airlines booked direct
  • $300 annual travel credit
  • Priority Pass Select membership
Annual Fee: $795

ToP Business Cards

#1

Chase Sapphire Preferred® Card

Earn 75,000 Ultimate Rewards after you spend $5,000 on purchases in the first 3 months from account opening.

  • 3x points on dining & online grocery
  • 2x points on travel
  • Annual 10% Points Bonus per Dollar Spent
Annual Fee: $95
Terms & Conditions
#2

Chase Sapphire Reserve®

Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months.

  • 4x on hotels and airlines booked direct
  • $300 annual travel credit
  • Priority Pass Select membership
Annual Fee: $795

ToP Airline Cards

#1

Chase Sapphire Preferred® Card

Earn 75,000 Ultimate Rewards after you spend $5,000 on purchases in the first 3 months from account opening.

  • 3x points on dining & online grocery
  • 2x points on travel
  • Annual 10% Points Bonus per Dollar Spent
Annual Fee: $95
Terms & Conditions
#2

Chase Sapphire Reserve®

Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months.

  • 4x on hotels and airlines booked direct
  • $300 annual travel credit
  • Priority Pass Select membership
Annual Fee: $795

ToP Student Cards

#1

Chase Sapphire Preferred® Card

Earn 75,000 Ultimate Rewards after you spend $5,000 on purchases in the first 3 months from account opening.

  • 3x points on dining & online grocery
  • 2x points on travel
  • Annual 10% Points Bonus per Dollar Spent
Annual Fee: $95
Terms & Conditions
#2

Chase Sapphire Reserve®

Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months.

  • 4x on hotels and airlines booked direct
  • $300 annual travel credit
  • Priority Pass Select membership
Annual Fee: $795