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United Mile Play promotions
The Chase United Business provides many benefits for a low annual fee of $99, making it worthy of consideration for United frequent flyers.

Travel on Point(s) is an independent, advertising-supported website. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites like Cardratings.com. This compensation does not impact how or where products appear on this site. Travel on Point(s) has not reviewed all available credit card offers on this site. Reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any partner entities.

United Mile Play promotions
The Chase United Business provides many benefits for a low annual fee of $99, making it worthy of consideration for United frequent flyers.
Travel on Point(s) is an independent, advertising-supported website. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites like Cardratings.com. This compensation does not impact how or where products appear on this site. Travel on Point(s) has not reviewed all available credit card offers on this site. Reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any partner entities.

Chase United℠ Business Card Review

The Quidget_United_Biz offers a lot of perks for a low annual fee of annual_fees. Among complimentary United ClubSM passes, a free checked bag, and many other benefits, the card has something for most United frequent flyers. In this Chase United Business card review, I will discuss the current offer, the card's earning structure, my overall thoughts and more.

Update 2/26/24: There is an end date of 4/3/24 listed on United's website for this offer.

Current Offer

Here is the current welcome offer for the Quidget_United_Biz

  • Quidget_bonus_full
  • The card has an annual fee of annual_fees.

Application Rules

This welcome offer is available if you do not have this card and have not received a welcome bonus for this card in the past 24 months. That does not apply to other United business or personal card offers

Like other Chase cards, the Quidget_United_Biz is subject to Chase's 5/24 rule. This means Chase will not approve you for this card if you have opened more than 5 credit cards with any bank in the last 24 months. However, as a business card, this card does not add to your 5/24 count. Chase also will not approve you if you have opened a credit card during the last 30 days.

United Business Card's Earning Rates

The Quidget_United_Biz offers the following earning rates:

  • Earn 2x United MileagePlus miles per dollar spent on the following purchases:
    • United
    • Dining, including eligible delivery services
    • Gas stations
    • Office supply stores
    • Local transit & commuting.
  • The card also earns 1 mile per dollar on all other eligible purchases

Chase United℠ Business Card Review

Chase United Business Card Review: Card Benefits

The Quidget_United_Biz offers a lot of benefits for a annual_fees annual fee card. Many of these will likely appeal to United frequent flyers.

Travel & Booking Related
  • 2 United ClubSM one-time passes per year
  • Complimentary first checked bag for primary cardholder and one companion traveling on the same reservation
  • Priority boarding (prior to general boarding) for the primary cardholders and companions on the same reservation
  • Expanded award availability, similar to what is available to United MileagePlus elites
  • Premier upgrades on award tickets: primary cardholders who are also a MileagePlus Premier member and traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United flights (when available)
  • $100 United travel credit after 7 United flight purchases of $100 or more each card anniversary year
  • 25% back as a statement credit on in-flight purchases with United
  • 5,000 bonus miles on each card anniversary when you have the United Business card and a personal United card
  • Earn 500 Premier Qualifying Points (PQP) towards elite status for every $12,000 you spend on purchases with your card (up to 1,000 PQP in a calendar year). These can be applied toward your Premier status qualification, up to the Premier 1K level
Travel Insurance
  • Trip cancellation/interruption insurance
    • Reimbursement for up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is cancelled or cut short by sickness, severe weather or other covered situations
  • Baggage delay reimbursement
    • For essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days
  • Lost luggage reimbursement
    • If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger
  • Trip delay reimbursement
    • If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket
Added Value Card Perks
  • Purchase protection for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
  • One year of complimentary DashPass
  • Access to Chase's Luxury Hotel Collection, with perks such as free breakfast for two and a $100 credit that varies by property
  • No foreign transaction fees

Chase United℠ Business Card Review

Our Analysis

The Quidget_United_Biz‘s benefits easily cover the low annual_fees annual fee. The complimentary checked bag benefit can be worth up to $140 per roundtrip, as United charges $35 for a first checked bag. The cash cost of 2 United ClubSM passes are $118 ($59 per pass).

The card's various travel protections are also quite good. Some are even comparable to that of the Quidget_Sapphire_Preferred. The United Business card's trip delay reimbursement kicks in after 12 hours and covers up to $500 per ticket, like the CSP. So if you don't have a CSP, the United Business card could help you with travel protection. The extra award space for cardholders is super handy and has saved my family a time or two over the years.  That perk alone may cover this card's annual fee, at least for frequent United fliers.

Some of the UnitedSM Business card's other benefits are less helpful, or will likely just benefit frequent spenders. For example, take the $100 United credit after 7 UA flight purchases of $100 or more. But even if you're a road warrior, why would you charge your flights to the United Business card? It would only earn 2x UA miles per dollar. You might as well earn 2x Chase Ultimate Rewards through the Sapphire Preferred or 3x Ultimate Rewards through the Quidget_Sapphire_Reserve.

At the end of the day, the Quidget_United_Biz offers a lot of benefits for a low annual fee. Not all of the card's benefits are easy to use. But the 2 ClubSM passes and complimentary checked bag easily cover the annual fee. Expanded award availability for just holding the card is also a great perk for award travelers. This makes this card a keeper for regular United flyers who wouldn't otherwise have access to some of these perks.

Chase United Business Card Review: ToP Thoughts

We consider the Quidget_United_Biz a keeper for many United frequent flyers due to its many perks. Like other co-branded cards, spending on this card is not very rewarding. But, the complimentary United ClubSM passes, extra award space and free checked bag more than cover the card's $99 annual fee.  With no annual fee the first year, the card can be a great pick-up and the best option out of all of the United cards. United frequent flyers should seriously consider this card for some of these perks. As a business card, the United Business has the added benefit of not adding to your 5/24 count.

What do you think of the Quidget_United_Biz? Come share your thoughts in our Facebook group!

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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