Review: Delta SkyMiles Reserve Business Card

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The Delta SkyMiles Reserve Business card is a compelling card for Delta frequent flyers, especially those who want to stay under 5/24. Not only can you boost your account with SkyMiles but you can earn additional Mileage Qualification Miles (MQMs) towards elite status via spending. The card also offers complimentary Sky Club and Centurion Lounge access.

Current Offer

The Delta SkyMiles Reserve Business card currently offers the ability to earn 60,000 SkyMiles, 10,000 MQMs, and a $100 statement credit after spending $4,000 within the first three months. The card carries an annual fee of $550.

Earn Rate

The Delta SkyMiles Reserve Business card earns the following SkyMiles per dollar:

  • 3x on Delta purchases
  • 1.5x on any spend per year after spending $150,000 in a calendar year
  • 1x on all other spend

Card Benefits

The Delta SkyMiles Reserve Business card offers the following benefits:

  • MQM boost of 15,000 after $30,000 in spend in a calendar year (up to four times per year)
  • Complimentary Sky Club access
  • 2 one-time guest passes for Sky Club per year
  • Complimentary Centurion Lounge access when you purchase a Delta flight with the SkyMiles Reserve Business card
  • If you don't have Medallion Status, your Card adds you to the Complimentary Upgrade list, after Medallion Members
  • A companion certificate for a domestic first class, Delta comfort+ or main cabin round-trip each year upon card renewal (plus taxes and fees of up to $75)
  • Mileage Qualifying Dollars waiver with $25,000 in spend for Silver, Gold, and Platinum status; Diamond Medallion requires $250,000 in spend
  • TSA Precheck ($85) or Global Entry ($100) fee statement credit every 4.5 years
  • Trip delay (6 hours) and cancellation protections (up to $500 per trip) (terms apply)

Our Analysis

The Delta SkyMiles Reserve Business card likely appeals to a limited audience: Delta flyers looking for a boost towards their elite status. Opening an Amex co-branded Delta card is a common newbie mistake, especially when under 5/24. But this card can still be helpful for those who are over 5/24 and find value in having status with Delta. Delta frequent flyers will likely enjoy access to Delta's Sky Clubs, which is also available as a benefit through the Amex Business Platinum card. The companion certificate can be challenging to use because of its terms, so this benefit likely won't say many people who are considering this card.

The card's current sign-up bonus is pretty solid. But it's worth remembering that not all miles are created equally, and transferable currencies are generally more valuable than airline miles. Nonetheless, Delta SkyMiles can offer some great value if used during sales, deals, or the right airports.

Final Thoughts

Delta remains a favorite of many due to their outstanding service. With American Express increasing the annual fee for its personal Platinum and Business Platinum cards in 2022, the Delta SkyMiles Reserve Business card offers some good value for Delta frequent flyers despite its annual fee of $550.

Do you plan to open a Delta SkyMiles Reserve Business card? Come over to our Facebook group and share your thoughts about this card.

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Affiliates