Getting Started
Welcome to ToP and the life-changing world of award travel. Points and miles can help you travel more widely and frequently than you ever thought possible. Whether your goal is to venture to far-flung destinations, stay at ToP-tier resorts or simply visit family more regularly, award travel can make it happen. Learn from our beginner guides and join our Facebook group, where you can ask all your questions and seek advice from fellow award travelers. Buckle up.
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Join Our Facebook Group
Our Facebook group is the fastest-growing community of points and miles enthusiasts. We welcome both travelers who earn millions of miles yearly and newcomers who are just starting out. Join us to learn how to maximize earning credit card rewards, airline miles and hotel points. Take notes. Trade tips. Soon you’ll be traveling the world for (nearly) free.
Partner Transfer Tool
You’ve earned your miles—ready to burn them? Easy. Navigate ToP’s exclusive, one-of-a-kind Partner Transfer Tool to determine which currencies transfer to your preferred hotels and airlines. Or, search by airline to figure out what points you can deploy to book an award flight.
1-on-1 Consultations
You can learn a ton of information from our Facebook group, our Zoom sessions, our podcasts, and our blog. But sometimes you just need that little bit of extra attention to set you on the right path towards your travel goals.
Award Booking Service
You can learn a ton of information from our Facebook group, our Zoom sessions, and our blog. But sometimes you just need a little bit more help when it comes to finding your award flights.
Featured Cards
Chase Sapphire Reserve®
Offer
Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Highlights
- 4x on hotels and airlines booked direct
- $300 annual travel credit
- Priority Pass Select membership
Chase Sapphire Preferred® Card
Offer
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Highlights
- 3x points on dining, gas, vacation homes & online grocery
- 2x points on travel
- Up to $100 for hotel stays through Chase Travel each account anniversary year
The New Sapphire Reserve for Business℠
Offer
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
Highlights
- 4x on flights and hotels booked direct
- 3x on online advertising
- up to $2,500+ in annual credits
Ink Business Preferred® Credit Card
Offer
100,000 Ultimate Rewards after $8,000 spend in 3 months.
Highlights
- 3x points on travel
- 3x on shipping purchases and internet, cable, and phone services
- Cell phone protection
Ink Business Cash® Credit Card
Offer
$1,000/100,000 Ultimate Rewards after spending $8,000 within 4 months, with no annual fee.
Highlights
- 5% cash back at office supply stores, internet, cable TV, mobile phones, and landlines, on the first $25,000 spent in combined purchases
- 2% cash back on the first $25,000 in combined purchases at gas stations and restaurants each year
Ink Business Unlimited® Credit Card
Offer
$1,000/100,000 Ultimate Rewards after spending $8,000 within 4 months, with no annual fee.
Highlights
- Unlimited 1.5% cash back on every purchase made for your business
- Employee cards at no additional cost
Bilt Obsidian
Offer
Earn $200 of Bilt Cash on approval. Up to $100 of Bilt Cash earned rolls over to the next year.
Highlights
- Earn 3X points on your annual choice of grocery (up to $25K/year) or dining, 2X on travel, and 1X on everyday spend.
- $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- Earn up to 1X points on rent and mortgage payments
Bilt Palladium Card
Offer
50,000 Bilt Rewards after $4,000 of non-housing spend in the first 3 months.
Highlights
- Earn 2X Bilt Points on everyday purchases.
- Earn up to 1X Bilt Points on rent and mortgage payments.
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). Up to $100 of Bilt Cash earned rolls over to the next year.
Platinum Card®
Offer
You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
Highlights
- 5x on flights booked directly with airlines
- Amex Centurion lounge access
- $200 airline incidental fees credit
American Express® Gold Card
Offer
As high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
Highlights
- 4x points at restaurants worldwide, on up to $50,000 in purchases per calendar year
- 4x points at U.S. supermarkets, on up to $25,000 in purchases annually
- 3x points on flights booked directly with airlines or through amextravel.com
American Express® Business Gold Card
Offer
AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
Highlights
- 4x points on the top two select categories where you spend the most each month
- 3x on flights and hotels booked at amextravel.com
- No foreign transaction fees
Business Platinum Card®
Offer
You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer
Highlights
- 35% rebate on business and first class flights booked with points through amextravel.com on your selected airline
- Amex Centurion lounge access
- $209 CLEAR credit
Citi Strata Elite℠ Card
Offer
Earn 75,000 Citi ThankYou points after spending $6,000 within 3 months of card membership
Highlights
- $300 hotel credit each calendar year
- $200 Splurge Bonus on select brands
- $200 Blacklane credit
Citi Strata Premier® Card
Offer
Earn 60,000 bonus Citi ThankYou Points after spending $4,000 in the first 3 months of account opening.
Highlights
- 3x points on air travel and hotels
- 3x points on restaurants, supermarkets, and gas stations
- No foreign transaction fees
Capital One Venture Business
Offer
Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening.
Highlights
- Unlimited 2x per dollar on every purchase
- Up to $120 statement credit towards application for Global Entry or TSA PreCheck
- No foreign transaction fees
Capital One Venture Rewards
Offer
Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.
Highlights
- 2 Miles per dollar on every purchase, every day
- Up to $120 Global Entry/TSA Precheck credit every 4 years
- No foreign transaction fees
Capital One Venture X Business
Offer
Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.
Highlights
- $300 annual travel credit for bookings booked through Capital One Business Travel
- Capital One Lounge access (including guest access)
- 10,000 bonus miles each year on your account anniversary
Capital One Venture X Rewards Credit Card
Offer
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening.
Highlights
- $300 annual travel credit for bookings made through Capital One Travel
- 10,000 bonus miles each year on their account anniversary
- Capital One Lounge access
Capital One Spark Cash Plus
Offer
Earn $2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year.
Highlights
- Unlimited 2% cash back
- No foreign transaction fees
- Extended warranty protection
