Review: Hilton Honors American Express Business Card

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

If you are looking for a business card and Hilton stays are in your future, the Hilton Honors American Express Business card may be a great fit. This card rewards high-spending Hilton loyalists and can help you score some free nights at Hilton properties.

Current Offer

The current welcome offer comes with two great parts. You can earn 130,000 Hilton Honors points after spending $3,000 in the first 3 months of card membership. You can also now earn a free night certificate after you spend $3,000 on the card in the first three months of membership.  The card has a $95 annual fee.

Earn Rate

The Hilton Business card earns bonus points per dollar on each of the following categories:

  • 12x bonus points for each dollar of eligible purchases charged on your card (directly with a hotel or resort within the Hilton portfolio)
  • 6x at:
    • US gas stations
    • US purchases for shipping
    • wireless telephone services purchased directly from US service providers
    • flights booked directly with airlines or with Amex Travel
    • car rentals booked directly from select car rental companies
    • US restaurants
  • 3x for all other eligible purchases

Card Benefits

The Hilton Business card offers benefits that will likely appeal to Hilton loyalists. These benefits consist of:

  • Complimentary Gold Status
  • Diamond status with $40,000 in spend in a calendar year
  • One free Weekend Night Reward after spending $15,000 in purchases on your card in a calendar year
  • A second free Weekend Night Reward after spending $60,000 in purchases on your card in the same calendar year

Free Weekend Night Rewards can be redeemed for a standard award night.

Our Analysis

We at ToP value Hilton Honors points at about .5 cents each (though you can get much more value out of them). This makes the 130,000 portion of sign-up bonus worth at least $650. The free night certificate can be used for a standard award night at amazing resorts like the Waldorf Astoria Cabo which we reviewed last year.

The Hiltons status perks are less valuable. Gold status is generally not very helpful to have. Also, you can receive Hilton Gold status by holding the Amex Platinum or the Amex Platinum Business cards. Also, if Hilton elite status is a priority, you are typically better off opening the Amex Hilton Aspire card, which offers complimentary Diamond status. However, with the free night certificate and ability to stay under 5/24, this card can be a must have currently for Hilton loyalists.

Many sought-after premium Hilton properties will cost 90-120,000 for a standard award night. With a total of $15,000 in spend, you would earn 45,000 Hilton honors points at a minimum (3x earning). This means you could earn yourself the certificate and enough points for at least two additional nights at a premium Hilton property.

Final Thoughts

The Hilton Business card offers doesn't come with a lot of perks or benefits. But the solid sign-up bonus coupled with the ability to earn a free Weekend Night Reward gives you a great opportunity. With 15k in spend you can snag another Free Night certificate meaning potentially at least three free nights (2 certs +points) at some great Hilton properties. After the first year, the ability to receive a free Weekend Night Reward every year can justify the card's $95 annual fee if you can meet the $15,000 spend. Like other Amex business cards, this card does not add to your 5/24.

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Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities

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