End Of The Month Miles & Points Checklist

Derrick used to put out an end of the month miles & points checklist to help people remember to maximize everything they had available to them. I figured I would keep the tradition going, and I was in the mood especially after yesterday's guide on cards that have spending bonuses reset each year. I will update and repost this miles and points cheat sheet towards the end of every month to ensure you don't forget anything. We will cover card perks that are ending, monthly discounts, credits, spending offers and everything in between.

Update 11/28/23: The end of the month is fast approaching, make sure you didn't leaving any money or points on the table.

Monthly Credit Card Credits

Here is a list of credits that expire monthly that you can get from your credit cards:

• Amex Gold
  • $10 monthly dining credit
  • $10 monthly Uber/UberEats credit.
• Amex Platinum
  • $15 Uber/UberEats monthly credit
  • $20 monthly digital entertainment credit
    • Disney+, Disney Bundle
    • Hulu
    • ESPN+
    • The New York Times
    • Peacock
    • SiriusXM
    • The Wall Street Journal
  • $50 Saks Fifth Avenue credit by 12/31/23
  • $200 airline incidental credit through 12/31/23
  • $200 Fine Hotels & Resorts or The Hotel Collection annual credit by 12/31/23
• Marriott Bonvoy Brilliant American Express
  • $25 monthly dining credit
• Amex Business Platinum
  • $10 monthly U.S. wireless credit;
  • $200 Dell Credit through 12/31/23
  • $200 airline incidental credit through 12/31/23
• Amex Business Gold
  • $20 monthly credit at office supply stores, FedEx, or Grubhub
• Amex Hilton Aspire
  • $250 airline incidental credit through 12/31/23
  • $200 resort credit for 7/1/23 through 12/31/23 (for applications after 10/19/23)
  • $50 airline credit for 4th quarter through 12/31/23
• Amex Hilton Surpass
  • $50 Hilton credit for 4th quarter through 12/31/23
• Most Chase Personal Cards
  • $10 monthly GoPuff credits
• Mastercard DoorDash $5 Dash Pass Credit
  • $5 monthly credit
• Instacart Credits For Chase Cards
  • Chase Sapphire Reserve – $15 per month
  • Chase Sapphire Preferred – $15 per quarter
  • Freedom Flex – $10 per quarter
  • Freedom Unlimited – $10 per quarter
  • Freedom (no longer available) – $10 per quarter
• Citi American Airlines Executive World Elite
  • $10 per monthly billing statement on eligible Grubhub purchases

End Of The Month Miles & Points Checklist: Cards That Have A Spending Bonus Or Offer

Here are some cards that have quarterly, or limited time spending offers attaches.

• Chase Co-Branded card spending offers. More info & a link to check your cards here.
  • There are some 5X offers or some spend $5,000 get 5,000 point offers.
• Chase Freedom Flex
  • Earn 5% (or 5X) back on up to $1500 in spend this quarter on (ending December 31, 2023)
    • PayPal
    • Select Charities
    • Wholesale Clubs (more info on what counts here)
• Discover Cards
  • Earn 5% back on up to $1500 in spend this quarter on (ending December 31, 2023)
    • Amazon.com
    • Target
• Citi Dividend
  • Earn 5% back on up to $1500 in spend this quarter on (ending December 31, 2023)
    • Grocery Stores

Extend Your Fuel Points

If you collect fuel points in a grocery rewards program it may be possible to extend them at the end of each month. I know this is the case with Kroger's fuel program. You call (800) 576-4377 and they will extend your points another month. You can do this 3 times per account, per year. So you if you have a few different members in your household that have an account you can move onto the next one when your extensions are up. Note: Kroger plans to sunset this benefit in 2024.

End Of The Month Miles & Points Checklist: ToP Thoughts

Hopefully you found this end of the month miles & points checklist useful. If it helps net you a few more points or use up some credits you would have otherwise missed then that is a win in my book. Let me know in the ToP Facebook Group or over on Twitter if you think there is something else we should add. Remember to check back at the end of the month so you don't miss out on anything.