Travel on Point(s)

Don’t Leave Credits, Money Or Points On The Table: Your End Of Month Checklist

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Don’t Leave Credits, Money Or Points On The Table: Your End Of Month Checklist

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

End Of The Month Miles & Points Checklist

Derrick used to put out an end of the month miles & points checklist to help people remember to maximize everything they had available to them. I figured I would keep the tradition going, and I was in the mood especially after yesterday's guide on cards that have spending bonuses reset each year. I will update and repost this miles and points cheat sheet towards the end of every month to ensure you don't forget anything. We will cover card perks that are ending, monthly discounts, credits, spending offers and everything in between.

End Of The Month Miles Points Checklist

Monthly Credit Card Credits

Here is a list of credits that expire monthly that you can get from your credit cards:

  • Amex Gold
    • $10 monthly dining credit
    • $10 monthly Uber/UberEats credit.
  • Amex Platinum
    • $15 Uber/UberEats monthly credit
    • $20 monthly digital entertainment credit (Audible, NYT Digital, Peacock, SiriusXM)
    • $50 Saks Fifth Avenue credit by 7/1/23
    • $200 airline incidental credit through 12/31/23
    • $200 Fine Hotels & Resorts or The Hotel Collection annual credit by 12/31/23
  • Marriott Bonvoy Brilliant American Express
    • $25 monthly dining credit
  • Amex Business Platinum
    • $10 monthly U.S. wireless credit;
    • $200 Dell Credit through 7/1/23
    • $200 airline incidental credit through 12/31/23
  • Amex Hilton Aspire
    • $250 airline incidental credit through 12/31/23
  • Most Chase Personal Cards
    • $10 monthly GoPuff credits
End Of The Month Miles Points Checklist

End Of The Month Miles & Points Checklist: Cards That Have A Spending Bonus Or Offer

Here are some cards that have quarterly, or limited time spending offers attaches.

  • Chase Co-Branded card spending offers. More info & a link to check your cards here.
    • There are some 5X offers or some spend $5,000 get 5,000 point offers.
  • Chase Freedom Flex
    • Earn 5% (or 5X) back on up to $1500 in spend this quarter on (ending March 31, 2023)
      • Grocery (not including Walmart)
      • Target
      • Fitness clubs & gym memberships
  • Discover Cards
    • Earn 5% back on up to $1500 in spend this quarter on (ending March 31, 2023)
      • Grocery stores
      • Drug stores
      • Select streaming services
  • Citi Dividend
    • Earn 5% back on up to $1500 in spend this quarter on (ending March 31, 2023)
      • Amazon
      • Select streaming services

Extend Your Fuel Points

If you collect fuel points in a grocery rewards program it may be possible to extend them at the end of each month. I know this is the case with Kroger's fuel program. You call (800) 576-4377 and they will extend your points another month. You can do this 3 times per account, per year. So you if you have a few different members in your household that have an account you can move onto the next one when your extensions are up.

End Of The Month Miles & Points Checklist: ToP Thoughts

Hopefully you found this end of the month miles & points checklist useful. If it helps net you a few more points or use up some credits you would have otherwise missed then that is a win in my book. Let me know in the ToP Facebook Group or over on Twitter if you think there is something else we should add. Remember to check back at the end of the month so you don't miss out on anything.

SIGN UP TO RECEIVE
ToP TIPS STRAIGHT TO YOUR INBOX

We promise to keep things short, sweet, and packed with awesome insights!