End Of The Month Miles & Points Checklist

Derrick used to put out an end of the month miles & points checklist to help people remember to maximize everything they had available to them. I figured I would keep the tradition going, and I was in the mood especially after yesterday's guide on cards that have spending bonuses reset each year. I will update and repost this miles and points cheat sheet towards the end of every month to ensure you don't forget anything. We will cover card perks that are ending, monthly discounts, credits, spending offers and everything in between.

Update 3/30/24: The end of the month is fast approaching, make sure you didn't leave any money or points on the table.

Monthly Credit Card Credits

Here is a list of credits that expire monthly that you can get from your credit cards:

• Amex Gold
  • $10 monthly dining credit; and
  • $10 monthly Uber/UberEats credit.
• Amex Platinum
  • $15 Uber/UberEats monthly credit;
  • $20 monthly digital entertainment credit;
    • Disney+, Disney Bundle
    • Hulu
    • ESPN+
    • The New York Times
    • Peacock
    • SiriusXM
    • The Wall Street Journal
  • $50 Saks Fifth Avenue credit by 6/30/24;
  • $200 airline incidental credit through 12/31/24; and
  • $200 Fine Hotels & Resorts or The Hotel Collection annual credit by 12/31/24
• Marriott Bonvoy Brilliant American Express
  • $25 monthly dining credit
• Amex Business Platinum
  • $10 monthly U.S. wireless credit;
  • $200 Dell Credit through 6/30/24; and
  • $200 airline incidental credit through 12/31/24
• Amex Business Gold
  • $20 monthly credit at office supply stores, FedEx, or Grubhub
• Amex Delta Gold
  • $100 Delta Stays credit through 12/31/24
• Amex Delta Gold Business
  • $150 Delta Stays credit through 12/31/24
• Amex Delta Platinum
  • $10 per month on U.S. rideshare;
  • $10 per month on U.S. Resy restaurants; and
  • $150 Delta Stays credit through 12/31/24
• Amex Delta Platinum Business
  • $10 per month on U.S. rideshare;
  • $10 per month on U.S. Resy restaurants; and
  • $200 Delta Stays credit through 12/31/24
• Amex Delta Reserve
  • $10 per month on U.S. rideshare;
  • $20 per month on U.S. Resy restaurants; and
  • $200 Delta Stays credit through 12/31/24
• Amex Delta Reserve Business
  • $10 per month on U.S. rideshare;
  • $20 per month on U.S. Resy restaurants; and
  • $250 Delta Stays credit through 12/31/24
• Amex Hilton Aspire
  • $50 per quarter flight credit use by 3/31/24
  • $200 bi-annual resort credit use by 6/30/24
• Amex Hilton Surpass
  • $50 Hilton credit each quarter use by 3/31/24
• Amex Hilton Business
  • $60 Hilton credit each quarter use by 3/31/24
• Mastercard DoorDash $5 Dash Pass Credit
  • $5 monthly credit
• Instacart Credits For Chase Cards
  • Chase Sapphire Reserve – $15 per month
  • Chase Sapphire Preferred – $15 per quarter
  • Freedom Flex – $10 per quarter
  • Freedom Unlimited – $10 per quarter
  • Freedom (no longer available) – $10 per quarter
• Citi American Airlines Executive World Elite
  • $10 per monthly billing statement on eligible Grubhub purchases

End Of The Month Miles & Points Checklist: Cards That Have A Spending Bonus Or Offer

Here are some cards that have quarterly, or limited time spending offers attaches.

• Chase Co-Branded card spending offers. More info & a link to check your cards here.
  • There are some 5X offers or some spend $5,000 get 5,000 point offers.
• Chase Freedom Flex
  • Earn 5% (or 5X) back on up to $1500 in spend this quarter on (ending March 31, 2024)
    • Grocery Stores (Excluding Target & Walmart)
    • Fitness Clubs & Gym Memberships
    • Self-Care & Spa Services
• Discover Cards
  • Earn 5% back on up to $1500 in spend this quarter on (ending March 31, 2024)
    • Restaurants
    • Drug Stores
• Citi Dividend
  • Earn 5% back on up to $1500 in spend this quarter on (ending March 31, 2024)
    • Amazon
    • Select Streaming Services

Extend Your Fuel Points

Note: Kroger planed to sunset this benefit in 2024 But Reports Seem Positive So Far.

If you collect fuel points in a grocery rewards program it may be possible to extend them at the end of each month. I know this is the case with Kroger's fuel program. You call (800) 576-4377 and they will extend your points another month. You can do this 3 times per account, per year. So you if you have a few different members in your household that have an account you can move onto the next one when your extensions are up.

End Of The Month Miles & Points Checklist: ToP Thoughts

Hopefully you found this end of the month miles & points checklist useful. If it helps net you a few more points or use up some credits you would have otherwise missed then that is a win in my book. Let me know in the ToP Facebook Group or over on Twitter if you think there is something else we should add. Remember to check back at the end of the month so you don't miss out on anything.