Amazon Pay With Points Offers
We love some good Amazon pay with points offers at ToP. Amazon runs these deals a few times per year, with a variety of credit cards and credit card points. We compiled a lineup of all of the current pay with points offers that Amazon has. We will add to this list as new ones come out over time too. UPDATE 11/5/26: Just in time for holiday shopping, more are being targeted for these offers. If you spot one in your account, please tell us over in the ToP Facebook Group.
Disclaimer: As an Amazon Associate, Travel on Points(s) earns from qualifying purchases. Product availability is accurate as of publication time and is subject to change. Any price and availability information displayed on Travel on Point(s) at the time of purchase will apply to the purchase of this product.
What Is Pay With Points?
Amazon, like many retailers, lets you redeem some bank and credit card points toward the cost of your purchases. They love this, as do the banks, because the rates are usually worse than you would get elsewhere. Oftentimes, much worse actually. We are talking about getting less than 1 cent per point for some of these redemptions. That may have you wondering why we are writing about it, then? That is because many of these banks run promotions to entice you to redeem points on Amazon. Think getting $80 off your purchase for redeeming $5 worth of points. Sometimes it only requires one single point or penny to cash in on the deal.
Amazon does this so that you set up pay with points on your account and are tempted to use points in the future. It also hopes you don’t notice you could be paying for that entire promo charge with your points. Be careful to only use what you need to trigger the Amazon pay with points offers.

Why You Want To Set Up Your Accounts Now
It is still a good idea to have these options all set up so you are ready for any deals as they come up. It also helps you get targeted for these Amazon pay with points offers. Just be sure that you toggle off the option to automatically apply points at check out. You can activate all of your Amazon pay with points options HERE. You will want to add any cards with a points program to your Amazon account to set those up too, if they are not already.
Current Offers
Here are the current Amazon pay with points offers that we are aware of. This will be a mix of using points and cashback towards the purchase price. There are also some deals just for adding a specific credit card type. They are all targeted offers, but we have links in our write ups for you to check your Amazon account is targeted:
- Up To $50 Off Amazon With Just 429 Membership Rewards Points
- Get Up To $30 Off Amazon With Just 125 Citi ThankYou Points
- Get $80 Off Amazon With Just $3 Of Amex Cashback
There have also been deals for Chase Ultimate Rewards, Capital One, Discover, Navy Federal Credit Union and US Bank in the past. We will let you know when, or if, any of those return in the future.

Amazon Pay With Points Offers: ToP Thoughts
Hopefully everyone reading this is able to lock in a few of these Amazon pay with points offers. Even though paying with points is normally a bad deal, these offers can be an exception offering great returns. Just be cautious on redeeming more points than you need to. Also, be sure that you don’t set up your account to redeem points on future purchases. And either way, a quick reminder that you can support our efforts at Travel on Point(s) every time you shop on Amazon if you should be so inclined. All you have to do is bookmark and click through our Amazon affiliate link before doing your normal shopping. Get those pay with points accounts set up and start checking this offers! Let us know if you get lucky over in the ToP Facebook Group.
