How to Use 100K Chase Ultimate Rewards

100,000 Chase Ultimate Rewards are a lot of points, but surprisingly easy to obtain. Right now, you can earn 100,000 Ultimate Rewards with the all time high offer on the Chase Sapphire Preferred or almost 100K on the Chase Ink Business Preferred. With many of us on the receiving these increased welcome offers, I figured I would share some ideas on how to use 100K Chase Ultimate Rewards.

For each scenario, I included what you could do if your spouse or significant other also opened a Chase Ink Business Preferred or Chase Sapphire Preferred and you had another 100,000 points or so to play with. In all of these scenarios, the key is taking advantage of Chase's wealth of transfer partners, like Hyatt, Flying Blue, and others.

Earning 100K Ultimate Rewards – 2 Different Options Now

Currently, you have 2 different ways to quickly rack up 100,000 Ultimate Rewards. Currently, the Chase Sapphire Preferred has an awesome welcome offer of 100,000 Ultimate Rewards after spending $5,000. Also, the Ink Preferred has a current welcome offer of 90,000 Ultimate Rewards with a minimum spend of $8,000.

• With the Sapphire Preferred, you would end up with at least 105,000 points, since the card earns 1-3x on every purchase.
• The Ink Preferred will net you at least 98,000 points, since the card earns 1-3x on every purchase.

Four Nights at a Category 6 Hyatt

In the World of Hyatt program (a Chase transfer partner), category 6 properties charge 25,000 points per night for a standard room during standard nights. Off-peak nights go for 21,000 points. With 100,000 URs, you can spend 4 nights at a category 6 property.

Hyatt has 8 categories of hotels. So when it comes to category 6 properties, we're not talking about airport hotels. In fact, one of the best stays I've ever had was a 5-star hotel in Madrid, which is now a category 6.

And of course, you can spend even more nights at a Hyatt property in a lower category.

Player 2 Mode: Upgrade yourself to a suite! Standard suites at category 6 properties go for 40,000 points per night (36,000 at off-peak, and 44,000 peak). 200,000 URs is enough for 5 nights in a standard suite at a category 6 Hyatt. If you don't want a suite, you can of course spend twice as many nights at a category 6 hotel instead.

Three Nights at a Category D Hyatt All-Inclusive Resort

If you're into all-inclusive options, we have you covered. Hyatt has a separate award chart for all-inclusive properties. Category D properties require 30,000 points per night for standard nights, while off-peak is 25,000 points and peak pricing is 35,000 points.

You could also score 4 nights at a category C all-inclusive. These go for 21,000, 25,000, and 29,000 points per night for off-peak, standard, and peak pricing. We can still get great value out of Hyatt all-inclusives even though Hyatt recently increased the prices for a lot of these properties.

Player 2 Mode: Use P2‘s points to cover flights down to your all-inclusive destination. Check out the section about short-haul flights on American and Alaska below for some suggestions. Or you can again spend twice as many nights in the sun by doubling down on your vacation.

Weekend Trip to Disneyworld / Universal for Up To Three People

Ever wondered how to use 100K Chase Ultimate Rewards for a trip to Disney? 100,000 points can be enough to cover flights AND hotel for a quick trip to Orlando for a family of 3. I picked a random city in the middle of the country (Kansas City) and within a few minutes found saver availability on United to Orlando for a weekend this year. 90,000 UA miles + $33.60 round-trip for three people.

After spending 90,000 Ultimate Rewards on flights, we have 10,000-15,000 points left to use. For hotels, I again looked on Hyatt's website and found the Hyatt Place Lake Buena Vista. This is one of the closest Hyatt options to the Disney parks and they offer a free shuttle.

This hotel is a category 2. It goes for 8,000 points per night at standard rates, 6,500 points off-peak, and 9,500 points peak. At standard or off-peak pricing, we still have enough URs to cover a two to three-night stay at either of these hotels.

While I used Kansas City as a departure airport for this example, this of course can be replicated from elsewhere throughout the country. And the same goes for the destination. You can take this same approach for visiting different cities all over the US!

Player 2 Mode:

With another 100,000 points, you could turn this into a full family trip! Bring the grandparents or other relatives along and grab a second room. Or you can just redeem some of those additional points for some nice Hyatt resorts in the area, like the Hyatt Regency Grand Cypress (check out our review of the resort here!).

How to Use 100K Chase Ultimate Rewards: Round-Trip to Europe on Air France/KLM

Air France and KLM have tons of routes to the US and Canada. Through their joint Flying Blue loyalty program, you can book business class seats for just 60,000 miles each way, plus taxes/fees. And of course, Flying Blue is also a Chase transfer partner. Flights in economy and premium economy are even cheaper, meaning you can bring the whole family instead.

Award prices are pretty much the same regardless of where in Europe you're going. So feel free to add a connection when you find availability into Paris or Amsterdam. And don't forget you can book stopovers for free with Flying Blue! Lastly, if you happen to catch a Flying Blue promo reward, you'll get to fly for even fewer points!

Player 2 Mode: Help P2 avoid FOMO and have them join you on the trip by booking their own round-trip flight on Air France or KLM.

Lots of Short-Haul Flights on American Airlines or Alaska Airlines

9 flights to be exact. British Airways and Qatar Airways are both Oneworld partners of American Airlines, meaning you can redeem British Airways Avios or Qatar Avios for flights on American and Alaska. British and Qatar have had devaluations in the past where they increased the cost of awards on American and Alaska. But these can still be great options since neither American nor Alaska is a Chase transfer partner. (Since Qatar Airways is not a Chase transfer partner, you must first transfer your points to British and then transfer them over to Qatar).

Qatar Airways charges 13,000 miles for a one-way flight of up to 1,150 miles on American or Alaska. This means 100,000 URs, you can take 7 one-way flights on American or Alaska.

This is a great option that can get you half-way across the country and even down to the Caribbean! Here are a few examples that fall within 1,150 miles:

• Boston (BOS) – Chicago (ORD)
• Charlotte (CLT) – Bermuda (BDA)
• Chicago (ORD) – New Orleans (MSY)
• Dallas-Fort Worth (DFW) – Cabo San Lucas (SJD)
• Miami (MIA) – Dallas-Fort Worth (DFW)

Miami in particular offers tons of non-stop options, including:

• Aruba (AUA)
• Belize City (BZE)
• Cancun (CUN)
• Grand Cayman (GCM)
• Montego Bay, Jamaica (MBJ)
• Punta Cana (PUJ)
• San Juan, Puerto Rico (SJU)

Even Charlotte has some non-stop flights to the Caribbean for 13,000 points, including:

• Cancun (CUN)
• Grand Cayman (GCM)
• Nassau (NAS)
• Providenciales (PLS)

Two-Player Bonus: A Long Weekend in Europe for Two in Business Class

Redeeming Flying Blue miles to Europe is great, but when it comes to the cheapest business class flights across the pond, Iberia takes the cake. For flights between 3,000 and 4,000 miles, Iberia charges only 34,000 miles one-way in business class during off-peak! This covers Iberia destinations in the US like Boston, New York, and Washington, DC. Flying out of other cities like Chicago or even the west coast isn't a bad deal either. Iberia's definition of off-peak is quite generous and you can check their calendar for peak/off-peak dates here.

If you and P2 were to book round-trip business class flights for 68,000 points each, you'd still have 64,000 URs remaining for a hotel stay. Again, Hyatt is your best bet here. 64,000 points can get you four nights at a category 4, three nights at a category 5, or even two nights at a category 6 or 7 (all at standard pricing).

How to Use 100K Chase Ultimate Rewards: ToP Thoughts

Earning around 100,000 Chase Ultimate Rewards from a single Chase Ink Business Unlimited or Chase Ink Business Preferred welcome offer is amazing. The flexibility we get from transferable currencies like Ultimate Rewards allows you to pursue many different booking options for any given trip. These are just some ideas out of many other incredible things we can do with 100,000 points.

How do you plan to use 100K Chase URs? Come share your thoughts in our Facebook Group!