Amex Gold 90K Welcome Offer

At ToP we always want to try to share the best deals and offers with you whenever we can. It is important to us that you get the best deal possible during your miles and points journey. The Amex Gold 90k welcome offer is one such instance. While the public, and affiliate link, offer is for just 60,000 Membership Rewards points we harvested some reader's personal referral links for the better 90,000 point offer. I'll give you the details on the offer and how to share your link below.

We will cycle through reader's links to try to make sure you always have one available to you. If one isn't working please let us know in the ToP Facebook Group. Also, if you have a 90K link of your own, and would like to share it, I'll give you details on how to do that below. Remember, this is a card that is best for people over Chase 5/24. It is not a card you get when starting out on this journey.

**The links in this article have been collected independently by Travel on Point(s). They are reader's personal referrals.

Update 11/12/24: There is an improved offer for 90K plus 20% back on restaurants (up to $100 back). Some are even seeing 100K – share yours below.

Amex Gold 90K Welcome Offer Details

Here are the details for the Amex Gold 90,000 Membership Rewards bonus offer:

• Earn 90,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. 
  • Plus, receive 20% Back in Statement Credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back.
• This card has an annual fee of $325 and it is NOT waived the first year.
• Reader Link (may have to open it with a clean browser a few times to get it to show)

This is 30,000 points higher than the standard welcome offer of 60,000 points after $6,000 of spend. You can read our full review of the card here.

Application Rules

If you choose to apply, remember that Amex typically will not approve you for more than two Amex credit cards during a 90-day period. They also have a 10 card limit on the colored Membership Rewards earning cards (of which this is one). This includes personal and business cards. This is separate from the 5 card limit on credit cards.

Due to the new family rule, you should follow our application guidance found here. The order of Amex Membership Rewards applications now matters and you need to strategize what card to open and when! You are now ineligible for the welcome offer on this card if you have, or have had, any variety of the same card, the (now defunct) Premier Rewards Gold or any variety of the Amex Platinum.

Amex also has a once per lifetime welcome offer rule on each card. This is more like every 5 – 7 years in reality though, and not actually your lifetime. That timeline is based off of when you last held a card, not when you last earned a welcome offer on the product though. If you are ineligible for the welcome offer for any reason American Express will usually let you know that with a pop-up before the application is processed. You can cancel the application at this time with no hard pull.

Amex Gold Card Earning Structure

• 4x per dollar in the following categories
  • 4x at Restaurants, plus takeout and delivery in the U.S. on up to $50,000 in spend per year
    • Then 1x for the rest of the year after that.
  • 4x at U.S. supermarkets on up to $25,000 per calendar year in purchases
    • Then 1x for the rest of the year after that.
• 2x points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
• 3x on travel booked directly with airlines and via the American Express® travel portal.
• 1x on all other eligible purchases.

American Express Gold Card Perks

Here are some of the notable perks of the American Express Gold Card:

• Up to $120 annually of Uber cash distributed as $10 monthly.
  • You need to add your Gold card to your Uber profile as a payment option to activate the credit.
  • Each month, you receive $10 in Uber cash that also works with Uber Eats.  The cash is automatically loaded onto your Uber account and can be combined with the $25 monthly credit from The Platinum Card®.
• Up to $84 Dunkin' Credit distributed as $7 monthly.
  • Enrollment required. Each month you can earn up to $7 in statement credits when Dunkin' charges are billed to your card.
• Up to $100 Resy credit each calendar year distributed as $50 in credits semi-annually
  • Enrollment required. You must pay with the Amex Gold card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
• Up to $120 annually of food credit distributed as $10 statement credits monthly (enrollment required) when you pay with the American Express® Gold Card at
  • Grubhub
  • The Cheesecake Factory
  • Goldbelly
  • Wine.com
  • Five Guys

Share Your Own Amex Gold 90K – 100K Personal Referrals

Are you a member of the ToP Facebook Group and have a personal referral to share? Great! There are just a few things we need to go over first.

• To add your link to the list of referrals you must be an active member in the ToP Facebook Group.
• You also must have a direct link referral to the American Express Gold card that has the 90,000 Membership Rewards point welcome offer.
• No links to other cards that can be redirected to the Amex Gold etc.
• Also, if you try to sneak in a link for less than 90,000 points thinking we will not catch it, rest assured we will.
• Please respect our time, the process and our willingness to give reader's points and only share usable links.
• Failure to follow these rules can lead to and end to this program or a ban from the group, or both.

Share Your 90K Amex Gold Links Here

Amex Gold 90K Welcome Offer: ToP Thoughts

This Amex Gold 90K welcome offer is a great option for those over Chase 5/24. Also remember to be mindful of the Amex Gold family rule before applying. You may want to grab the Amex Green card first, and if you have already had the Amex Platinum then you may be out of luck all together.

If you pass all of those tests then enjoy your bonus points plus a card that has a great earning structure. Plus you get the plus of knowing that you helped out a ToP reader using their referral link. If you have one of your own then please share it with us. Just remember to follow the simple rules laid out above.