Travel on Points

Review: Amex Blue Business Cash

The Amex Blue Business Cash card is an excellent cash back card as it earns 2% cash back on all eligible purchases on up to $50,000 per calendar year.
Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Review: Amex Blue Business Cash

The Amex Blue Business Cash card is an excellent cash back card as it earns 2% cash back on all eligible purchases on up to $50,000 per calendar year.

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The Amex Blue Business Cash card is the cashback companion to the Amex Blue Business Plus card. While the Amex Blue Business Cash card earns 2% cash back on all purchases up to $50,000 per calendar year, the Amex Blue Business Plus card earns 2x Membership Rewards on all purchases also up to $50,000 per calendar year. This business card is a great cash-back card for those who spend a lot at gas stations, on transit, or on streaming subscriptions.

Current Offer

Currently, the Amex Blue Business Cash has a welcome offer of $250 cash back after spending $3,000 in purchases within the first 3 months. The card does not have an annual fee.

The Amex Blue Business Cash card is a credit card rather than a charge card, which means it counts towards Amex's limit of five credit cards.

Earn Rate

The Amex Blue Business Cash card earns 2% cash back on all eligible purchases on up to $50,000 per calendar year. It earns 1% cash back on all other purchases thereafter. Amex cash back does not convert into Membership Rewards points. This differs from Chase and Citi, where the cash back earned on some cards can be converted into Ultimate Rewards or ThankYou Points.

Our Analysis

Amex Blue Business Cash card is a strong everyday cash back business card. 2% cash back on every purchase on up to $50,000 per calendar year makes this card comparable to other cash back champions like the Citi Double Cash. For those looking to earn cash back, this card is a must have.

The Amex Blue Business Cash card offers limited benefits and perks. But it does car rental loss and damage insurance. When you use your Amex Blue Business Cash card to reserve and pay for the entire rental and decline the collision damage waiver at the rental company counter, you can be covered for damage to or theft of the rental vehicle. Keep in mind that this coverage is secondary and does not include liability coverage.

Final Thoughts

The Amex Blue Business Cash card is an excellent everyday cash back card. It earns 2% on every purchase on up to $50,000 per calendar year and does not have an annual fee. What more can you ask for in a cash back card for everyday purchases?

What do you think about the Amex Blue Business Cash card? Join the discussion in our Facebook group!

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

SIGN UP TO RECEIVE
ToP TIPS STRAIGHT TO YOUR INBOX

We promise to keep things short, sweet, and packed with awesome insights!