$150 / 15,000-Point Alliant Checking Account Offer

Offer Details

You can earn $150, 15,000 Bilt Rewards or 15,000 Membership Rewards through the Rakuten Alliant checking account offer. Complete the following tasks:

• Open one new Alliant Credit Union Checking account, which automatically comes with an Alliant High-Rate Savings account. 
• Make 5 qualifying debit card purchases of at least $10 each (totaling $50 or more) within 45 days of opening your account.
• Initiate an initial deposit of $500+ at account opening.
• Complete a subsequent direct deposit in the amount of $500+ into the new Alliant Checking account within 30 days of clicking the Rakuten link.
  • Direct deposits are defined as coming from an employer or government agency.
  • The following do not constitute direct deposit activity:
    • Check deposits
    • Peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.)
    • Merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.)
    • Bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds). 
• Your Alliant Checking Account must be open and in good standing and have a minimum balance of $1,000 on the 45th day after account opening.
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The debit card purchase requirement is new and adds another layer of record-keeping. After completing those purchases, just make sure your account has a balance of at least $1,000 on the 45th day. You can also check Doctor Of Credit for DPs about meeting the direct deposit requirement.

Stack With Rakuten Sign-Up Bonus

If you don’t already have a Rakuten account, then you could pair this offer with the shopping portal’s new-account sign-up bonus. The bonus is currently at an all-time high 5,000 points (or $50). For details on the Rakuten program and our Rakuten referral link, check out our complete guide here.

Offer Terms

Here are some notable terms for the Rakuten Alliant checking account offer:

• Cash back is provided by Rakuten, not Alliant Credit Union.
• Cash back is only available for new Alliant members (one cash back offer per account) who click through the Rakuten link and apply for, and open, one new Alliant Credit Union Checking account. Only one cash back offer per new Alliant member. The promotional offer is not transferable.
• All account applications are subject to approval by Alliant Credit Union. Alliant Checking accounts will be reviewed to determine eligibility.
• If requirements have been met, cash back will be automatically added to your Rakuten account within 45 days.
• Must be at least 18 years of age at the time of application and a legal U.S. resident or U.S. person (including a U.S. resident alien) to be eligible.
• Alliant reserves the right to modify the terms of or suspend this promotion at any time and without prior notice. The promo is subject to all federal, state, and local laws and regulations and governed by Illinois law. Insured by NCUA.
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