End Of The Month Miles & Points Checklist

Derrick used to put out an end of the month miles & points checklist to help people remember to maximize everything they had available to them. I figured I would keep the tradition going, and I was in the mood especially after yesterday's guide on cards that have spending bonuses reset each year. I will update and repost this miles and points cheat sheet towards the end of every month to ensure you don't forget anything. We will cover card perks that are ending, monthly discounts, credits, spending offers and everything in between.

Update 10/29/24: The end of the month is fast approaching so make sure you didn't leave any money or points on the table.

Monthly Credit Card Credits

Here is a list of credits that expire monthly that you can get from your credit cards:

• Amex Gold
  • $10 monthly dining credit
  • $10 monthly Uber/UberEats credit.
  • $7 Dunkin' credits
  • $50 Resy credit by 12/31
• Amex Platinum
  • $15 Uber/UberEats monthly credit
  • $20 monthly digital entertainment credit
  • $50 Saks Fifth Avenue credit by 12/31
  • $200 airline incidental credit through 12/31
  • $200 Fine Hotels & Resorts or The Hotel Collection annual credit by 12/31
• Marriott Bonvoy Brilliant American Express
  • $25 monthly dining credit
• Amex Business Platinum
  • $10 monthly U.S. wireless credit
  • $200 Dell Credit through 12/31
  • $200 airline incidental credit through 12/31
• Amex Business Gold
  • $20 monthly credit at office supply stores, FedEx, or Grubhub
• Amex Delta Gold
  • $100 Delta Stays credit through 12/31
• Amex Delta Gold Business
  • $150 Delta Stays credit through 12/31
• Amex Delta Platinum
  • $10 per month on U.S. rideshare
  • $10 per month on U.S. Resy restaurants
  • $150 Delta Stays credit through 12/31
• Amex Delta Platinum Business
  • $10 per month on U.S. rideshare
  • $10 per month on U.S. Resy restaurants
  • $200 Delta Stays credit through 12/31
• Amex Delta Reserve
  • $10 per month on U.S. rideshare
  • $20 per month on U.S. Resy restaurants
  • $200 Delta Stays credit through 12/31
• Amex Delta Reserve Business
  • $10 per month on U.S. rideshare
  • $20 per month on U.S. Resy restaurants
  • $250 Delta Stays credit through 12/31
• Amex Hilton Aspire
  • $50 per quarter flight credit use by 12/31
  • $200 bi-annual resort credit use by 12/31
• Amex Hilton Surpass
  • $50 Hilton credit each quarter use by 12/31
• Amex Hilton Business
  • $60 Hilton credit each quarter use by 12/31
• Mastercard DoorDash $5 Dash Pass Credit
  • $5 monthly credit
• Sapphire Reserve
  • $5 DoorDash Credit (will move over to a $5 off restaurant orders starting 2/1/25)
    • Can roll over for up to $15. Info here.
  • Also get 2x $10 credits each calendar month (if your DashPass is activated with this card) to use on DoorDash for
    • Grocery
    • Convenience
    • Or other non restaurant order.
• Sapphire Preferred
  • 1x $10 credit each calendar month (if your DashPass is activated with this card) to use on DoorDash for
    • Grocery
    • Convenience
    • Or other non restaurant orders
• Freedom Flex & Freedom Unlimited
  • 1x $10 credit each quarter (if your DashPass is activated with this card) to use on DoorDash for
    • Grocery
    • Convenience
    • Or other non restaurant orders
• Citi American Airlines Executive World Elite
  • $10 per monthly billing statement on eligible Grubhub purchases

End Of The Month Miles & Points Checklist: Cards That Have A Spending Bonus Or Offer

Here are some cards that have quarterly, or limited time spending offers attaches.

• Chase Co-Branded card spending offers. More info & a link to check your cards here.
  • There are some 5X offers or some spend $5,000 get 5,000 point offers.
• Chase Freedom Flex
  • Earn 5% (or 5X) back on up to $1500 in spend this quarter on (ending December 31, 2024)
    • PayPal
    • McDonald's
    • Pet Shops & Vet Services
    • Select Charities
• Discover Cards
  • Earn 5% back on up to $1500 in spend this quarter on (ending December 31, 2024)
    • Amazon.com
    • Target
• Citi Dividend
  • Earn 5% back on up to $6000 in spend each year via the quarterly categories. This is a cumulative amount so you can spend it all in one quarter or across two or three etc. (ending December 31, 2024)
    • Gas Restaurants
    • Citi Travel

Info on all of the 5x earning cards, and activation links, can be found here.

Extend Your Fuel Points

Note: Kroger planed to sunset this benefit in 2024 But Reports Seem Positive So Far.

If you collect fuel points in a grocery rewards program it may be possible to extend them at the end of each month. I know this is the case with Kroger's fuel program. You call (800) 576-4377 and they will extend your points another month. You can do this 3 times per account, per year. So you if you have a few different members in your household that have an account you can move onto the next one when your extensions are up.

End Of The Month Miles & Points Checklist: ToP Thoughts

Hopefully you found this end of the month miles & points checklist useful. If it helps net you a few more points or use up some credits you would have otherwise missed then that is a win in my book. Let me know in the ToP Facebook Group or over on Twitter if you think there is something else we should add. Remember to check back at the end of the month so you don't miss out on anything.