| Written by: ToP Staff

Chase Business Checking Bonus

This popular Chase business checking bonus has a new limited-time tiered bonus. The bonus currently goes as high as $500, down from the previous high of $1,500 (which required a steep deposit). The nice thing is that there are options depending on how much of a deposit you want to put out there. Don't forget that there is a lucrative $900 personal checking and savings bonus going on with Chase too. We will also encourage you to open this one in branch if you can, but we'll go into more detail on why in a bit. UPDATE 6/29/26: There's a new version of the offer.

Business Checking Bonus Details

Here are the details for the Chase business checking bonus(es):

  • Open:
    • Open a new Chase Business Complete Checking account online or present this offer at your local Chase branch.
  • Fund:
    • Fund a minimum deposit of new money within 30 days of offer enrollment:
      • $400 for depositing $2,000
      • $500 for depositing $10,000
  • Maintain:
    • Maintain that balance for 60 days from the offer enrollment.
  • Complete:
    • Complete 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions are:
      • debit card purchases
      • Chase QuickDeposit℠
      • ACH (credits)
      • wires (credits and debits)
      • Chase Online℠ Bill Pay
      • Chase QuickAccept®
      • Not considered qualifying transactions: ACH (debits), person-to-person payments such as Zelle® and online transfers to Chase credit card(s).
  • After you have completed all the above checking requirements, we'll deposit the offer amount in your new account within 15 days. 
  • Offer expires 07/15/2026

Remember that you will have to pay taxes on either bonus amount too. Just like you have to for all bank account bonuses.

Link To Offer

Chase Business Checking Eligibility Requirements

Here are the rules to know if you are eligible for the Chase business checking bonus or not:

  • Checking offer is not available to existing businesses with Chase business checking accounts, local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign or other political accounts, or whose accounts have been closed within 90 days of opening or closed with a negative balance within the last 3 years from account opening. 
  • Signers can receive one new business checking account opening-related offer every two years from the last offer enrollment date. One offer per account.

How To Keep Your Checking Account Fee-Free

Here is how you get the $15 Chase business checking account fee waived each month:

  • Maintain a $2,000 deposit minimum daily balance
  • Spend at least $2,000 on purchases with a Chase Ink® and/or Chase Sapphire Reserve for Business credit card
  • Receive $2,000 in deposits from QuickAccept transactions or other eligible payment solutions
  • Link a Chase Private Client checking account
  • Provide valid, qualifying proof of military status (active or veteran)

Link To Offer

Why To Do This In Branch

Business checking accounts have a lot more governmental scrutiny and oversight than anything else. Because of that, picking the proper business designation, of the hundreds offered, is extremely important. This one can be quicker and easier if you sign up with a banker in the first place.

Link To Offer

Chase Business Checking Bonus: ToP Thoughts

We like that you have options depending on what works into your budget with these Chase business checking bonus options. While we don't love 5 qualifying transactions requirements, they are not overly cumbersome. Remember that it might be best to head into the branch if you are interested in this one too. If you pair this up with their $900 personal checking and savings offer you are looking at an even higher amount per person. Not too shabby! Let us know if you plan on going after this bonus in the ToP Facebook Group.