Travel on Point(s)

Travel on Point(s) is an independent, advertising-supported website. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites like CreditCards.com and Bankrate.com. This compensation does not impact how or where products appear on this site. Travel on Point(s) has not reviewed all available credit card offers on this site. Reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any partner entities.

Travel on Point(s) is an independent, advertising-supported website. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites like Creditcards.com and Bankrate.com. This compensation does not impact how or where products appear on this site. Travel on Point(s) has not reviewed all available credit card offers on this site. Reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any partner entities.

Chase Sapphire Preferred Matching Offers

One of the hottest questions right now is whether or not Chase Sapphire Preferred matching offers are happening after the recent offer increase. If you signed up for the Sapphire Preferred when it was at the lower 60,000 point level you are probably filled with self loathing and regret that you missed out on the higher 80,000 point offer. The thought was that there would be a good chance of Chase matching recent applicants to the higher offer, as they have in the past. Just a few months back they were super generous matching to the all time high Ink card offers after all. They went back as far as 9 months in some cases. This time around though, they have been all over the place. I am not sure what has changed this time around but they have been noticeably more difficult matching the CSP 80K offer.

Does Chase Match Welcome Offers?

Outside of peak covid Chase has always been really good about matching higher welcome offers for recent card applicants. Even late last year / early this year we saw them go back more than 3 months for some people and match offers. They are being more calculated this time around. Here are the recent data points I have seen.

Applicants That Were Approved For A CSP Match

Here are the data points I have for approvals:

Chase Sapphire Preferred Matching Offers
Applicants That Were Denied For A CSP Match

Here are the data points I have for denials:

Reading The Tea Leaves

There seems to be some data points on both sides of issues but here are a few things I noticed collecting the data points.

  • If you are within 3-4 weeks of signing up you have a pretty good shot of being approved
    • A few outside of that time frame were approved too but most (all?) of the denials were outside that window
  • It seems non personal referral sign ups had better luck
  • Sending a link to the public offer with your request seems to help

Chase Sapphire Preferred Matching Offers – ToP Thoughts

I am not sure if this answers the questions about Chase Sapphire Preferred matching offers to the new 80,000 point offer, but it gives us a little more insight. Chase seems to have a recency bias this time around, approving most everyone within the 30 day window. Outside of that your chances drop off quite a bit, especially if you used a personal referral. My guess is that maybe because of the referral points they paid out as well they are less willing to match?

I would still take the chance on getting matched even if I checked those two negative boxes. It should only take a few minutes via secure message and the juice is worth the squeeze. When you do send it be sure to send a link to the public offer to ensure the rep doesn't get confused on what you are asking. It seems to increase the approval odds as well.

SIGN UP TO RECEIVE
ToP TIPS STRAIGHT TO YOUR INBOX

We promise to keep things short, sweet, and packed with awesome insights!