Setting Up a Plan
Creating and sticking to a plan of which credit cards to open is essential to earning the most points you can so you can travel for free.
Shira Sliffman
July 1, 2022
ToP Blog | Category: Credit Card Basics
How to Handle Reconsideration Calls
Learn how to handle reconsideration calls so you can earn your next welcome bonus and continue to see the world through points and miles.
Brian Soares
June 25, 2022
Flowchart for Chase Credit Card Applications
If your Chase application isn’t instantly approved, there’s no need to panic. This handy flowchart offers some pointers on navigating towards approval.
Brian Soares
June 15, 2022
Why Sign-Up Bonuses Beat Everyday Bonus Categories
We analyze the strategy of sign-up bonuses and why they are so much more valuable than spending on bonus categories with everyday cards.
Rick Fojtik
May 20, 2022
The Best Ways to Meet Minimum Spend
Meeting minimum spend can be tricky when you open a new card without a plan. In this article, we outline a few of our favorite strategies.
rockfishmedia
April 22, 2022
Your Next Card: CSP or CSR?
Now that you are ready for a CSP versus a CSR, how do you decide which one? This is your first decision, since you cannot hold both.
Derrick Dye
April 20, 2022
Knowing Which Business Cards Affect 5/24
Knowing which business cards affect your 5/24 is essential in upping your points earning abilities.
Shira Sliffman
March 2, 2022
Am I Eligible for Business Cards?
Am I eligible for business cards? With absolute certainty, we answer this question “probably.”
Derrick Dye
February 7, 2022
Credit Card Application Rules for Each Bank
Navigating all these different rules requires patience and long-term planning. For example, having a good 5/24 roadmap is important to maximize your points earnings with Chase cards early on. Meanwhile, it’s important to keep track of when you close any Citi cards because eligibility for sign-up bonuses for Citi cards is based on when you last opened or closed a particular card.
Derrick Dye
January 22, 2022