| Written by: ToP Staff

Amex Hilton Aspire Resort Credit

American Express recently refreshed their Hilton credit card lineup, and the Hilton Aspire card was one of the cards reworked. The annual fee was increased, but they also added in some new perks. One such perk was the Amex Hilton Aspire resort credit. Now, this credit has been a part of the card's offerings since launch, but American Express decided to double down on it. Instead of getting a $250 Hilton Resort credit once per year, you now get $200 twice a year. The $400 resort credit is split up between the first half of the year (Jan 1 – June 30) and the second half of the year (July 1 – December 31st).

Updated 4/20/26: Added in new options and a few were removed as well.

There Is A Catch

The catch to the Amex Hilton Aspire Resort credit is that it only works at Hilton “resorts”. What constitutes a resort? Well, Hilton tells you which hotel locations they think are a resort. I decided to comb through that list of around 200 resorts and categorize them by geographical area and then by country. You can find the entire list here as well.

Canada

Caribbean, Central America, and Mexico

Amex Hilton Aspire Resort Credit

United States

Amex Hilton Aspire Resort Credit

Africa

Asia Pacific

Europe

Amex Hilton Aspire Resort Credit

Middle East

Amex Hilton Aspire Resort Credit: ToP Thoughts

Hopefully this guide makes it a bit easier to figure out where to use your Aspire resort credit each year. That $400 goes a long way towards covering the annual fee and should be a focus for cardholders each year. I noticed some really interesting hotels that I had never heard of before on the list. When I had an Aspire card myself I used to use the credit on property to cover meals and other costs. It always helped us make a fancy hotel just a little bit more affordable. If you find a decent cash rate for your room it will work towards that as well. Let me know where your favorite place to use your American Express Aspire credit is over in the ToP Facebook Group.