| Written by: Mark Ostermann

Capital One 360 Checking Account Bonus

There is an enticing $300 Capital One 360 checking account bonus that is one of the easier checking account offers. This offer is great for anyone that doesn't already have a checking account with Capital One 360. You can earn the bonus with just a couple of direct deposits. Let's take a look at the details of the offer.

Offer Details

Here are the details on the $300 Capital One checking account bonus offer:

  • Open a new account using promotional code OFFER300.
  • Set up and receive at least 2 direct deposits, each of $500 or more, within 75 days of account opening.
  • After the 75-day qualification period ends, Capital One will assess and process your bonus, which can take up to 60 additional days. (The bonus has usually posted within a few weeks in the past, though.)
  • Direct Link To Offer

If you can change direct deposit fairly easily, you may want to go with this offer. There are also quite a few options that trigger the direct deposit requirement linked above. We totally understand people giving up the $50 for something easier in the offer below though.

Here are the details on the $250 Capital One checking account bonus offer:
  • Open with code DEBIT250 and complete the steps below.
    • Complete 20 qualifying transactions of $10 or more within 75 days of account opening.
    • Your $250 will be deposited into your new account after you complete these steps.
  • Direct Link To Offer

This is a great option for anyone that doesn't have an easy way to do the direct deposit requirements above. Or, at least doesn't want to risk it with the options that may count as a direct deposit.

Capital One 360 Checking Account Bonus
Offer Terms
  • There are no state restrictions on the offer, it is a nation-wide bonus.
  • If you have or had an open 360 Checking, Simply Checking or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2024, you will be ineligible for the bonus.
  • This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account.  Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).
  • If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

Capital One 360 Checking Account Bonus: ToP Thoughts

This $300 Capital One 360 checking account bonus is one of the easier checking account offers out there. While direct deposit bonus offers can be a challenge for some, this one isn't like the $5,000 offers, at least. There is also no debit card purchase requirements to add to the annoyance level. The opposite is true of the $250, though. You have no direct deposit and need to make debit card purchases to trigger the offer. We like that people have options and can decide what works best for them. This is also a pretty good account to keep long term. What are your thoughts on this offer? Come over to our Facebook group and discuss.