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Chase My Bonus Spending Offers

It is a new quarter which means it is time for new Chase My Bonus spending offers. These are offers that are similar to the Freedom Flex card's rotating 5% categories. The good part about this is it can work for ANY Chase issued credit card (business or personal). The rub is that only that certain cardholders are targeted for them, unlike the Flex where everyone gets it. The My Bonus offers are usually good for an additional 5X – 10X points per dollar in certain categories. These Chase spending offers are mostly focused on co-branded cards.

Whenever a new quarter starts it is worth checking your cards for any offers. You do that by going to the Chase My Bonus site and inputting your information. If you got one of these offers on your card last quarter then it is likely you won't on this quarter. I think it is still worth checking all of your cards anyway. I will continue to add to this list each quarter so we can see how the new offers compare to old ones.

Update 10/17/24: Time to check again with some of the small time offers falling off this week.

Fourth Quarter 2024 Chase Spending Offers

Here are the offers we have seen so far. Check each one of your cards individually.

Standard Offers:
  • Earn 5%, 5x or 7x on up to $1000 spend at
    • Grocery stores
    • Restaurants
    • Amazon
  • Spend $100 or more between 8/15 – 10/15 (I would check these cards again after the 15th) on these select categories and get a $15 statement credit
    • Internet, cable and phone services
    • Fitness clubs and gym memberships
    • Local transit and commuting
    • Utilities
    • Insurance
  • Various offers that give bonus points for doing bookings in the Chase Travel Portal.

Link to Check

Chase My Bonus Spending Offers

Third Quarter 2024 Chase Spending Offers

Here are the offers we have seen so far. Check each one of your cards individually.

Standard Offers
  • 5x or 7x on up to $1,000 spent at
    • Grocery stores
    • Gas stations
    • Home improvement stores
  • Earn 5% on up to $1,000 spend at
    • Grocery stores
    • Gas stations
    • Home improvement stores
  • Spend $3,000 on your card and get 5,000 bonus points
  • $25 or $35 credit when your spend on Max streaming hits $99 by the time the offer ends on 9/30/24

Link to Check

Chase My Bonus Spending Offers

Second Quarter 2024 Chase Spending Offers

Here are some of the offers that have been reported so far for April 1 through June 30, 2024. Be sure to share what you get in the ToP Facebook Group and I'll add them in. If you aren't targeted now they sometimes roll out in chunks so check again in a few more days.

Freedom Unlimited Offers
  • Earn 5,000 points when you make 20 purchases each month from May through July 2024 with your Freedom Unlimited® Card. (Each purchase must be at least $2.00 to qualify)
  • Spend $5,000 by 10/31 and get a bonus 10,000 points
Standard Offers
  • 5x or 7x on up to $1,000 spent at
    • Grocery stores
    • Gas stations
    • Home improvement stores
  • Earn 5% on up to $1,000 spend at
    • Grocery stores
    • Gas stations
    • Home improvement stores
  • Spend $3,000 on your card and get 5,000 bonus points

This is once again lowered from the historical norm of $1,500 in spend, but the categories should be excellent for most people. Remember that this is a combination of all categories, not $1,000 in each category. Activation is required (at the link below or via your email).

The easiest way to check is on your computer and open up your Chase account in one window and click the link in another. Then cycle through the last 4 numbers for each of your (and P2's) card accounts.

Chase My Bonus Spending Offers

First Quarter 2024 Chase Spending Offers

Here are some of the offers that have been reported so far for January 1 through March 31, 2024. Be sure to share what you get in the ToP Facebook Group and I'll add them in. If you aren't targeted now they sometimes roll out in chunks so check again in a few more days.

  • Earn 10X miles at gas stations, grocery stores and Amazon on up to $1,000
  • 5X miles at gas stations, grocery stores and Amazon on up to $1,000
  • Targeted for some offers like $25 – $35 off HBO Max etc.

I am sad to see the limits lowered again this quarter from the normal $1500 in spend. The easiest way to check is on your computer and open up your Chase account in one window and click the link in another. Then cycle through the last 4 numbers for each of your (and P2's) card accounts.

Fourth Quarter 2023 Chase Spending Offers

Here are some of the offers that have been reported so far for October 1 through December 31, 2023. Be sure to share what you get in the ToP Facebook Group and I'll add them in. If you aren't targeted now it could be because you currently have an offer on your card and it won't clear till the first of next month. It is worth checking everything again in October to see if they rolled it out to more cardholders.

  • Earn 10X miles at gas stations, grocery stores and Amazon on up to $1,000
  • 5X miles at gas stations, grocery stores and Amazon on up to $1,000

I am sad to see the limits lowered this quarter from the normal $1500 in spend.

Here are some general spend offers we are seeing:

  • Earn 5,000 bonus points for spending $3,000
  • Earn 6,000 bonus points for spending $6,000

These ones are less tempting unless it is on a card that you have a spending goal on, like the World of Hyatt $15K free night spend. If you can stack the bonus spend with something like that then it makes it a bit better.

Remember to check all of your business and personal cards

Third Quarter 2023 Chase Spending Offers

The offers for the third quarter look to be the same as the second quarter so far. If you see any offers that are different please let us know in the ToP Facebook Group and I'll add them in.

Offers For Various Business Cards
Personal Card Offers
  • World of Hyatt Card
    • Earn 5X from July 1 – September 30, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Restaurants
  • Freedom Flex
    • Earn 5X from July 1 – September 30, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Restaurants
  • Marriott Bonvoy Boundless
    • Earn 5X from July 1 – September 30, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Restaurants
  • IHG Rewards Premier (Spend in the 7X category here if you can vs the 5X one – it is cumulative between both)
    • Earn 7X from July 1 – September 30, 2023 on up to $1,500 in spend in the following category:
      • Gas stations
      • Restaurants
    • Earn 5X from July 1 – September 30, 2023 on up to $1,500 in spend in the following categories:
      • Grocery stores
  • Southwest Personal Cards
    • Earn 5X from July 1 – September 30, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Restaurants
  • Chase United Cards
    • Earn 5X from July 1 – September 30, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Restaurants
  • Disney Card
    • Earn 5% from July 1 – September 30, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Restaurants
Chase My Bonus Spending Offers

Second Quarter 2023 Chase Spending Offers

New Offer 5/17/23:

  • Get a $10 statement credit after spending $200 in the following areas (total combined)
    • Insurance
    • Utility
    • Internet, Cable, and Phone Services.

HT DoC

Here are the offers for the second quarter of 2023 that we have seen so far. Remember that these amounts are a cumulative total of all categories, not $1,500 in each.

Offers For Various Business Cards
  • Earn 15,000 bonus points for every $15,000 you spend on business purchases from May 1 through July 31, 2023. (Good up to 3 times)
  • Earn 5,000 bonus points for every $5,000 you spend on business purchases from May 1 through July 31, 2023. (Good up to 3 times)
Personal Card Offers
  • World of Hyatt Card
    • Earn 5X from April 1 – June 30, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Restaurants
  • IHG Rewards Premier (Spend in the 7X category here if you can vs the 5X one – it is cumulative between both)
    • Earn 7X from April 1 – June 30, 2023 on up to $1,500 in spend in the following category:
      • Gas stations
      • Restaurants
    • Earn 5X from April 1 – June 30, 2023 on up to $1,500 in spend in the following categories:
      • Grocery stores
  • Southwest Personal Cards
    • Earn 5X from April 1 – June 30, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Restaurants
  • Chase United Cards
    • Earn 5X from April 1 – June 30, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Restaurants
  • Disney Card
    • Earn 5% from April 1 – June 30, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Restaurants
Chase My Bonus Spending Offers

First Quarter 2023 Chase Spending Offers

Here are the offers for the first quarter of 2023 that we have seen so far. Remember that these amounts are a cumulative total of all categories, not $1,500 in each.

Personal Cards

  • World of Hyatt Card
    • Earn 5X from January 15 – March 21, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Internet, cable and phone services
  • Southwest Personal Cards
    • Earn 6,000 Rapid Rewards points for spending $6,000 from January 15 – March 31, 2023.
  • IHG Rewards Premier (Spend in the 7X category here if you can vs the 5X one – it is cumulative between both)
    • Earn 7X from January 15 – March 21, 2023 on up to $1,500 in spend in the following category:
      • Gas stations
    • Earn 5X from January 15 – March 21, 2023 on up to $1,500 in spend in the following categories:
      • Grocery stores
      • Internet, cable and phone services
    • Also a 5X on everything offer for IHG cards
  • Southwest Personal Cards
    • Earn 5X from January 15 – March 21, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Internet, cable and phone services
  • Chase United Cards
    • Earn 5X from January 15 – March 21, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Internet, cable and phone services
  • Disney Card
    • Earn 5% from January 15 – March 21, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Grocery stores
      • Internet, cable and phone services
  • Amazon Card (Spend in the 5% category here if you can vs the 3% one – it is cumulative between both)
    • Earn 5% from January 15 – March 21, 2023 on up to $1,500 in spend in the following categories:
      • Gas stations
      • Internet, cable and phone services
    • Earn 3% from January 15 – March 21, 2023 on up to $1,500 in spend in the following category:
      • Grocery Store

Business Cards

  • World of Hyatt Business Card
    • Earn 5,000 points for every $5,000 you spend from December 1, 2022 – February 28, 2023 for a total of up to 15,000 points.
  • Chase Ink Cash / Chase Ink Unlimited
    • Earn 5,000 points for every $5,000 you spend from December 1, 2022 – February 28, 2023 for a total of up to 15,000 points.

Chase My Bonus Spending Offers – ToP Thoughts

Hopefully some of you all got targeted for these offers. I especially love them on cards with spending bonuses, like the World of Hyatt card. If you got the offer on that card then you can earn increased rates on 10% of the $15,000 in spend you need to earn the category 1-4 free night certificate. There is nothing quite as satisfying as a good stack!

Remember to check back here each quarter for new offers. Also, remember to come back in a few weeks if you struck out this time around. There will be more people targeted as we get closer to the go live date on these offers.

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