Chase My Bonus Spending Offers
New Chase My Bonus spending offers have been landing in inboxes this week. These targeted opportunities are usually worth an extra 5x-10x points in specific categories like restaurants, grocery stores and gas, similar to the Chase Freedom® FlexSM credit card's rotating 5% earning genres. The targeted offers mostly appear on co-branded cards, but they can show up on any personal or business card issued by Chase. Let's look at some of the third quarter offers we've seen reported by ToP members so far.
How Do The Spending Offers Work?
New quarter = new targeted offers. These are sent to select cardholders by email. But the most thorough way to check whether you are targeted is to visit the Chase My Bonus website and plug in each of your card numbers. It takes a few minutes, but it is worth inputting each of your cards to see if something pops up.
We keep a running history of past Chase My Bonus spending offers, so you can see how this quarter compares to previous ones. Generally, we have found that if you got an offer on one particular card last quarter, you probably won't get it again this quarter. But as always, YMMV. It can also be worth checking back again later, as we sometimes see a staggered rollout of these offers. If you enroll in the offer but it doesn't specify the bonus or specific spend requirements (like in this example below), we recommend sending Chase a secure message to ask for the details of the offer.
Third Quarter 2026 Chase Spending Offers
We've seen lots of Chase My Bonus spending offers reported this week. Even if you didn't get an email for one of these, that doesn't mean you're ineligible. Navigate to this link to determine if you are targeted for anything. If you are, be sure to activate the offer. Once enrolled, you can earn from July 1-Sept. 1, 2026—on ToP of whatever your typical earnings on that card would be. So far, the below offers seem to be most common on cobranded cards for United, Aeroplan, IHG, Marriott (and Ritz), Hyatt, Disney and the Prime Visa, but there may be more offers available on other cards too. Please tell us what you are seeing in the ToP Facebook group!
- Earn 5x, 7x, 9x or 10x bonus points (or miles or cash back) per $1 spent on up to $1,000 spend at:
- Grocery stores
- Gas stations
- Restaurants
- Earn 3,000 bonus points after spending $3,000
- Earn 6,000 bonus points after spending $6,000
Link to Check
Chase My Bonus Spending Offers: ToP Thoughts
These are pretty on par for the Chase My Bonus spending offers we've seen in recent quarters. Offers as high as 10x can be more rare, but we hope you are one of the lucky ones to receive one of those! The best thing about these offers is you can stack them with earning benefits you may already be working on, such as the World of Hyatt Credit Card‘s category 1-4 free night certificate after reaching $15,000 in spend annually. Good luck finding these! Tell us what you are seeing in your accounts over on the Facebook group.
