Chase Ink Increased Offers Ending
News has been leaking out over the last few days that the all time high offers on the Chase Ink Cash and Chase Ink Unlimited are coming to an end soon. They may hang around for a few days later via personal referrals but there is no guarantee there.
These are some of the best offers there are for any card, whether personal or business. The spending requirement isn't out of reach for most, there is no annual fee and they are worth around 100,000 Ultimate Rewards points once you complete the spend (if you can unlock the points – more on that in a bit). Let's take a look at the offers in a little more detail.
The standard offer on these cards are for 50,000 points, although they have gone to 75,000 at times too.
Update 4/1/23: These offers may have ended since publishing this article and are no longer available.
Chase Ink Cash
This is probably my favorite card anywhere because of it's earning structure and the fact that it comes with no annual fee. This is the best option for racking up valuable Ultimate Rewards long term for many.
The current offer for the Chase Ink Cash is the following:
- Earn $900 (90,000 Ultimate Reward points) after spending $6,000 within the first 3 months.
- This is the highest we have ever seen the offer for this card.
- The card does not have an annual fee
Chase Ink Cash earning structure:
- 5% back / 5x on the first $25,000 in combined purchases on the account during each anniversary (not calendar) year for the following categories:
- Office supply stores
- Internet
- Cable
- Phone Services
- 2% back / 2x on the first $25,000 in combined purchases on the account during each anniversary (not calendar) year for the following categories:
- Gas stations
- Dining
- 1% / 1x on everything else
Chase Ink Unlimited
The Ink Unlimited is a great every day earner that offers simplicity for those that seek that.
The current offer for the Chase Ink Unlimited is the following:
- Earn $900 (90,000 Ultimate Reward points) after spending $6,000 within the first 3 months.
- This is the highest we have ever seen the offer for this card.
- The card does not have an annual fee
The Chase Ink Unlimited earning structure:
- Earn 1.5% / 1.5x back on all purchases with no earning cap
How To Turn Your Cashback Into Ultimate Rewards
While you can earn cash back with the Chase Ink Cash, you can also use your points for travel. This is even more valuable if you have on of the following premium Chase cards:
That is because the Ink Cash is a part of the Chase Ultimate Rewards program allowing you to transfer points between all of your accounts. Once your points are in an Ultimate Rewards earning account (one of the three cards listed above), you can transfer points 1:1 to a variety of airline and hotel partners.
Chase Application Rules
Like other Chase cards, you will not qualify for this card if you have opened more than 5 credit cards with any bank in the last 24 months. It is worth noting that since this card is a business card it will NOT add to your 5/24 count, but you do need to be under it to get the card. Remember that you may already have a business and not even realize it too.
There is no family rule against carrying each version of the Ink cards like there is with the Sapphire products. The terms are different for business cards on holding the card already as well. Be sure to read them closely.
Some have been able to get these while above 5/24 though, more info on that here.
Chase Ink Increased Offers Ending: ToP Thoughts
I am glad that we got sufficient heads up on these offers going away. These are some of the best offers there are, especially if you are able to unlock the earnings as Ultimate Rewards. If you are planning to apply for one, or both, and don't have a player 2 referral then you can support the site and ToP Facebook Group by using our affiliate links found in our card reviews. They are linked to throughout this post and right here:
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