Best Ever Chase Checking Savings Bonus

I love myself some checking and savings bonus, I'll update you on my results from 2022 soon, and this is one of the better offers I have seen. People have been receiving best ever Chase checking savings bonus combo offers in their email inbox. My buddy Dave got one for $700 in total but there are reports of $900 offers going around too. I'll also share the best Chase checking and savings public bonus offer with you too.

Update 1/13/22: Wow! Right after posting this a public link went out for the $900 offer. Be sure to get it emailed to you even if you think you MAY do this to get it locked in now. (HT DoC)

Details On The $700 Chase Checking & Savings Bonus Offer

Checking bonuses usually come with some hoops to jump through. Here are the terms of Dave's $700 offer:

Email Subject: Hello: (Your Name), we want to reward you with an up to $700 offer

Checking Portion – $300 Bonus

• For new Chase checking customers only
  • Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
  • You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
• Open a new Chase Total Checking account and set up direct deposit.
  • Must be done within 90 days of coupon enrollment
  • Doesn't seem to be an amount requirement, just says no micro deposits (less than $1)
• Your bonus will appear in your account within 15 days after completing qualifying activities.

How To Keep Your Chase Total Checking Account Fee Free:

• There is a $12 monthly service fee unless you do one of the following:
  • Monthly electronic deposits made into this account totaling $500 or more
  • Your balance at the beginning of each day of $1,500 or more in this account
  • An average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances

Savings Portion – $200 Bonus

• Open a new Chase Savings account
  • Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
  • You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
• Deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.
• Your bonus will appear in your account within 15 days after completing qualifying activities.

How To Keep Your Chase Savings Account Fee Free:

• There is a $5 monthly service fee unless you do one of the following:
  • A balance at the beginning of each day of $300 or more in this account
  • $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account
  • Chase College CheckingSM account linked to this account for Overdraft Protection
  • An account owner who is an individual younger than 18
  • A linked Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or Chase Private Client CheckingSM account

Combination Bonus Portion – $200 Bonus

If you complete both activities, and earn both bonuses, you will get an additional $200 added to your account for $700 in total. You need to keep both accounts open for at least 6 months too. If you close them early then you forfeit the bonus.

The $900 Checking & Savings Bonus

The $900 offer going around has the same exact requirements and terms as the $700 offer detailed above. The only difference is you get a $400 bonus for completing both account requirements instead of $200. For more details you can check the Doctor of Credit post.

Best Offer Publicly Available – $600

Update 1/13/22: Wow! Right after posting this a public link went out for the $900 offer. Be sure to get it emailed to you even if you think you MAY do this to get it locked in now.

What if you didn't get an email for either offer? What is the best offer currently available? The best Chase checking & savings account bonus available to everyone is for $600. This is showing as available until April 4/19/23 but they often extend these offers. You could always wait until the end of that time frame and see if you get targeted too. They can pull public offers early as well, but that is somewhat rare if my memory serves me correctly.

This offer is the same as everything listed above in the $700 offer but you only get a $100 bonus for completing all the activities versus $200 or $400 for the $700 and $900 offers.

Best Chase Bank Bonus: ToP Thoughts

These are all really good offers, but the $900 is as good as it gets. Some people don't like to have checking accounts etc. at banks they have credit cards at. The thinking is that it can lead to more scrutiny on your accounts, so that is something to be aware of. For myself, I would jump all over that $900 offer. I have done these Chase personal checking and savings account bonuses a few times over the years. They also have some pretty great business checking account bonuses I've done a time or two. I'll put something out on those in the near future.

I should also note that you will need to pay taxes on these offers since they are considered interest income.

Let us know in the ToP Facebook Group, or on Twitter, if you were targeted for either of these awesome bonus offers.