$20 Capital One Offers
The $20 Capital One Offers are back! Right now, targeted accounts can spend $20 across a range of retailers in exchange for earning $10 cash back or 1,000 miles. That's worth 50x miles per dollar or 50% cash back on $20 in spending. The shopping portal periodically runs batches of these popular $20 offers. They are often available at retailers with broad appeal, too. Think: home improvement stores like Lowe's and pet supply stores like PetSmart. I even spotted a Macy's offer in my account. That could stack nicely with the $10 off $10 Paze promo. (Assuming you're targeted and Paze appears as a Macy's checkout option, of course.) Capital One Offers come with some caveats, but for such low spend, it's worth grabbing these if you're targeted.
Offer Details
Here's what to know about the $20 Capital One Offers:
- Spend $20, earn 1,000 miles or $10 across many different retailers. Offers will vary across accounts, but some of the offers appearing in my and/or P2's accounts include:
- Adidas
- Chewy
- Dermstore
- Dollar General
- eBay
- Logitech
- Lowe's
- Lyft
- Macy's
- PetSmart
- Reebok
- Sally
- Sam's Club
- You must be an eligible Capital One cardholder or bank account holder to access offers. Some accounts have access to miles offers, while others will see cash back offers.
- If you're new to Capital One Offers, learn more here.
How to Find + Activate the Offers
Capital One Offers can be finicky and also highly targeted. But it's worth checking your account to see if you have access to the $20 Capital One Offers.
- Log in to your account through the app or the Capital One website. Under the “Activate shopping offers” box at the bottom of the screen, click “View all offers.” You can also log in directly at CapitalOneOffers.com.
- You might need to scroll for a bit to find the $20 offers, as I needed to on P2's account. Meanwhile, the $20 offers appeared right at the ToP of my account.
- Offers can disappear rapidly—sometimes even shortly after clicking them. So if you happen to find any on your account, be ready to use them quickly.
- Be sure to check whether the offer is available online and/or in-store. And always read the full terms and conditions and exclusions on each individual offer.
$20 Capital One Offers: ToP Thoughts
Targeted for these offers? Jump on them quickly before they disappear! While the tracking for Capital One Offers can be tricky, a $20 offer is pretty low-risk. And if they track properly, they'll deliver an excellent return of 50x miles or 50% cash back for $20 worth of spending. We appreciate that they are available at retailers with such broad appeal, too. Let us know if grab any of the $20 Capital One Offers over in the ToP Facebook Group.
