Amex Business Platinum Coworking Benefit

Working between hotel checkout and an evening flight can mean balancing a laptop in a crowded coffee shop. A new benefit on the Business Platinum Card® from American Express could give eligible cardholders another option. The card recently added a complimentary ZO membership from Tishman Speyer, with access to participating Clubhouses and Studio workspaces. The benefit launched last week, and it also extends to eligible American Express® Corporate Platinum Card cardholders. Here’s how the new Amex Business Platinum coworking benefit works and how both locals and travelers could put it to use.

What Is the New Amex Business Platinum Coworking Benefit?

The new Amex Business Platinum coworking benefit includes the following access to Clubhouses, Studios and an annual statement credit. Clubhouses provide spaces to work, connect and take a break, while Studio offers coworking, meeting and event spaces. The unlimited access applies to Clubhouses; complimentary Studio access is limited to four day passes per month.

BenefitWhat is included
ZO Clubhouse accessUnlimited access to participating Clubhouses
Clubhouse guest passesFour guest day passes per week
Studio coworking accessFour complimentary day passes per month at U.S. Studio locations
Annual statement creditUp to $500 per eligible card account each calendar year for qualifying event space bookings and Dining Club membership purchases

Where Can You Use It?

The Amex Business Platinum coworking benefit covers more than 25 participating Clubhouse or Studio spaces across six U.S. cities:

  • Boston
  • Chicago
  • Los Angeles
  • New York
  • San Francisco
  • Washington, D.C.

Check the ZO app or website for addresses, hours and reservation requirements. Clubhouses offer unlimited access, while Studio visits require advance reservations and count toward your four complimentary monthly day passes.

How To Activate Your ZO Membership

Although separate enrollment is not required for the Amex Business Platinum coworking benefit, cardholders still need to activate their ZO membership online or through the ZO app before visiting. Studio visits must be reserved in advance online or in the app. Activate your membership and review the location details before heading over. If you need a private room for a client call, confirm the room options and any charges separately rather than assuming a day pass covers everything.

Photo courtesy of Tishman Speyer website

How Does the $500 Credit Work?

As part of the Amex Business Platinum coworking benefit, eligible card accounts can receive up to $500 in statement credits each calendar year for:

  • Event space bookings at ZO or Studio locations
  • Dining Club membership purchases

Pay with your eligible card to receive the credit. It covers these specific purchases, so everyday coworking fees and restaurant meals do not qualify. If you already plan to book an eligible event space or purchase a Dining Club membership, the credit could help offset that cost.

Who Could Get Value From This Benefit?

Whether you live nearby or are visiting, ZO by Tishman Speyer could give you a place to work, connect with others or take a break. For locals, a convenient location could offer a workspace with fewer distractions and opportunities to meet other remote workers. Depending on your needs and the available access, it could even replace an existing coworking membership, saving you money each month.

For travelers, the Amex Business Platinum coworking benefit could fill the gap between hotel checkout and an evening flight, provide a workspace between appointments or offer an alternative to working from a hotel room. The value comes from both the convenience it adds and the spending it replaces. If an included visit replaces a $40 day pass you would otherwise purchase, that is $40 saved. If you would normally work comfortably at home, you may still appreciate the access, but it will not deliver the same cash savings.

Amex Business Platinum Coworking Benefit: ToP Thoughts

A place to work between checkout and takeoff? That is a benefit we can get behind. The new ZO membership could be a useful addition for Amex Business Platinum cardholders who live in or regularly visit the six participating cities. The location list will determine how useful it is, and the $500 credit deserves a closer look before you count it toward the card’s value. Start with the access you will actually use and the expenses it will replace. Would you use the new Amex Business Platinum coworking benefit while traveling or closer to home? Join the conversation in the ToP Facebook group.