US Bank Business Savings Account Bonus

There is a US Bank business savings account bonus that offers a decent little bonus for minimal effort. That probably wouldn't be enough to care about for most on its own though. The thing that pushes this offer over the top is the ability to load the account with a credit card. That ability even includes American Express cards! A side bonus of the account is being able to cash out US Bank credit card points at a higher rate too. Update 1/26/26: This offer has returned.

Offer Details

Here are the details for this US Bank business savings account bonus offer:

• Open an eligible U.S. Bank Basic Business Savings account by March 31, 2026, and complete the required activities listed below.
  • Deposit at least $10,000 in new money within 30 days.
  • Maintain at least $10,000 balance for 60 days after account opening.
  • Promo code: Q1SAV26
• $200 bonus will be deposited into your new eligible U.S. Bank Basic Business Savings account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

If you push things to the brink you would only have to have the money locked up in the account for 31 days. That is a little too close for my comfort though, and I would deposit it at least a week or more before the 30 days. I would also wait until a bit after 60 days to pull it out, but that is me.

Offer Terms

Here are some notable terms for the US Bank business savings account bonus offer:

• Promo code Q1SAV26 MUST be used when opening a U.S. Bank Basic Business Savings account.
  • This should be automatically added if you
• Limit of one bonus per business.
• A $100 minimum deposit is required to open the referenced account.
• New money is considered money that is new to U.S. Bank.
• Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate.
• Offer may not be combined with any other business savings account bonus offer.
• Offer Link

Account Fees

There is a $5 monthly maintenance fee, but it can be waived when you maintain a $500 daily balance.

Credit Card Funding

When you open the account you will be able to load the account at the time of opening. One of your options will be to fund the account with a credit card. This will be limited to a maximum of $3,000. The load should count as a purchase for most credit cards, which could be a way to spend towards a welcome offer. It should even work on American Express cards. You will want to set your cash advance limit to below $3,000 before doing this to ensure it doesn't code as a cash advance for some reason (not necessary for Amex).

US Bank Business Savings Account Bonus Offer Link

US Bank Business Savings Account Bonus: ToP Thoughts

While the $200 US Bank business savings account bonus is not super enticing based on the bonus alone, it can be interesting when all things are considered. Being able to spend $3000 on a credit card loading the account makes this a very compelling offer. Especially when combined with the $200 bonus. Throw in the better redemption rate on US Bank Altitude Connect personal and business credit cards, versus a statement credit, and you have a winning combination for me. I will add it to our nationwide bank bonus roundup. Let me know if you plan to grab this one over in our ToP Facebook Group.