Best Credit Cards For Priority Pass

Many credit cards offer Priority Pass membership as a benefit. However, not all cards offer the same versions of this benefit. Guest limits, fees for additional guests, and restaurant access are some of the features to consider. Below, we break down the best credit cards for Priority Pass. Update 2/12/26: An updated rankings after recent Capital One lounge access changes.

What Is Priority Pass?

Priority Pass is a program that provides members with access to airport lounges around the world. Members can visit lounges regardless of the cabin they’re flying in. This makes Priority Pass a great way to enjoy a finer experience even when traveling in the economy. Some versions of Priority Pass membership also offer access to additional services, including restaurants and airport hotels.

The program’s footprint includes over 1,300 lounges across the globe. The quality of lounges ranges dramatically. Some offer light snacks and beverages, while the nicer ones offer freshly-prepared warm dishes and great alcohol selections, as well as shower facilities.

Priority Pass offers three membership tiers: Standard, Standard Plus, and Prestige. Annual fees range from $99 to $469. Members are charged $35 per guest under each of the tiers (up from $27).

Holders of credit cards offering Priority Pass as a benefit receive Priority Pass Select membership. This is a different form of membership than any of the three tiers.

Which Credit Cards Offer Priority Pass?

Several premium credit cards offer Priority Pass Select membership as a benefit. The following credit cards offer Priority Pass Select as a benefit:

• Chase Sapphire Reserve
• Platinum Card from American Express 
• Bilt Palladium
• Business Platinum Card from American Express
• Bank of America Premium Rewards Elite
• Capital One Venture X
• Capital One Venture X Business
• Citi Prestige
• Citi Strata Elite
• The Marriott Bonvoy Brilliant American Express Card
• The Ritz-Carlton Credit Card from Chase
• U.S. Bank Reserve Visa Infinite
• Sapphire Reserve Business

Differences among Priority Pass Benefits

Although all of the cards listed above come with Priority Pass Select membership, not all of the memberships are equal. Here is a breakdown of how the benefits differ:

1. Bank of America Premium Rewards Elite Card

This card flies deep under the radar when it comes to Priority Pass access. The Bank of America Premium Rewards Elite card offers Priority Pass membership that includes restaurant access, which is a good start. But this card also lets you gift a full Priority Pass membership to up to 4 people without adding them as an authorized user! This is highly unusual as all the other cards on this list will only grant membership to the primary cardholder and authorized users. For more information about the Premium Rewards Elite Priority Pass membership, check out this post.

2. Citi Prestige

The Citi Prestige allows the cardholder to bring two guests or their immediate family into the lounge at no extra fee. This makes the Prestige a great card for travelers who have more than two children. Immediate family is defined as “spouse, domestic partner, and/or children under 18.” Tough luck for your parents and in-laws! Additional guests are $27 each. Cardholders are also eligible to enjoy Priority Pass restaurant benefits. Unfortunately, the Citi Prestige is not available for new applications, nor is it available as a product change option from other Citi cards.

3. Ritz-Carlton Card

The Ritz-Carlton card lost Priority Pass restaurant benefits only July 1, 2024, like the Chase Sapphire Reserve. What still makes this card good for Priority Pass membership is that authorized users are free and they each get their own Priority Pass membership. According to the terms & conditions, the primary cardholder and each authorized user are allowed a maximum of two guests each, and additional guests cost $27 each. However, we have seen reports of folks bringing in more than two guests into lounges without being charged in the past. The Ritz-Carlton card is only available via a product change from a Chase Marriott Bonvoy card.

They have further defined their guesting policies starting early in 2026. Here is what they recently sent out with cardholder's statements:

Starting January 15th, The Ritz-Carlton™ Credit Card cardmembers and authorized users may enter Chase Sapphire Lounges by The Club and Priority Pass lounges with up to two guests each for no charge; any additional guests will cost $27 each. To access a lounge, cardmembers must present their valid physical credit card or Priority Pass Digital Membership card.

This was always how the terms read, but it looks like they actually plan to enforce it now. HT DDG

4. Citi Strata Elite

The Citi Strata Elite card gives the primary cardholder access to Priority Pass lounges, plus allows up to 2 guests. Additional guests cost $35. There is no restaurant access with this card's membership though. Authorized users get a Priority Pass membership too, but there is an authorized user fee of $75 per year for the card. The unique thing with the Strata Elite is that you can show the card instead of your Priority Pass membership to gain access to the lounge. This gives you one less thing to worry about.

5. Bilt Palladium

The Bilt Palladium comes with a Priority Pass membership that allows the primary cardholder to bring in up to two guests. There is no restaurant access with this Priority Pass membership. Authorized users also get their own Priority Pass membership, but the fee is $95 per year for each additional cardholder. You can buy extra guests access, above the two free that come with your membership, using $32 in Bilt Cash. This is capped at $64 in credits per statement period.

6. Chase Sapphire Reserve / Sapphire Reserve Business

The Sapphire Reserve cards offer access for up to two free guests. Additional guests cost $27 each. Chase Sapphire Reserve cardholders no longer have access to Priority Pass restaurant benefits. The employee cards on the Sapphire Reserve for Business do not get Priority Pass memberships.

7. Platinum Card / Business Platinum Card from American Express

Both Platinum cards offer access for up to two free guests. Additional guests cost $32 each. Memberships do not include Priority Pass restaurant benefits, but do include Minute Suites.

8. Marriott Bonvoy Brilliant American Express Card

This card offers access for up to two free guests. Additional guests cost $32 each. As with the other American Express cards, the Marriott Bonvoy Brilliant credit card does not include Priority Pass restaurant benefits.

9A. Capital One Venture X

This card used to offer access for unlimited free guests at launch, then they were allowed 2 guests and now no guests. That is unless you spend $75,000 a calendar year on your card. That then unlocks 2 guests on your primary card again. You can also add access to authorized user cards for $125 a year (it used to be free for the first 4).

You can read about all of the changes here.

9B. Capital One Venture X Business

The business version of the Venture X no longer offers restaurant access with its Priority Pass membership. It also no longer offers free guests on your visits, unless you spend $75,000 on your card in a calendar year. You can now add lounge access privileges to employee cards for $125 a year.

You can read about all of the changes here.

Best Cards for Priority Pass Lounge Access: ToP Thoughts

Not all credit cards offer the same form of Priority Pass membership. Be sure to double check your card's Priority Pass membership benefits before using it at a lounge or restaurant, or before bringing a guest. Which card or cards do you rely on for your Priority Pass Select membership? What is your favorite Priority Pass lounge? Come share your thoughts in our Facebook group!