Travel on Point(s)

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

$750 Chase Business Checking Bonus

There is a new $750 Chase business checking bonus that just launched. And the best news is it doesn't require any type of direct deposit. There are actually a few different Chase business checking bonus offers right now. That ensures you should be able to find one that fits your needs, based on how much you can afford to lock up for a few months. It should be noted that people have had issue getting these to work online. It is best to have the offer emailed to you and then go in and do it with a business banker in branch. That is a hard lesson I learned myself. Let's take a look at these new deals.

RELATED: All The Best Chase Offers All In One Place

Chase Business Bank Account Offer Details

These business checking offers are all set to expire August 3, 2023 but they sometimes pull it early. Because of that I would have the offer emailed to you even if you are only mildly considering it. Once you have the offer in your email you are locked in even if they pull it early.

There are three different options for this bonus offer:
  • $300 Bonus (Link To Offer)
    • Fund a minimum deposit of $2,000 new money within 30 days of offer enrollment and maintain that balance for 60 days from offer enrollment.
    • Complete 5 qualifying transactions Footnote1Opens overlay within 90 days of offer enrollment. Your bonus will be deposited within 15 days.
      • Qualifying transactions include debit card purchases, accepting credit and debit card payments with QuickAccept℠, Chase QuickDeposit℠, Footnote2Opens overlay ACH (Credits), wires (credits and debits), Chase Online℠ Bill Pay.
  • $500 Bonus (Link To Offer)
    • Fund a minimum deposit of $15,000 new money within 30 days of offer enrollment and maintain that balance for 60 days from offer enrollment.
    • Complete 5 qualifying transactions Footnote1Opens overlay within 90 days of offer enrollment. Your bonus will be deposited within 15 days.
      • Qualifying transactions include debit card purchases, accepting credit and debit card payments with QuickAccept℠, Chase QuickDeposit℠, Footnote2Opens overlay ACH (Credits), wires (credits and debits), Chase Online℠ Bill Pay.
  • $750 Bonus (Link To Offer)
    • Fund a minimum deposit of $30,000 new money within 30 days of offer enrollment and maintain that balance for 60 days from offer enrollment.
    • Complete 5 qualifying transactions Footnote1Opens overlay within 90 days of offer enrollment. Your bonus will be deposited within 15 days.
      • Qualifying transactions include debit card purchases, accepting credit and debit card payments with QuickAccept℠, Chase QuickDeposit℠, Footnote2Opens overlay ACH (Credits), wires (credits and debits), Chase Online℠ Bill Pay.

In the past for the 5 qualifying transactions I have just done $1 Amazon loads.

$750 Chase Business Checking Bonus

Monthly Fees

There is a $15 monthly fee for this account. But you can get that waived by doing one of the following things:

  • $2,000 minimum daily balance
  • $2,000 in net purchases on your Chase Ink® Business Card(s)
  • $2,000 in deposits from Chase QuickAccept℠ or other eligible Chase Payment Solutions transactions
  • Link a Chase Private Client Checking℠ account
  • Provide qualifying proof of military status

Chase Bank Bonus Offer Terms

Here are some of the terms for the offer:

  • Articles of Incorporation for Corporations or Articles of Organization for LLCs. Requirements may vary depending on state regulators.
  • Checking offer is not available to signers on existing Chase business checking accounts, local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
  • Signers can receive only one new business checking account opening related offer every two years from the last enrollment date and only one offer per account.
  • Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • Account Closing: If the checking account is closed by the customer or Chase within six months after coupon enrollment, we will deduct the bonus amount for that account at closing.

$750 Chase Business Checking Bonus: ToP Thoughts

This is a pretty good offer, if you have the cash sitting around to pull it off. The deposit requirements have gone up quite a bit over the years but I still like that there are no direct deposit requirements. The $500 offer may be the best bang for your buck if I am being honest. Tying up an additional $15,000 for $250 just doesn't seem worth it to me. Unless you have no other use for that cash, then by all means take the bump. You probably lose around half of that value to what you could have earned with a 4% -5% savings account and then you will pay taxes on it. Okay, not worth it – stick with the $500 offer.

I will once again implore you to take the offer into a Chase branch and do this offer with a business banker. It will save you hours of headaches since they are super stingy on which business code you pick and it isn't easy finding one that works perfectly.

HT: DoC

SIGN UP TO RECEIVE
ToP TIPS STRAIGHT TO YOUR INBOX

We promise to keep things short, sweet, and packed with awesome insights!