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Maximizing Points & Miles in One Player Mode

Earning points in one player mode can be different. Explore strategies on how you can still earn significant points and miles to travel on!

Using American Express Reconsideration Line at Card Limit

Rick covers his recent American Express card move and how he switched Delta cards. All this can be done via the reconsideration line.

Transfer Chase Ultimate Rewards to Partners: A Winning Strategy

Transfer Chase Ultimate Rewards to Partners Taking advantage of transfer partners is almost always the best use of transferable points,

Earning Points & Miles by Paying Taxes (2022 Edition)

Nothing in life is certain, except death, taxes, and earning credit card rewards with your tax bill. You read that right: turn lemons into lemonade. If you owe federal taxes (or think you might), now is the time to open a new credit card and hit a minimum spend with that tax bill!

The Cards in My Wallet: ToP Edition (January 2022)

Members of the ToP team share the cards they currently have in their wallets and the reasons for having those cards.

What Are My Points & Miles Worth? (2021)

As soon as folks start the award travel journey they always wonder “What are my points & miles worth?” It’s a great question, as it helps you understand whether to pay cash, to use points or miles, or to look at a different program for better value.

ToP Reasons to Not Get an American Express Delta Card

We explore reasons why beginners should not fall into the trap of a personal Delta American Express card. You might be surprised.

Review: Chase Sapphire Preferred

We typically recommend most folks to start with Chase cards because of the 5/24 rule. And of all the Chase cards, the Chase Sapphire Preferred is really the best option for most of those starting off in award travel.