The Cards in My Wallet: ToP Edition (February 2021)
Each member of the ToP team has different spending habits and travel goals. Here is a look inside our wallets. We explain how we use each card and why we value it.
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How Does Credit Card Car Rental Insurance Work?
Credit Card Car Rental Insurance Many credit cards offer some type of insurance for rental cars. This benefit can be
Earning Credit Card Rewards with Your Tax Bill (2021 Version)
Although we all dread paying our tax bill, it’s fairly easy to use this unpleasant experience to turn a nice cash profit, earn a lucrative sign-up bonus or both!
Why Transferable Points Are So Valuable (Part 1: Flexibility)
We often discuss in our Facebook group how transferable points are so much more valuable than miles or points with a single airline or hotel. This is because transferable points are the key to unlocking incredible value from credit card points.
Saving Money with Groupon
Save money on dining out, airport parking, and local activities with Groupon. Find out all the hacks and stacks as well as Rick’s tips.
Las Vegas Trip Report and Some Concerning Observations
Rick visits Las Vegas once again and shares his observations with you. He found some concerning observations at more than one property.
Is Now the Perfect Time to Add an American Express Platinum Card to your Wallet?
Now might be the time to add an American Express Platinum Card to your wallet, specifically a Charles Schwab Platinum. Let me explain why I added this card to my wallet back in late May and why you may want to do the same.
Should You use Chase Ultimate Rewards to “Pay Yourself Back?”
Chase’s new “Pay Yourself Back” promotion remains available for Chase Sapphire Reserve® and Chase Sapphire Preferred® Card cardholders for another 3 months. During this time, it is worth it to scrutinize your redemption activity and determine how you typically use your Ultimate Rewards.
Using the Pei App
I am always excited about free money and that is no different with the Pei app. You’re earning cash-back for merchants that you were planning purchases anyway, usually at a 1% return. It’s nice to cash in that $25 a few times a year or even once a year. Combined with other apps, you can easily earn hundreds of dollars a year!!!
Earning Ultimate Rewards: Can Chase Catch Up?
Chase had long been at the top of the food chain when it came to desirable credit card products and having a valuable transferable points currency. Ultimate Rewards became known for their ease of use, wealth of transfer partners, and versatility.