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Travel on Point(s) is an independent, advertising-supported website. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites like Cardratings.com. This compensation does not impact how or where products appear on this site. Travel on Point(s) has not reviewed all available credit card offers on this site. Reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any partner entities.

How To Change Rakuten Earning To Membership Rewards

At Travel on Point(s), we are big fans of shopping portals and stacking offers. You can read all about how to use Rakuten in our full guide. One of the most often asked questions is how to change Rakuten earning to Membership Rewards instead of cashback. Whether you are signing up as a new account or already have one, the process can typically be pretty painless.

Where to Start

You can sign up for Rakuten using our link. If you have a Membership Rewards earning card, you can set up payment options in the account settings page. Examples of these are the American Express Gold Card and the Platinum Card from American Express. If under 5/24, you can still join the fun without affecting your 5/24 status by opening a business card, such as the Blue Business Plus Card from American Express. You only have to link the Membership Rewards earning card, but do not have to use it to pay for anything you shop for via Rakuten.

Why Membership rewards instead of cashback? Spoiler alert, we value Membership Rewards higher than 1 cent per point, so a Rakuten account that earns Membership Rewards could be more valuable. If you already have an account and now want to switch to Membership Rewards, follow this process.

How To Change Rakuten Earning To Membership Rewards

The Process

  • Log into your Rakuten Account on desktop version
  • Select Account Settings from the drop down menu in the upper right portion of the screen. This is where your name is and it shows your current cashback balance.
  • Scroll down to the How Would You Like To Get Paid section and select Membership Rewards.
How To Change Rakuten Earning To Membership Rewards

How To Change Rakuten Earning To Membership Rewards: ToP Thoughts

Changing your payout to Membership Rewards will get you more value out of your shopping portal experience. Hopefully this has shown that it is easy and just a few steps to do it. If you should encounter any issues, Rakuten support is usually helpful and fast. Rakuten is a great way to earn American Express Membership Rewards for everyday purchases. Stacking to earn save extra money or earn bonus points can lead to even more free travel. Do you prefer cashback or Membership rewards? Share your thoughts in our Facebook group!

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