Bilt and Lowe’s Partnership
On November 10, 2026, we learned of a Bilt and Lowe’s partnership. This expanded partnership gives members another opportunity to earn transferable points on everyday purchases and new ways to use Bilt Points or Bilt Cash. This is applicable to almost everyone because you don’t need to use a Bilt credit card to take advantage of the partnership. Whether you’re purchasing appliances, home improvement supplies, or materials for your next project, this provides an easy opportunity to earn additional transferable points on purchases you may already be making. Now, let’s dive in. RELATED: Is a Bilt card worth a 5/24 spot?
Details of the Partnership
Bilt members can now earn 1 Bilt Point per dollar spent on eligible purchases at Lowe’s by linking their MyLowe’s Rewards account to their Bilt account.
The earning structure is straightforward:
- Earn 1 Bilt Point per $1 spent on eligible net purchases at Lowe’s (i.e. after returns, refunds, etc).
- Earn points on qualifying purchases made both in-store and online.
- Stack Bilt Points with the rewards earned from your regular credit card.
- No Bilt credit card is required to participate.
- A free MyLowe’s Rewards account must be linked to your Bilt account.
For in-store purchases, members can earn points by scanning their MyLowe’s Rewards ID, entering their linked phone number at checkout, or using an eligible payment card linked to their Bilt Wallet. For online purchases, members should make sure their linked MyLowe’s Rewards account is associated with the transaction.
Terms & Conditions
Bilt Points are earned on eligible net purchases, meaning certain transactions, products, or charges may be excluded. Returns and refunds may also reduce the number of points earned.
Members must link their MyLowe’s Rewards account to Bilt and use a qualifying method of identifying their account when making purchases.
The additional Bilt Points are separate from the rewards earned through the credit card used to complete the transaction.
Members should review the current terms in the Bilt app for applicable exclusions, eligibility requirements, and any restrictions on earning points.
Lowe’s Homecare+ Benefits
In addition to earning Bilt Points on purchases, the Bilt and Lowe’s partnership introduces access to Lowe’s HomeCare+ for eligible Bilt members. If you’re not familiar, and I was not, HomeCare+ is a $99/year subscription service that includes two in-home visits annually, with up to seven home maintenance services performed during each visit by Lowe’s associates. The eligible services are:
- Electric Dryer Vent Cleaning
- HVAC Air Filter Replacement
- Refrigerator Water Filter Replacement
- Electric Water Heater Flush
- Garage Door Lubrication
- Smoke & Carbon Monoxide Detector Battery Replacement
- Light Bulb Replacement
Eligible members can pay for their subscription using Bilt Points, up to $99 annually in Bilt Cash, an eligible linked credit card, or a combination of payment methods. If you opt for Bilt Rewards or Bilt Cash, you can essentially get this service for free. Note that the availability of HomeCare+ and its included services may vary depending on your location and. Members can check their eligibility directly through the Lowe’s section of the Bilt app. I discovered that our area is ineligible, so this benefit is of no use to us at this time.
In addition to the above services, Homecare+ also comes with MyLowe’s Rewards Gold Status Upgrade and a 5% discount on service-related items during your annual visits.
Does This Partnership Offer Value?
One of the easiest ways to accumulate more points and miles is by stacking rewards programs on purchases you were already planning to make. In that vein, this Bilt and Lowe’s partnership is an easy win. If you shop at Lowe’s, you can now earn some Bilt Rewards by simply linking your accounts. Not a Lowe’s shopper? Then nothing has changed for you. If you find yourself with lots of extra Bilt Cash, and you’re in an eligible area, you might as well give Homecare+ a whirl and see if it is worth it. After all, Bilt Cash has no real monetary value, so you can try the service for free.
I do not think this partnership offers enough value to choose purchases at Lowe’s that you were not considering. Also, I likely would not use Bilt Rewards for Homecare+, unless you already have the service, like the service, plan to keep the service, and have a lot of Bilt Rewards to use.
Bilt and Lowe’s Partnership: ToP Thoughts
The Bilt and Lowe’s partnership is a welcome addition for anyone looking to maximize the points earned on everyday spending. The ability to earn 1 additional Bilt Point per dollar spent at Lowe’s, while continuing to earn your normal credit card rewards, makes this an easy opportunity to stack transferable points. If you’re a contractor or a heavy DIY’er that shops at Lowe’s, your points earnings potential just increased exponentially. Given the simplicity in linking accounts, and because this points-earning opportunity does not require a Bilt credit card to optimize it, everyone should link their Bilt and Lowe’s account pronto!
What’s your thoughts on this new partnership? Come over to our Facebook group and let us know.
