World Elite Mastercard Benefits
Knowing and utilizing your benefits is a worthy endeavor in award travel. In the award travel hobby, we often pick up many cards over time and create quite the portfolio. The problem is, that as they pile up, we sometimes overlook many of the benefits of these cards. One of the most overlooked card benefits come from simply holding a World Elite Mastercard. And the good news is, you might even already have one, or several of these cards in your wallet. Mastercard has three tiers of card benefits: the Standard Mastercard, World Mastercard, and World Elite Mastercard. We will walk through some of the World Elite Mastercard benefits you could already have in your wallet.
What is a Mastercard?
Mastercard and Visa are both payment processing networks, and you have probably seen their logo on your credit cards. But, what really is Mastercard, who are they, and what do they have to do with your card? Simply put, they are payment networks that partner with banks like Citibank, Capital One, Wells Fargo and many others. While your credit card is actually issued by a bank, your credit card operates on Mastercard's payment processing network. Each of these payment processors wants more business on their network. As part of trying to boost that volume, Mastercard offers benefits for using its cards in order to entice more usage. These benefits come directly from Mastercard and are on ToP of any benefits you already could be receiving from your cards issuing bank.
Cards with World Elite Mastercard
Below are a list of common cards with World Elite Mastercard benefits:
- BILT World Elite Mastercard
- Chase Freedom Flex
- IHG One Rewards Premier
- Citi Strata Premier
- Citi Double Cash
- Citi / AAdvantage Platinum Select
- Citi / AAdvantage Executive
- Hawaiian Airlines World Elite Business Mastercard
- JetBlue Plus Card
- U.S. Bank Business Triple Cash Rewards
- Capital One Savor Cash Rewards
ToP Benefits of World Elite Mastercard's
Below are some of the ToP World Elite Mastercard benefits I grabbed from the full list of current offers.
Peacock
Get $3-$5 off of a Peacock Premium or Premium Plus membership each month. Expires 3/31/25.
Instacart
Get two months free of Instacart+ and $10 off of your second order each month. Expires 3/31/25.
Lyft
Take three rides in a month and earn a $5 credit. Also save 10% on all scheduled rides to U.S. airports when you pay with a your eligible card. Expires 9/30/25.
World Elite Concierge
Access a 24/7 concierge service to ‘reserve tables, locate hard to find items and more'.
Cell Phone Insurance
Pay you monthly phone bill with your card and receive coverage for damage or theft, up to $800 per claim with a $1,000 per year limit and a $50 deductible.
ShopRunner
Receive a free ShopRunner membership for complimentary fast and free shipping at participating merchants. Expires 9/30/25.
Credit Card Perks: ToP Thoughts
There is one surefire way to get more out of the award travel game, and it is to know your benefits. I have several of the above cards and often forget to use these benefits. From discounts on services you may already have or are wanting to check out, to included insurance coverages, these benefits are pretty good and cost you nothing to use. If you have the card, you might as well try and use those benefits!
Have you ever used one of these World Elite Mastercard benefits? Let us know over in the ToP Facebook group!
