The Hilton Honors American Express Business Card Review
If you are looking for a business card, and you can use Hilton Honors points, then The Hilton Honors American Express Business Card may be a great fit. This card rewards high-spending Hilton loyalists and can help you score some free nights at Hilton properties. In our The Hilton Honors American Express Business Card review we will go over the welcome offer, earning structure, card benefits and share our overall thoughts.
Hilton Business Card Current Welcome Offer
Here are the details on the current offer for The Hilton Honors American Express Business Card:
- Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Term Apply.
- Offer Ends 1/8/25
- The card has a $195 annual fee. Rates & Fees
Card Earning Rates
The Hilton Honors American Express Business Card comes with the following earning rates:
- Earn 12x bonus points for each dollar of eligible purchases charged on your card (directly with a hotel or resort within the Hilton portfolio)
- Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the
first $100,000 in purchases each calendar year.- 3X points after $100,000 in spend.
Card Benefits
The Hilton Honors American Express Business Card offers benefits that will likely appeal to Hilton loyalists. These benefits consist of:
- Complimentary Gold Status
- Diamond status with $40,000 in spend in a calendar year
- Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
- As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- No Foreign Transaction Fee (Rates & Fees)
The card has lost a lot of its luster after the recent changes, and most notably with the loss of the free night certificates available via spend.
Our Analysis
We at ToP value Hilton Honors points at about .45 cents each (though you can get much more value out of them). The card offers a pretty decent earning rate on areas that normally don't earn bonus points. The loss of the free night certificate after spending $15,000 in a calendar year cuts your return in half on that spend though.
The Hilton Honors American Express Business Card gives you Hilton Gold status which comes with a few decent perks, assuming you don't have Hilton Gold elite status from another card like The Platinum Card® From American Express. Hilton Gold status is probably the best mid tier hotel status out there and it can get you up to $25 in property credit per person, for up to two people per day of your stay. With Gold status you will likely get a room with a better view type of upgrade, at least domestically. The property credits should more than cover the annual fee after just a few stays every year.
If you stay at Hilton hotels often then you should be able to maximize the quarterly credit. If you earn them all each year then the card becomes a negative cost option overall. That paired up with the Gold status could make this a long term keeper for some.
Hilton Honors American Express Business Card Review: ToP Thoughts
The Hilton Honors American Express Business Card offers you a large welcome offer, a decent set of card perks and a decent non bonus spend option. The best part of this card may be that it is a business card and does not count towards Chase 5/24 status. That makes this a worthwhile option whether you are under, over or trying to get back under Chase 5/24.
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