Review: Chase Sapphire Preferred
We typically recommend most folks to start with Chase cards because of the 5/24 rule. And of all the Chase cards, the Chase Sapphire Preferred is really the best option for most of those starting off in award travel.
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How to Choose between Using a Travel Portal, Transferring to Partners, or Cash Back
How should you choose when to use points through a travel portal, transfer to a travel partner, or convert to cash back? ToP analyzes the pros and cons of each approach to help you maximize your credit card points.
ToP Guide to Credit Card Retention Offers
For banks, retaining customers can be just as important as attracting new ones. This is why banks sometimes offer customers
Why I Said Goodbye To My Chase Sapphire Reserve
Rick breaks down his decision to downgrade his Chase Sapphire Reserve card to a Preferred card and why it made sense for him.
Why You Should Create Loyalty Accounts Ahead of Time
We recommend creating loyalty accounts ahead of time to avoid the common issues relating to brand new accounts, such as delayed transfer times. Having your loyalty accounts set up when you’re ready to book makes everything easier.
Using 0% Cards When the Need Arises
Life can hit us hard sometimes. Here are options for 0% credit cards and cards with balance transfer options.
Why Transferable Points Are So Valuable (Part 1: Flexibility)
We often discuss in our Facebook group how transferable points are so much more valuable than miles or points with a single airline or hotel. This is because transferable points are the key to unlocking incredible value from credit card points.
Guide: Shifting Credit Between Cards
Many times, especially after you’ve been in the award travel world for a while, you may be approved for a smaller credit limit than you wanted or expected. This could be for various reasons, such as issues on your credit report, credit extended to you with that specific credit card company, total available credit, or low credit utilization or non-use of your existing credit cards.
Earning Ultimate Rewards: Can Chase Catch Up?
Chase had long been at the top of the food chain when it came to desirable credit card products and having a valuable transferable points currency. Ultimate Rewards became known for their ease of use, wealth of transfer partners, and versatility.
Deciding Between Transferable Points and Airline Miles / Hotel Points – How Do They Each Work?
One of the most common questions we receive from folks starting out in the points and miles hobby is what