Best Ever Chase Checking Savings Bonus

I love myself some checking and savings bonus, I'll update you on my results from 2022 soon, and this is one of the best checking and savings offers I have seen. This best ever Chase checking savings bonus combo offer is now available via a public link. Let's take a look at the terms and Chase checking and savings offer details.

Update 10/13/24: The offer has been extended until 1/22/25 (HT DoC)

Details On The $900 Chase Checking & Savings Bonus Offer

Checking bonuses usually come with some hoops to jump through. Here are the terms of the $900 Chase checking savings bonus offer:

Checking Portion – $300 Bonus

• For new Chase checking customers only
  • Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
  • You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
• Open a new Chase Total Checking account and set up direct deposit.
  • Must be done within 90 days of coupon enrollment
  • Doesn't seem to be an amount requirement, just says no micro deposits (less than $1)
• Your bonus will appear in your account within 15 days after completing qualifying activities.

How To Keep Your Chase Total Checking Account Fee Free:

• There is a $12 monthly service fee unless you do one of the following:
  • Monthly electronic deposits made into this account totaling $500 or more
  • Your balance at the beginning of each day of $1,500 or more in this account
  • An average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances

Savings Portion – $200 Bonus

• Open a new Chase Savings account
  • Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
  • You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
• Deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.
• Your bonus will appear in your account within 15 days after completing qualifying activities.

How To Keep Your Chase Savings Account Fee Free:

• There is a $5 monthly service fee unless you do one of the following:
  • A balance at the beginning of each day of $300 or more in this account
  • $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account
  • Chase College CheckingSM account linked to this account for Overdraft Protection
  • An account owner who is an individual younger than 18
  • A linked Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or Chase Private Client CheckingSM account

Link To Offer

Combination Bonus Portion – $400 Bonus

If you complete both activities, and earn both bonuses, you will get an additional $400 added to your account for $900 in total. In the past you needed to keep both accounts open for at least 6 months too, but it doesn't seem to be in the terms now. It is still probably best practice to keep bank accounts open for 6 months though.

Link To Offer

Eligibility For The Bonus

Here are the terms for who is eligible:

• Checking offer is not available to existing Chase checking customers.
• Savings offer is not available to existing Chase savings customers.
• Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
• You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
• Coupon is good for one-time use.

What Works As A Direct Deposit?

Not everyone can easily change their direct deposit choice and often wonder if there is another way to trigger that part. Sometimes external accounts work for that portion. There are no guarantees and if it doesn't trigger the bonus you are out of luck since you can not fight it. That is why I usually try two different options.

Here is a list of recent data points.

Best Chase Bank Bonus: ToP Thoughts

This $900 Chase checking savings bonus is just about as good as it gets. Some people don't like to have checking accounts etc. at banks they have credit cards at. The thinking is that it can lead to more scrutiny on your accounts, so that is something to be aware of.

For myself, I would jump all over this $900 offer. I have done these Chase personal checking and savings account bonuses a few times over the years. They also have some pretty great business checking account bonuses I've done a time or two.

I should also note that you will need to pay taxes on these offers since they are considered interest income.

Let us know in the ToP Facebook Group, or on Twitter, if you were targeted for either of these awesome bonus offers.