Using the DO$H App

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

 

This week in our #ThriftyThursday series we continue with another credit card linked cash back app, DO$H. If you happen to miss last week's post, be sure to check it out here.

What is DO$H?

DO$H is a mobile application that links to your existing debit and credit cards and earns you cash back.  Some offers may be a percentage and some may have a fixed amount. As with other apps, there is a $25 minimum to cash out. These funds can be easily transferred to your PayPal or Venmo account.

How to Use DO$H

You start by simply downloading the mobile app and signing up using our link at the bottom of the page. You create your account and link your credit cards and now you are ready to earn cash back. This is a very simple process and only takes a few minutes during the initial setup. You then shop as you normally would at merchants listed in the app and use a linked credit card. Shortly after the purchase, the app adds money to your DO$H account. It’s that easy. No receipt scanning necessary.
The DO$H app is very intuitive and user-friendly.  You can scroll through various offers that include stores, shopping, as well as online offers. DO$H also has a map feature that shows all your local in store offers based on your location. Most offers tend to be in the 2-5% range with some fixed rates going as high as $20 or more. The funds tend to stay in “pending status” for days or as long as a few weeks, while some funds post almost instantly. This is normal among shopping portals and mobile applications. I always recommend checking the terms and conditions (T&Cs) as well. Many times, certain brand items or gift cards will not count.

Analysis

Just like credit cards, I like to diversify and use a number of apps similar to DO$H. It gives you more opportunities to earn cash back and not pay full price. Whether you want to look at it as a discount or simply free money, it’s a winning situation. While it seems like it may take forever to build up cash back, having multiple apps like this can be beneficial.

The great thing about apps like DO$H, Pei, and others, is they include a variety of restaurants. I have dined in a different city and forgot to check my app first, but pleasantly surprised when I get a DO$H notification!

I will warn people about couple things with DO$H. First, you will see targeted offers. This means some users will see an offer, while others will not. In addition, these apps have been known to not track some purchases just like with shopping portals. I always recommend people keep records or screen shots of purchases, especially purchases that should earn large amounts of cash back. Second, DO$H has a hotel booking section, too, but those are third-party bookings. These hotel stays won’t get you any status benefits and I have found them to be actually more expensive at times than booking direct. This nullifies any cash back. Lastly, my final advice is that some offers can disappear quickly. Others are mainstays and seem to stick around for a bit. If you see a good one, jump on it.

Overall, if a purchase doesn’t post, I send a message to DO$H to see what the issues was. I tend to stick with the main apps and portals that have worked for me. Most of the time, DO$H is reliable. Depending on your location, you may have better offers or success than others. 

Stacking

A “stack” is when you make a purchase, but can combine more than one discount, cash back, or points-earning method, thus “stacking” the deals.

You must use one of your registered cards, so you’re already earning credit card points, in addition to the cash back. On top of that, I have noticed that AMEX offers and DO$H oftentimes have several of the same merchants. For example, wine.com is on DOSH, and also is a popular Amex offer which seems to show up frequently. You can earn 4% cash back on that wine purchase plus whatever your Amex offer is if you are using your linked Amex card.

Overall, I have found DOSH to not have as many stacks as some other outlets, but it is still a good cash back option. Plus, you never know when they will add a new merchant. Many local favorites have shown up for members of ToP such as Safeway and Costco. 

Final Thoughts

I am always excited about free money and that is no different with the Dosh app. You’re earning cash-back for merchants that you were planning purchases anyway. It’s nice to cash in that $25 every now and again. Overall, I've earned over $100 cash back without doing anything!

 

Are you using DOSH? If not, want to try it out and earn free money? Use our link https://link.dosh.cash/RICKF6

Do you have a stack to share? Want to learn more methods for stacking and traveling on Points and miles? If so, come over to our Facebook group and join the fun.

 

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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