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Review: Marriott Bonvoy Bold Credit Card from Chase

With no annual fee and scant benefits, the Marriott Bonvoy Bold Credit Card epitomizes the phrase "you get what you pay for."
Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Review: Marriott Bonvoy Bold Credit Card from Chase

With no annual fee and scant benefits, the Marriott Bonvoy Bold Credit Card epitomizes the phrase "you get what you pay for."

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The Marriott Bonvoy Bold Credit Card from Chase has no annual fee, but it also doesn't offer many benefit or perks. These characteristics, coupled with a weak sign-up bonus, make this card a candidate for product changing at best.

Current Offer

Currently, the Bonvoy Bold has a sign-up offer of 30,000 Bonvoy points after spending $1,000 within the first 3 months. The card does not have an annual fee. Like other Chase cards, the Bonvoy Bold is subject to Chase's 5/24 rule.

According to the terms and conditions, the welcome offer for the Bonvoy Bold is not available to those who (1) currently have or had any of the following cards within the last 30 days: Marriott Bonvoy American Express Card, The Starwood Preferred Guest Credit Card from American Express; or have (2) applied and were approved for any of the following cards within the last 90 days or (3) received a new cardmember bonus or upgrade bonus for any of the following cards within the last 24 months: Marriott Bonvoy Business American Express Card, Starwood Preferred Guest Business Credit Card from American Express, Marriott Bonvoy Brilliant American Express Card, Starwood Preferred Guest American Express Luxury Card, Marriott Bonvoy Bevy American Express Card.

Earn Rate

The Bonvoy Bold earns bonus points in the following categories:

  • 3x on Marriott purchases
  • 2x on travel
  • 1x on all other eligible purchases

Benefits

The perks and benefits of the Bonvoy Bold include:

  • 15 elite night credits towards status annually
  • No foreign transaction fees

Our Analysis

Simply put, the Bonvoy Bold is quite bare-boned. The 15 elite night credits is the card's only notable benefit. But for no annual fee, 15 elite nights credits isn't bad.

Meanwhile, the Bonvoy Bold‘s earning structure is the weakest among all Marriott credit cards. None of Marriott's cards have a compelling earning structure, but the Bold is at the very bottom. All other Marriott cards earn 6x at Marriott properties, yet the Bonvoy Bold only earns half of that.

The Bonvoy Bold‘s current sign-up offer is also the lowest among all Marriott cards. Thirty thousand points is a bad return for $1,000 spend. With Marriott's recent devaluations, 30,000 points won't get you much at all. For reference, brands like JW Marriott, St. Regis, and Ritz-Carlton regularly charge north of 80,000 points for one night.

The weak earning structure and low sign-up bonus coupled with no annual fee make the Bonvoy Bold a good card to downgrade or product change to when you don't want other Marriott cards but still want 15 elite night credits per year. Otherwise, this card is definitely not worthy of a 5/24 slot.

Final Thoughts

The Bonvoy Bold is a bare-boned credit card with scant perks but with no annual fee. If you're looking for the cheapest way to earn 15 elite night credits, look no further than the Bonvoy Bold. Just don't rely on the card for anything else.

What are your thoughts about the Marriott Bonvoy Bold Credit Card? Join the discussion in our Facebook group!

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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