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Review: Marriott Bonvoy Boundless Credit Card from Chase

The Marriott Bonvoy Boundless Credit Card from Chase offers limited benefits, but enough to give a decent return for its $95 annual fee.
Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Review: Marriott Bonvoy Boundless Credit Card from Chase

The Marriott Bonvoy Boundless Credit Card from Chase offers limited benefits, but enough to give a decent return for its $95 annual fee.

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The Marriott Bonvoy Boundless Credit Card from Chase is one of Marriott's mid-tier credit cards. This card isn't loaded with a ton of benefits, but its perks are enough to justify the modest $95 annual fee. Unfortunately, though, this card is subject to Chase's 5/24 rule.

Current Offer

Currently, the Bonvoy Boundless has a sign-up offer of three Free Night Awards with each valued up to 50,000 points after spending $3,000 within the first 3 months. The card has a $95 annual fee, which is not waived in the first year. Like other Chase cards, the Bonvoy Boundless is subject to Chase's 5/24 rule.

According to the terms and conditions, the welcome offer for the Bonvoy Boundless is not available to those who (1) currently have or had any of the following cards within the last 30 days: Marriott Bonvoy American Express Card, The Starwood Preferred Guest Credit Card from American Express; (2) have applied and were approved for any of the following cards within the last 90 days or (3) received a new cardmember bonus or upgrade bonus for any of the following cards within the last 24 months: Marriott Bonvoy Business American Express Card, Starwood Preferred Guest Business Credit Card from American Express, Marriott Bonvoy Brilliant American Express Card, Starwood Preferred Guest American Express Luxury Card, Marriott Bonvoy Bevy American Express Card.

Earn Rate

The Bonvoy Boundless earns bonus points in the following categories:

  • 6x on Marriott purchases
  • 3x on the first $6,000 spent in combined purchases per year on gas stations, grocery stores, and dining (including takeout and eligible delivery services)
  • 2x on all other eligible purchases

Benefits

The perks and benefits of the Bonvoy Boundless include:

  • 15 elite night credits towards status annually
  • An annual free night award every year after your account anniversary, valid for up to 35,000 points
  • Complimentary Silver Elite status
  • The ability to earn 1 elite night credit for every $5,000 that you spend
  • Gold Elite status when you spend $35,000 on the card in a calendar year
  • Complimentary in-room premium internet access at Marriott Bonvoy properties
  • No foreign transaction fees

Our Analysis

This mid-range Marriott card offers a couple of good benefits to offset its low annual fee. The $95 annual fee gets you a free night award worth up to 35,000 points and 15 elite night credits towards status. Granted, you can also receive 15 elite nights from the Marriott Bonvoy Bold Credit Card from Chase(review), which does not have an annual fee.

Complimentary Silver Elite status isn't worth much at all. This is the lowest elite status tier in the Bonvoy program. The only notable perks of Silver Elite status are 10% more points on paid stays and priority late checkout, subject to availability. For complimentary Bonvoy elite status, other cards like the Platinum Card from American Express(review) and the Business Platinum Card from American Express(review) offer complimentary Gold Elite status along with many other benefits.

The 35,000-point free night award can be useful for a free stay at an affordable Marriott property, like a Fairfield Inn or even a Courtyard by Marriott. These can come in handy especially when you need a hotel room near an airport for an early flight the next morning. Paying a $95 annual fee for this free night award isn't a bad trade.

The three Free Night Awards (valued up to 50,000 points each) sign-up bonus is quite weak. With Marriott's recent devaluation and change to dynamic pricing, the 50,000 point Free Night Awards won't get you very far. Marriott's nicest brands, like the St. Regis and Ritz Carlton, are regularly charging over 80,000 points per night for a room.

Unfortunately, the Bonvoy Boundless is subject to Chase's 5/24 rule. In our view, the card is not worth a 5/24 slot for the vast majority of folks. If you've already opened all the UR-earning cards and co-branded cards you can and are ready to move past 5/24, then maybe this card could make sense.

Final Thoughts

The Bonvoy Boundless offers a good return for its $95 annual fee, mainly through the annual free night award worth up to 35,000 points. Unfortunately, the Bonvoy Boundless is subject to Chase's 5/24 rule. When compared to other Chase cards, whether UR cards or co-branded cards with other hotel or airlines, the Bonvoy Boundless falls quite short. This is why we would only ever recommend opening this card if you're pretty much finished with Chase cards and ready to move past 5/24.

What are your thoughts about the Marriott Bonvoy Boundless Credit Card? Join the discussion in our Facebook group!

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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