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Travel on Point(s) is an independent, advertising-supported website. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites like Creditcards.com and Bankrate.com. This compensation does not impact how or where products appear on this site. Travel on Point(s) has not reviewed all available credit card offers on this site. Reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any partner entities.

Last week we spent even MORE time talking about Chase. In addition to the ever-important 5/24 Rule, there are a few keys to maximizing your Chase Ultimate Rewards:

  1. Using the “Chase Trifecta”. By using the right card for each purchase you can be sure to never earn less than 1.5x URs for every dollar you spend, and sometimes earn up to 5x. That's just for swiping your card.
  2. Understanding the value of points. Ultimate Rewards have a fixed value when redeemed through the Chase Portal, but they can also be redeemed by transferring them to Chase's travel partners. Knowing how you value points can be the key to making sure you're earning the right ones, and burning (spending) them appropriately.
  3. Consider if a business card is right for you. If you have a small business or side-hustle, a business card can be a great tool for earning more rewards.
  4. Don't fall victim to the traps for newbies. There are lots of enticing offers out there, and lots of competition for your attention and/or loyalty.

Take a look at our Weeks 1 and 2 summary, too, for other important takeaways from the blog so far.

As always, please comment below or join our Facebook group to give us your feedback, questions or comments.

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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