How to Maximize Spending at Gas Stations
No matter where you live, what you do, or how you commute to/from the places you regularly frequent, we all benefit from gas stations. Even if you do not own
Derrick Dye
April 8, 2020
ToP Blog | Category: ToP Insights
How to Maximize Everyday Spending
There is no single credit card that can meet everyone’s needs. Consider your unique situation, spending habits and travel goals to determine the option that best suits you.
Derrick Dye
April 8, 2020
Ways to Earn Points and Miles
Once you have your first travel rewards credit card, a Chase Sapphire Preferred or something similar, the focus typically switches to how to earn more points & miles. Once of the most frequently asked questions we hear is “how do you earn points and miles after you’ve signed up for all the cards?”
Derrick Dye
March 25, 2020
Hitting a Minimum Spend while Social Distancing
Just a few weeks ago, you got a new credit card. Your main focus was hitting the $2,000, $3,000, $4,000 or higher minimum spend and receive the sign-up bonus. As
Derrick Dye
March 22, 2020
Deciding Between Transferable Points and Airline Miles / Hotel Points – How Do They Each Work?
One of the most common questions we receive from folks starting out in the points and miles hobby is what points should they accumulate. Chase Ultimate Rewards? American Airlines AAdvantage
Derrick Dye
March 20, 2020
True or False: Common Credit Card Beliefs
Earlier this week, we examined the most common misconception about credit cards: explaining why opening up several credit cards does not harm your credit. In fact, your credit score typically
Derrick Dye
March 19, 2020
Starting from Scratch: Credit Cards
What if I don’t have a credit card Our standard advice for people starting out in points and miles is to sign up for a Chase credit card, typically the
Derrick Dye
March 18, 2020
How to Use Credit Karma
One of the first things we recommend to “newbies” is to figure out your 5/24 status. As a reminder, your 5/24 status is a rule from Chase in that they
Derrick Dye
March 16, 2020
Nothing in life is certain, except death, taxes, and earning credit card rewards with your tax bill.
If you owe Federal taxes (or think you might), it’s time NOW to open a new credit card and hit a minimum spend with that tax bill! Using the right card can make this otherwise undesirable time of year a joyous occasion.
Derrick Dye
January 27, 2020
Review: Enso Ango Fuya II, in Kyoto, Japan
While planning our trip to Japan, we quickly realized that hotels were: 1) expensive, 2) filling up quickly, and 3) not many American chain hotel programs offered good value. When
Derrick Dye
November 11, 2019