ToP walks through how to obtain the Southwest Airlines Companion Pass, the single greatest travel perk available, and how to get it for almost two years.
I know that many award travelers are reluctant to visit Calala Island due to the location in Nicaragua, the lack of A/C, and the boat transfer. If ToP’s review does anything for you, I hope it dispels fears about any of these.
How do you maximize earning Chase points? That’s easy. Obtain the Chase Trifecta. CSP/CSR, the Freedom Flex and the Freedom Unlimited (or Ink Unlimited) make an almost perfect trio of cards for bonus and non-bonus spending!
Our spending habits may have changed during this time of social distancing, but everyone still needs to eat. If you’re like my family, you’re spending even more on groceries since
Now that you are ready for a CSP versus a CSR, how do you decide which one? This is your first decision, since you cannot hold both.
Am I eligible for business cards? With absolute certainty, we answer this question “probably.”
Every single blog that covers award travel discusses Chase, something called 5/24, and steers newbies towards Chase cards first. Why? The “5/24” rule is the reason behind this.
Nothing in life is certain, except death, taxes, and earning credit card rewards with your tax bill. You read that right: turn lemons into lemonade. If you owe federal taxes (or think you might), now is the time to open a new credit card and hit a minimum spend with that tax bill!
Navigating all these different rules requires patience and long-term planning. For example, having a good 5/24 roadmap is important to maximize your points earnings with Chase cards early on. Meanwhile, it’s important to keep track of when you close any Citi cards because eligibility for sign-up bonuses for Citi cards is based on when you last opened or closed a particular card.
Each year, I post our personal reflection on the year that has come to an end and confirm how we did with our goals. For reference, you can read our 2020 reflection here.
We promise to keep things short, sweet, and packed with awesome insights!
