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The Cards in My Wallet: ToP Edition (February 2021)

Each member of the ToP team has different spending habits and travel goals. Here is a look inside our wallets. We explain how we use each card and why we value it.

How Charitable Donations Can Help Your Points & Miles Game

Donating to charity is a great way to earn more points and miles. We explain how doing good to others can help your points and miles plan.

How to Decide Whether it’s Worth Chasing Elite Status

One of the most common questions in the Travel on Point(s) Facebook group is whether going after status with an

Should You use Chase Ultimate Rewards to “Pay Yourself Back?”

Chase’s new “Pay Yourself Back” promotion remains available for Chase Sapphire Reserve® and Chase Sapphire Preferred® Card cardholders for another 3 months. During this time, it is worth it to scrutinize your redemption activity and determine how you typically use your Ultimate Rewards.

Chase Sapphire Updates: May 2020

It’s really nice to see Chase make changes to the Sapphire cards to make each card more competitive during this time of staying at home and social distancing. While we’re not traveling, you can decide whether you want to use your Ultimate Rewards as cash or whether you want to stockpile them for future travel. Either way, you get tremendous value from these cards. As always, come on over to our Facebook group to discuss these changes in more detail.

New Benefits & Bonuses: Updates for Chase and Amex

Shortly after “social distancing” entered our vocabulary, we began staying at home as much as possible. Retail stores, restaurants, bars, hotels and airports were replaced with grocery stores, food delivery services and streaming entertainment.

The Cards in My Wallet: ToP Edition

Each member of the ToP team reviewed their individual spending habits and travel goals to determine the credit cards that add maximum value to their situation. There are trends among the cards that we carry but plenty of differences too.

Ways to Earn Points and Miles

Once you have your first travel rewards credit card, a Chase Sapphire Preferred or something similar, the focus typically switches to how to earn more points & miles. Once of the most frequently asked questions we hear is “how do you earn points and miles after you’ve signed up for all the cards?”