Travel on Point(s)

ToP Blog | Category: Getting Started

Guide: Shifting Credit Between Cards

Many times, especially after you’ve been in the award travel world for a while, you may be approved for a smaller credit limit than you wanted or expected. This could be for various reasons, such as issues on your credit report, credit extended to you with that specific credit card company, total available credit, or low credit utilization or non-use of your existing credit cards.

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How to Use Credit Karma

One of the first things we recommend to “newbies” is to figure out your 5/24 status.  As a reminder, your 5/24 status is a rule from Chase in that they

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