Melio App New Member Offer

I wanted to introduce you to a Melio app new member offer that could net you a little over $3,000 in free credit card spend. That is because new Melio users that sign up for their app, via our affiliate link, get up to a $100 discount in processing fees. Melio is a great tool for business owners for making routine payments with a set it and forget approach. The service even lets you pay expenses that you normally can't with a credit card. Credit card spend is exactly where this offer comes into play. There is normally a 2.9% processing fee for credit card payments, where Melio mails a check or processes an ACH on your behalf, but this deal lets you test it before on a little over $3000 in spend. Let's get into the details of what Melio is and the details of this offer.

ToP Exclusive Melio App Payment Offer

Melio may sound familiar to you, and that may be because we covered it a few months back with a different offer. With that offer, which is still available, you could earn a $50 bonus for making one payment. You can find more details on that version here. I should note that can not take advantage of both offers. You must choose one or the other depending on which one fits your need more.

People may actually prefer this new offer though, because it helps them pay some bills, rack up a decent chunk of credit card spend all without incurring any processing fees. There is nothing worse than getting that water, gas or landscaper bill that doesn't take a credit card for payment. That is where this offer can help, and where Melio can be a tool in your tool belt long into the future as well.

Details On Melio App New Member Offer

Use your card to pay vendors, even where cards aren't accepted. Extend your business’s float, get more rewards, and save $100 on fees. All you need to do to activate the offer is…

• 1. Click “Download Now”.
• 2. Leave your email.
• 3. Sign up through the iOS app with the same email.

You will have 7 days to use your up to $100 in fees credit. You can use it on up to two payments during that period as well. That means it is best suited for some larger bills to maximize the promotion.

ToP Affiliate Link For The Offer

Offer Terms

• The Promotion is available to users who provided their email address on a designated Promotion landing page, registered as a Melio user and created a new organization using the Melio iOS mobile application, and completed the Promotion onboarding flow within seven (7) days from registration.
• Users must provide the same email address they provided in the Landing Page when registering to Melio. Users or organizations who were already registered to Melio, or users who are members of or affiliated with an Ineligible Organization, or an organization that adds a user that is a member of an Ineligible Organization, are ineligible for the Promotion.
• An Ineligible Organization is an organization on Melio that has already completed one or more payments.
• Any remaining Credit shall expire upon the earlier of
  • (i) a period of seven (7) days from completion of the Promotion onboarding flow, or
  • (ii) the completion of two (2) transactions.
• Any expired Credit shall be voided and not usable.
• Any available Credit is automatically deducted from fees due on transactions.

You can find all of the terms for the offer here.

ToP Affiliate Link For The Offer

Why You Should Use Melio

Before we get into how to use Melio, we should discuss what exactly Melio is. Perhaps you are staring at a bill, and you see the big scary words: cash or check only. Of course, you are wishing you could optimize paying that bill by earning some credit card rewards. This is where the power of Melio can come into play, since they process the credit card and then forward on the payment. The service allows you to earn rewards on payments you otherwise would not be able to. Melio calls this service Melio Pay. Melio Pay is accounts payable software that allows you to pay any bill with a debit or credit card. In fact, Melio touts itself as the ‘Venmo for businesses' which I find to be a funny yet accurate description of the service. It boils down to being able to pay your vendors as easily as you could pay your friends through Venmo.

Account Details

Let's talk about the dirty details of signing up for a Melio account:

• The account is free to sign up for and use. No setup or monthly fees.
• You can pay vendors that only accept checks.
• Melio will accept your credit card and then remit a check to the recipient.
• Melio's fee for processing a credit card is 2.9%.
• There is no fee for paying with bank transfer.
• This CC processing fee includes cutting and mailing of the checks to vendors, reducing effort and time on your end.

While there is a fee for using a credit card, the fee is well worth it while working on a welcome offer on a new card, or potentially if working on a spending offer.

What Bills Can You Pay With Melio

One thing we need to understand when figuring out how to use Melio is what bills are acceptable. You can use Melio to pay just about any other business. However, according to Melio's support page – the service is designed for business to business payments so both entities must be businesses. Some examples of business bills that you can pay are:

• Rent (when your landlord is a business, not individual)
• Taxes
• Utilities
• Legal expenses, Accounting expenses, other professional services
• Contractors / freelance help
• Inventory
• Donations
• Employee reimbursements

ToP Affiliate Link For The Offer

Melio App New Member Offer: ToP Thoughts

I have been using Melio for a few months after grabbing the last offer. I love earning points on bills that I couldn't use a credit card on before. You just need to make sure the earning is worth the fee if you use it outside of the promo period. Using a card with a spending offer or welcome offer is the best option. The cool thing is that with this Melio App new member offer you can test it out a bit without incurring any cost. That means any card should do for that first $3,000+ in spend!

Let me know if you have any questions about this promotion, or Melio as a whole, over in the ToP Facebook Group.