Travel on Point(s)

Complete Guide to Airline Award Holds – Which Airlines Allow Holds?

Airline Award Holds Airline award space is constantly changing. When you find the perfect award that you would like to book, it is critical that you act fast to book the award. It’s a story we can all relate to, we wait to book an award thinking surely it will be there tomorrow when we […]

Credit Card Application Rules For Each Bank, All In One Place

Credit Card Application Rules For Each Bank Being approved for a new card requires more than having a high credit score or proving a good source of income. Each of the major credit card-issuing banks has its own set of rules for approving credit card applications. If you do not meet the bank’s individual set of […]

New 5x American Airlines Spending Offers (Targeted)

Citi Refunds Late Fees

Citi Spending Offer My wife received a new Citi spending offer on her Citi AAdvantage Platinum Select card for 5x miles. The offer has a maximum bonus of 2,500 miles. Usually when one person gets these offers they go out in bunches across multiple cards. They can be for different categories too, so it you […]

Freeze Your Way to an Approval: Capital One Application Technique

Freezing Your Credit Report Capital One can be one of the more fickle banks in terms of approvals. We hear lots of different theories in the Capital One approval lore. Between applying on the third Thursday of every month and all of the other crazy techniques we have heard, there is one that actually seems […]

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