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Enough is Enough: The Year for Closing Coupon Books

2026 Credit Card Strategy We’ve written about the couponification (if that’s not a word, it should be) of credit cards over the years. If you’re unfamiliar with all that, you’re probably better off, but we’ll outline all of the lowlights below. Sarah and I have absolutely had enough with the cards that tout their “coupon […]

Highly Targeted Air France / KLM Amex Offer Worth Up To $400 Back

Air France KLM Amex Offer There is a new Air France / KLM Amex Offer that appears highly targeted. Most of the ToP team does not appear to be targted. It should get you up to 25% back on a flight booking (or award taxes?!). If you need more info on the Amex Offers program, […]

Reminder: Rakuten’s Bilt Conversion Rate Set To Change After May 15

Rakuten Earning Rates It’s been a fun five months of earning Bilt Rewards through Rakuten. The shopping portal game changed completely last November, when Bilt launched as a Rakuten payout option, alongside American Express Membership Rewards and traditional cash back. Bilt’s transfer partners are among the strongest in the points and miles world. And considering […]