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Travel on Point(s) is an independent, advertising-supported website. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites like Cardratings.com. This compensation does not impact how or where products appear on this site. Travel on Point(s) has not reviewed all available credit card offers on this site. Reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any partner entities.

The American Express Blue Business Cash™ Card Review

Quidget_BlueBizCash is the cashback companion to The Blue Business® Plus Credit Card from American Express. While the Amex Blue Business Cash card earns 2% cash back on all eligible purchases up to $50,000 per calendar year, the Amex Blue Business Plus card earns 2x Membership Rewards on all eligible purchases up to $50,000 per calendar year. We will look at the welcome offer, earning structure, card perks and share our overall thoughts in this review of Quidget_BlueBizCash.

Current Blue Business Cash Welcome Offer

Currently, Quidget_BlueBizCash has a welcome offer of:

Note: there have been targeted offers the surpass the public offers in the past.

Blue Biz Cash Earning Rates

Quidget_BlueBizCash has the following earning rates:

  • Earns 2% cash back on all eligible business expenses on up to $50,000 per calendar year.
  • It earns 1% cash back on all other eligible business purchases thereafter.
  • Amex cash back does not convert into Membership Rewards points. 

American Express Application Rules

If you want a full overview of the American Express application rules then be sure to check out our guide on all issuers. We will highlight some of the bigger ones here.

  • Amex has a once per lifetime welcome offer restriction (outside of targeted no lifetime language offers of which this is not one).
    • American Express defines once per lifetime loosely and it is in effect 5-7 years.
    • This is since you last held the card, NOT when you last earned a welcome offer. So upgrades and downgrades count against you too.
  • American Express only allows you to have 5 of their credit cards at one time.
    • Cards without a finite limit do not count against this rule and have their own, and separate, 10 card limit.
  • Amex has a 2/90 rule, where it will not approve you for more than two Amex cards during a 90-day period.
  • American Express may deny you a welcome offer for any reason but will inform you of that before performing your credit with a pop-up window telling you are not eligible for this offer

The American Express Blue Business Cash™ Card Review

American Express Blue Business Cash™ Card Review: Card Perks

Quidget_BlueBizCash doesn't come with a ton of card perks, which isn't surprising on a no annual fee cashback card. You can add up to 99 employee cards at no fee which could be useful to some businesses. You will also get up to one year in extended warranty on some purchases with the card. 

ToP Analysis

Quidget_BlueBizCash is a strong everyday cash back business card. 2% cash back on every eligible purchase on up to $50,000 per calendar year makes this card comparable to other cash back cards. Although it is possible to get a similar return elsewhere without the $50K cap each year. 

The welcome offer isn't great, at only $250. Some businesses may overlook at that for the simplicity of getting 2% cash back everywhere. 

The Amex Blue Business Cash card offers limited benefits and perks which will be a downside for some as well.  

The American Express Blue Business Cash™ Card Review: ToP Thoughts

Quidget_BlueBizCash is a good everyday cash back option. It earns 2% on every purchase on up to $50,000 per calendar year and does not have an annual fee. That will be good enough for many. While we wish the welcome offer was a bit higher, $250 is still decent for a no fee card. 

What do you think about Quidget_BlueBizCash? Join the discussion in our Facebook group!

For Quidget_BlueBizCash, See Rates and Fees

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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