June 2022 ToP Credit Cards
The right credit cards can be a valuable tool as you Travel on Point(s). Before you get started, there are a few things to keep in mind. First, under no circumstances should you apply for a new credit card or make charges on a credit card if you do not have a plan to pay the balance in full every month. Any rewards you earn will quickly be outweighed by the interest you pay. Second, remember that each card issuer has its own rules about applications, the most famous of which is the 5/24 rule. Double-check the rules before you apply for a new card to make sure you are eligible.
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The ToP Credit Cards for June
(Under 5/24 and Over 5/24)
UNDER 5/24
2. Chase Sapphire Reserve
3. Chase Ink Business Preferred
4. Chase Ink Business Cash
5. Chase Ink Business Unlimited
6. Chase Freedom Flex
7. Chase Freedom Unlimited
8. Chase Marriott Bonvoy Boundless
9. Chase World of Hyatt Business
10. Chase British Airways/Iberia/Aer Lingus
11. Chase United Club Infinite
14. Chase United Business
15. Chase Southwest Premier Business
16. Chase United Quest
17. Chase United Explorer
18. Chase IHG Rewards Premier
19. Chase World of Hyatt
20. Chase IHG Rewards Premier Business
21. Chase Southwest Plus/Premier/Priority
OVER 5/24 (or taking a break from Chase) in no particular order
Amex Platinum Business
Bilt Rewards Mastercard
Capital One Spark Cash Plus
Capital One VentureX
Capital One Venture
Citi Premier
Amex Hilton Aspire
CitiBusiness AAdvantage Platinum
Amex Gold Business
Amex Gold
Amex Green
Barclays jetBlue Business
Barclays Wyndham Business
Amex Bonvoy Business
Amex Bonvoy Brilliant
Amex Delta SkyMiles Reserve
Amex Delta SkyMiles Reserve Business
Amex Delta SkyMiles Platinum
Amex Delta SkyMiles Platinum Business
Amex Delta SkyMiles Gold
Amex Delta SkyMiles Gold Business
Barclays AAdvantage Aviator
Barclays AAdvantage Aviator Business
Citi AAdvantage Platinum
Bank of America Business Cash Rewards
Bank of America Alaska Air Visa Signature
Bank of America Alaska Air Visa Business
Amex Blue Business Plus
Cards by Category
Note: Additional card information can be found by following the heading hyperlink for each category below, including cards not otherwise directly linked.
1. Chase Sapphire Preferred
2. American Express Platinum
3. Citi Premier
4. Chase Sapphire Reserve
5. American Express Gold
6. Capital One VentureX
1. American Express Gold
2. Citi Premier
3. American Express Hilton Surpass
4. Chase Sapphire Preferred (online only)
1. American Express Gold
2. Chase Sapphire Preferred
3. Citi Premier
4. Chase Freedom Flex
5. Chase Freedom Unlimited
6. Bilt Rewards Mastercard
7. Chase Sapphire Reserve
8. American Express Green
1. Chase Ink Business Preferred
2. Chase Ink Business Cash
3. Chase Ink Business Unlimited
4. Amex Platinum Business
5. Amex Gold Business
6. Barclays AA Business
1. Barclays AA Business
2. Chase British Airways/Iberia/Aer Lingus
3. Chase United Infinite
3. Chase Southwest Performance Business
4. Chase Aeroplan
5. Chase United Business
6. Chase United Quest
7. CitiBusiness AAdvantage Platinum Select
1. American Express Hilton Aspire
2. Chase Marriott Bonvoy Boundless
3. Chase IHG Premier
3. Chase World of Hyatt
4. Amex Hilton Surpass
5. Amex Marriott Bonvoy Brilliant
1. Chase Freedom Flex*
2. Chase Freedom Unlimited*
3. Citi Double Cash
4. Citi Custom Cash
* technically earns cash back, but becomes Ultimate Rewards when combined with an Ultimate Rewards earning card