Our ToP Credit Card Recommendations


September 2020 ToP Credit Cards

The right credit cards can be a valuable tool as you Travel on Point(s). Before you get started, there are a few things to keep in mind. First, under no circumstances should you apply for a new credit card or make charges on a credit card if you do not have a plan to pay the balance in full every month. Any rewards you earn will quickly be outweighed by the interest you pay. Second, remember that each card issuer has its own rules about applications, the most famous of which is the 5/24 rule. Double-check the rules before you apply for a new card to make sure you are eligible.

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The ToP Ten Credit Cards for September
 (in no particular order)

  • Chase United Explorer
  • Chase World of Hyatt
  • American Express Platinum
  • American Express Hilton Aspire
  • Chase Bonvoy Boundless

    • Cards by Category

    Note: Additional card information can be found by following the heading hyperlink for each category below, including cards not otherwise directly linked.

     ToP Travel Cards
    1. Chase Sapphire Reserve
    2. Chase Sapphire Preferred
    3. American Express Gold
    4. Citi Premier
    5. American Express Green
    6. American Express Platinum
    ToP Cards for Groceries
    1. Chase Freedom
    2. Chase Freedom Unlimited
    3.  American Express Gold
    4. Citi Premier
    5. American Express Hilton Surpass
    ToP Cards for Dining
    1. Citi Prestige
    2. American Express Gold
    2. Chase Bonvoy Boundless
    3. Chase Sapphire Reserve
    4. Citi Premier
    5. American Express Green

     

    ToP Business Cards
    1. American Express Platinum Business
    2. Barclays AAdvantage Aviator Business
    3. American Express Gold Business
    4. Chase Ink Preferred
    5. Chase Ink Cash
    ToP Airline Cards
    1. Chase United Explorer
    2. Chase British Airways Visa
    3. Chase Southwest Rapid Rewards Plus
    4. Chase United Infinite
    5. Citi AAdvantage Platinum
    ToP Hotel Cards
    1. American Express Hilton Aspire
    2. Chase World of Hyatt
    3. Chase Bonvoy Boundless
    4. Chase IHG Premier
    5. American Express Hilton Surpass

     

    ToP Cash Back Cards
    1. Chase Freedom Flex*
    2. Chase Freedom Unlimited*
    3. Citi Double Cash
    4. Capital One Venture**

    * technically earns cash back, but becomes Ultimate Rewards when combined with an Ultimate Rewards earning card
    **technically earns Miles, but can be redeemed at 2% for restaurants or travel

    Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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