Our ToP Credit Card Recommendations


May 2020 ToP Credit Cards

The right credit cards can be a valuable tool as you Travel on Point(s). Before you get started, there are a few things to keep in mind. First, under no circumstances should you apply for a new credit card or make charges on a credit card if you do not have a plan to pay the balance in full every month. Any rewards you earn will quickly be outweighed by the interest you pay. Second, remember that each card issuer has its own rules about applications, the most famous of which is the 5/24 rule. Double-check the rules before you apply for a new card to make sure you are eligible.

Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The ToP Ten Credit Cards for May
 (in no particular order)

  • Chase World of Hyatt
  • CitiBusiness AAdvantage Platinum
  • Chase United Club Infinite
  • American Express Hilton Aspire
  • American Express Hilton Surpass

    •  ToP Travel Cards
    1. Chase Sapphire Reserve
    2. Chase Sapphire Preferred
    3. American Express Gold
    4. American Express Green
    5. American Express Platinum
    ToP Cards for Groceries
    1. Chase Sapphire Reserve
    2. Chase Freedom
    3. Chase Hyatt
    4. American Express Hilton Aspire
    5. American Express Hilton Surpass
    ToP Cards for Dining
    1. American Express Gold
    2. Citi Prestige
    3. Chase Sapphire Reserve
    4. American Express Green

     

    ToP Business Cards
    1. Chase Ink Preferred
    2. American Express Platinum Business
    3. Chase Ink Cash
    4. American Express Gold Business
    5. CitiBusiness AAdvantage Platinum
    ToP Airline Cards
    1. Barclays AAdvantage Aviator Red
    2. Chase United Club Infinite
    3. Chase Southwest Premier Business
    4. Citi AAdvantage Platinum
    5. Chase British Airways Visa
    ToP Hotel Cards
    1. American Express Hilton Aspire
    2. Chase IHG Rewards Club Premier
    3. American Express Hilton Surpass
    4. Chase World of Hyatt
    5. American Express Bonvoy Brilliant

     

    ToP Cash Back Cards
    1. Chase Freedom Unlimited*
    2. Citi Double Cash
    3. Capital One Venture**
    4. Citi Costco Anywhere Visa

    * technically earns cash back, but becomes Ultimate Rewards when combined with an Ultimate Rewards earning card
    **technically earns Miles, but can be redeemed at 2% for restaurants or travel

    Travel on Point(s) has partnered with CardRatings for our coverage of credit card products. Travel on Point(s) and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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