OUR PICKS | GLToP CREDIT CARDS >>>>
Sign-Up Bonuses and Welcome Offers are the fastest and easiest way to begin earning points and miles. Before applying for a credit card, keep in mind two things. First, under no circumstances should you apply for a new credit card or make charges on a credit card if you do not have a plan to pay the balance in full every month. Any rewards you earn will quickly be outweighed by the interest you pay. Second, remember that each card issuer has its own rules about applications. Double-check the rules before you apply for a new card to make sure you are eligible. Also, keep track of how much minimum spend a card requires for the sign-up bonus, and make sure to have a plan to meet that minimum spend.
Disclosure: Travel on Point(s) is an independent, advertising-supported website. This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation does not impact how or where products appear on this site. This site does not include all financial companies or all available financial offers. Reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any other entity.
- CHASE SAPPHIRE PREFERRED® CARD
- CHASE SAPPHIRE RESERVE®
- CHASE FREEDOM UNLIMITED®
- CHASE FREEDOM FLEX®
- CAPITAL ONE VENTURE X REWARDS CREDIT CARD
- CAPITAL ONE VENTURE REWARDS CREDIT CARD
- THE WORLD OF HYATT CREDIT CARD
- AEROPLAN® CREDIT CARD
- SOUTHWEST RAPID REWARDS® PRIORITY CREDIT CARD
- PRIME VISA CREDIT CARD
- SAPPHIRE RESERVE FOR BUSINESS℠
- INK BUSINESS PREFERRED® CREDIT CARD
- INK BUSINESS CASH® CREDIT CARD
- INK BUSINESS UNLIMITED® CREDIT CARD
- IHG ONE REWARDS PREMIER BUSINESS CREDIT CARD
- WORLD OF HYATT BUSINESS CREDIT CARD
- SOUTHWEST® RAPID REWARDS® PERFORMANCE BUSINESS CREDIT CARD
- THE BLUE BUSINESS® PLUS CREDIT CARD FROM AMERICAN EXPRESS
» Featured Personal Credit Cards
Chase Sapphire Preferred® Card
An affordable option for entry into the transferable currency space. The card also offers a rewarding earning structure for anyone that travels and dines out. Some better than expected perks help offset the annual fee as well.
HIGHLIGHTS
3x Points On Dining & Online Grocery
2x Points On Travel
Annual 10% Points Bonus Per Dollar Spent
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
ANNUAL FEE: $95
Chase Sapphire Reserve®
A premium card with premium perks including priority pass lounge access with restaurants, an annual travel credit, and increased earning on travel and dining.
HIGHLIGHTS
3x Points On Travel And Dining
$300 Annual Travel Credit
Priority Pass Select Membership
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
ANNUAL FEE: $795
Chase Freedom Unlimited®
A fantastic card to pair with one of the Chase premium cards to increase your earnings, the Freedom Unlimited is great for your dining purchases and for everyday spending.
HIGHLIGHTS
3% Back On Dining At Restaurants, Including Takeout And Eligible Delivery Services, And On Drugstore Purchases
Earn 1.5% On All Other Purchases
Earn a $250 bonus after spending $500 on purchases in your first 3 months from account opening.
ANNUAL FEE: $0
Chase Freedom Flex®
This is a great no annual fee card that lets you earn 5% back on up to $1,500 in combined purchases in quarterly categories. Pair it with one of the premium Ultimate Rewards cards to combine points and transfer to partners.
HIGHLIGHTS
5x On Up To $1500 In Quarterly Categories
5x On Travel Purchased Through Chase TravelSM
3x On Restaurant and Drugstore Purchases
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
ANNUAL FEE: $0
Capital One Venture X Rewards Credit Card
For the traveler that wants lounge access and an earning structure that means you’re never earning less than 2x on any purchase. Versatile redemption options include the ability to erase transfer purchases, book through a travel portal, or transfer to partners.
HIGHLIGHTS
2x Miles On Every Purchase
10,000 Bonus Miles Every Account Anniversary
No Foreign Transaction Fees
Enjoy 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening opening.
ANNUAL FEE: $395
Capital One Venture Rewards Credit Card
An affordable annual fee for a card that earns a minimum of 2x on everything. Versatile redemption options include the ability to erase transfer purchases, book through a travel portal, or transfer to partners.
HIGHLIGHTS
2x Miles On Every Purchase
No Foreign Transaction Fees
Up To A $100 Credit For Global Entry Or TSA Pre-Check
Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
ANNUAL FEE: $95
The World of Hyatt Credit Card
Unlock the ability to transfer Thank You Points to partners with this card that earns 3x on supermarkets, restaurants, gas stations, air travel, and other hotels.
HIGHLIGHTS
4x Points at Hyatt properties
Annual Free Night Certificate (Category 1-4)
Complimentary Discoverist Status
No Foreign Transaction Fees
Earn up to 60,000 bonus points: Earn 30,000 bonus points after you spend $3,000 on purchases in the first 3 months. Earn up to 30,000 more bonus points by earning 2 bonus points per $1 spent in the first 6 months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.
ANNUAL FEE: $95
Aeroplan® Credit Card
One of the few airline cards that allows you to earn towards status via credit card spend. The card also offers some very rewarding bonus categories, that is ahead of most of the airline card competition.
HIGHLIGHTS
3x Points On Air Canada Purchases
3x Points On Groceries And Dining
10% Transfer Bonus when transferring Chase Ultimate Rewards to Aeroplan
Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.
ANNUAL FEE: $95
Southwest Rapid Rewards® Priority Credit Card
Southwest's top tier co-branded personal card, this is perfect for helping you earn that companion pass. Just pair it with a Southwest business card below and you're all set. It's also a definite keeper for regular Southwest flyers, as the card's many perks more than make up for its annual fee.
HIGHLIGHTS
4x Points On Southwest Airlines Purchases
7500 Bonus Points at Cardholder Anniversary
$75 Annual Southwest Travel Credit
Earn the Companion Pass through 2/28/27 and 40,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.
ANNUAL FEE: $229
Prime Visa Credit Card
The world's biggest retailer – Amazon – has a card to reward you for shopping! While we're all about the points here (it's in our name, after all), it's hard to resist a card with unlimited cash back earning potential at a major retailer.
HIGHLIGHTS
– Unlimited 5% cash back on Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
– 2% cash back at gas stations, restaurants, and on local transit and commuting (including rideshare)
– 10% cash back or more on rotating items and categories on Amazon.com with an eligible Prime membership
Get a $150 Amazon gift card instantly upon approval, exclusively for Prime members.
ANNUAL FEE: $0
» Featured Business Credit Cards
Sapphire Reserve for Business℠
Earning 4X extremely valuable Ultimate Rewards on hotels and airlines booked direct makes this card great for any small business. The points can be combined with its no annual fee siblings and transferred to a wide array of Chase transfer partners.
HIGHLIGHTS
4x Points on Hotels and Airfare booked direct
3x on Social Media and Search Engine Advertising
Priority Pass Select Membership
A wide range of credits and perks
Earn 150,000 Ultimate Rewards after you spend $20,000 on purchases in your first 3 months from account opening.
ANNUAL FEE: $795
Ink Business Preferred® Credit Card
Earning 3X extremely valuable Ultimate Rewards at a wide range of categories makes this card great for any small business. The points can be combined with its no annual fee siblings and transferred to a wide array of Chase transfer partners.
HIGHLIGHTS
3x Points On Travel
3x On Shipping Purchases And Internet, Cable, And Phone Services
Cell Phone Protection
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
ANNUAL FEE: $95
**The links in this article have been independently collected by Travel on Point(s) and Girls LOVE Travel.
Ink Business Cash® Credit Card
A card offering some of the best bonus categories on the market, all for no annual fee. If you pair it up with the Ink Business Preferred, Sapphire Preferred or Sapphire Reserve those points become transferable as well.
HIGHLIGHTS
5% Cash Back at Office Supply Stores, and at Internet, Cable TV, Mobile Phones, and Landlines on the first $25,000 in purchases each cardmember year
2% Cash Back on the first $25,000 in purchases at Gas Stations and Restaurants each year
Earn $750 when you spend $6,000 on purchases in the first three months after account opening.
ANNUAL FEE: $0
Ink Business Unlimited® Credit Card
The perfect option for any business that wants an easy to understand earning structure. Get 1.5% back on all purchases. If you pair it up with the Ink Business Preferred, Sapphire Preferred or Sapphire Reserve those points become transferable as well.
HIGHLIGHTS
Unlimited 1.5% Cash Back on Every Purchase
0% Intro APR For 12 Months From Account Opening on Purchases
Employee Cards at no Additional Cost
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
ANNUAL FEE: $0
IHG One Rewards Premier Business Credit Card
HIGHLIGHTS
Earn up to 26 points total per $1 Spent When You Stay At An IHG Hotel
Earn 5 points per $1 spent on purchases on travel, gas stations, select advertising, and restaurants.
Earn 3 points per $1 spent on all other purchases
Platinum Elite Status as long as you remain a premier card member.
Earn 140,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
ANNUAL FEE: $99
World of Hyatt Business Credit Card
This card is a great option for big spenders and anyone chasing World of Hyatt elite status. Getting 5 elite night credits every $10,000 in spend is a great perk. Getting discounted awards after spending $50,000 will be a worthwhile goal for some as well.
HIGHLIGHTS
4x Points at Hyatt properties and $100 in Hyatt statement credits
2x Points Per $1 spent in 2 top categories each quarter
5 Elite Night Credits for every $10,000 spent on the card.
Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
ANNUAL FEE: $199
Southwest® Rapid Rewards® Performance Business Credit Card
This card is perfect for your plans to earn a Southwest companion pass. Just pair it with one of the Southwest personal cards like the one above, and you're all set. In addition, the annual fee for this card is easy to justify with its perks and annual bonus. That makes it a keeper in the long term.
HIGHLIGHTS
4x points on Southwest Airlines purchases
9000 bonus points at Cardholder Anniversary
Global Entry or TSA Precheck Fee Credit
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
ANNUAL FEE: $299
The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card is a no-brainer and a keeper card for most folks. The Blue Business Plus is the best card for earning Membership Rewards on everyday business spend since no other Amex card earns 2x Membership Rewards on all eligible business purchases. We should note again that you earn at that rate on up to $50,000 a year (1x after that). The lack of an annual fee makes this card even better.
HIGHLIGHTS
2x Membership Rewards points per dollar on every eligible everyday business purchases for the first $50,000 in purchases per calendar year, regardless of spend category
1x Membership Rewards points per dollar on every eligible business purchase above $50,000 each calendar year
Earn 15,000 Membership Rewards after you spend $3,000 on eligible purchases in the first 3 months. This card does not have an annual fee.
ANNUAL FEE: $0
Disclosure: Travel on Point(s) is an independent, advertising-supported website. This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation does not impact how or where products appear on this site. This site does not include all financial companies or all available financial offers. Reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any other entity.
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